# SBI Secure OTP — user reviews

> 339 indexed App Store user reviews of SBI Secure OTP by State Bank of India, rated 1.20/5 from 181 ratings.

- Source: https://appshunter.io/ios/app/sbi-secure-otp/id1055960651/reviews
- App overview in markdown: https://appshunter.io/ios/app/sbi-secure-otp/id1055960651.md
- Rating breakdown: 5★ 5 · 4★ 3 · 3★ 0 · 2★ 5 · 1★ 168

## What do users think of SBI Secure OTP?

Overall sentiment: negative

**Pros**

- 🚀 Reliable app to get OTP
- 🔒 Secure OTP generation

**Cons**

- 🐛 More inconvenient than SMS OTP
- 🐛 Doesn't work half the time
- 🐛 Usability issues
- 🐛 Crashes and bugs
- 🐛 Registration problems
- 🐛 Doesn't work for NRI accounts

**Commonly reported bugs**

- Blank OTP screen
- Authentication issues
- Incompatible with iOS 10/11/12 updates
- Unable to register or re-register
- OTP not received on registered number

**Most requested features**

- Improve usability with fewer clicks
- Add logout option on every screen
- Support for international phone numbers

## Newest reviews (15 of 339)

### 1/5 — Works partly

*2025-07-28, version 3.0.0*

I get my otps through app for login but for transfers still need sms.

### 1/5 — StoneAge design 😂

*2025-05-02, version 2.2.7*

Its a good way for customers protection but It’s very hard to do a transaction using Yono App while you have to open #Sbi Secure Otp app to get the code and then logout it then return to yonolite and complete the transaction…stone age design 😂🤣😂

### 4/5 — Reliable app to get OTP

*2025-02-20*

No delays unlike SMS OTP. Works every time. Usability could be improved further by reducing few clicks. 1. Add logout on every screen, so user doesn’t need to go to Home Screen every time just for logout. 2. On logged out screen, no need to show pop up message, as it shows login screen upon logout.

**Developer response:** Dear Customer, We are glad that you have had a delightful experience on our app. Thank you so much for this 4 star rating. We will continue to provide you the best of our services. We have shared your valuable suggestion with our team for further review.
SBI Mobility Team

### 4/5 — Secure and Safe

*2024-12-11*

It works very well for me so far. Quite secure internet banking experience.
But there is always some scope of improvement like the app design rather than bland page it can be more creatively designed for sure.
NOTE: Only caution is to log out if you want to close the app. Don't minimise it.

**Developer response:** Dear Customer, 
We are glad that you have had a delightful experience on our app. Thank you so much for this 4 star rating. We thank you for raising the request and we are consistently working towards making your user experience better. We have shared your valuable suggestion with our team for further review.
SBI Mobility Team

### 1/5 — Funny app from sbi

*2024-09-25*

I installed the app since i have issues receiving otp. But to register the app, it asks for an otp!! Great job sbi!! ¯\_(ツ)_/¯

**Developer response:** Dear Customer, The inconvenience caused to you is deeply regretted. We are analyzing the issue and will get back to you. Please write to us at feedback.statebankanywhere@sbi.co.in for more details about the issue you are facing along with the screen/snapshot of the err msg, registered mobile no details. - SBI Mobility Team.

### 1/5 — This version 2.2.1 is not working

*2024-02-16*

Hello App support team This versions of app is not working. After the first registration page and sending SMS message with key to the predefined number. The second page stuck with “authenticating....” message and nothing happens. I also deregistered in the online SBI and downloaded the SBI secureOTP app again to go through the registration process as per the instructions given on the help page. Please advise.

**Developer response:** Dear Customer, The inconvenience caused to you is deeply regretted. For us to help you with the error, kindly share the steps you followed on the app at feedback.statebankanywhere@sbi.co.in along with your registered mobile no, device and screenshot / snapshot of err msg detail. We'll ensure to look into it with utmost priority.-SBI Mobility Team

### 1/5 — Useless app, cannot complete the registration stops OTPs completely

*2023-12-07*

I am writing this review as an SBI customer. I have been with SBI for over 20 years. I have an NRO account with SBI. I was getting OTPs through SMS until I clicked on Secure OTP method on my internet banking. 

The app cannot be in installed on a non-India number. It stops the OTPs even when you couldn’t complete registering for the app. 

SBI manages to mess up every single experience for its customers and this is deeply disappointing.

**Developer response:** Dear Customer, The inconvenience caused to you is deeply regretted. For us to help you with the error, kindly share the steps you followed on the app at feedback.statebankanywhere@sbi.co.in along with your registered mobile no, device and screenshot / snapshot of err msg detail. We'll ensure to look into it with utmost priority.-SBI Mobility Team

### 1/5 — Frustrating app

*2023-10-15, version 2.2.5*

Frustrating

### 1/5 — App not working

*2023-09-16*

I have downloaded yesterday and tried at 7 times. All the time I am failed and getting registered saying try after sometime from registered mobile number. I am using registered mobile number only. Request to do needful the app functionality

**Developer response:** Dear Customer, The inconvenience caused to you is deeply regretted. For us to help you with the error, kindly share the steps you followed on the app at feedback.statebankanywhere@sbi.co.in along with your registered mobile no, device and screenshot / snapshot of err msg detail. We'll ensure to look into it with utmost priority.-SBI Mobility Team

### 1/5 — Doesn’t work

*2023-08-28*

This app never worked. I have been trying every few months since 2020 to see if they have fixed this but sadly they have not. I have finally given up. Shame on you SBI! You are the worst Bank I have ever experienced.

**Developer response:** Dear Customer, The inconvenience caused to you is deeply regretted. Please help us understand the issue you are facing in depth. Please share the detailed issue by writing to feedback.statebankanywhere@sbi.co.in along with your registered mobile no, device and screen / snapshot of err msg detail. We'll ensure to look into it with utmost priority. - SBI Mobility Team

### 1/5 — Activation Code Not Getting Sent to Non India Numbers

*2023-08-13, version 2.2.5*

Unable to complete registration / activation. The final step of activation code sending is happening. For non-India phone number the activation code is not getting sent. Please resolve issue asap.

### 1/5 — Incompetent people setting security policies at SBI

*2023-07-05*

Keep this crap open for some time and then it locks you out for 5 mins saying "You have an active session due to abrupt closure of App. Kindly try after five minutes.". So secure that even regular users give up. No users, no security issues!

**Developer response:** Dear Customer, The inconvenience caused to you is deeply regretted. Please help us understand the issue you are facing in depth. Please share the detailed issue by writing to feedback.statebankanywhere@sbi.co.in along with your registered mobile no, device and screen / snapshot of err msg detail. We'll ensure to look into it with utmost priority.
- SBI Mobility Team

### 1/5 — Simply a Nightmare

*2023-04-23, version 2.2.4*

The process does not work. A complete waste of over six hours over the weekend and it still doesn’t work. Whoever designed this stupid system should be fired!

### 2/5 — Not generating Otp for transfer of branch request

*2023-03-25, version 2.2.4*

Otp box is coming blank for transfer of account to other branch request. For other options opt is getting generated. Fix the issue.

### 1/5 — Rubbish at the best

*2023-03-17*

Do Not Use this app

This app is sending out SMS to a discontinued number when registering. I talked to SBI to talk about it. I’m told that this app is now discontinued!!

**Developer response:** Dear Customer, The inconvenience caused to you is deeply regretted. For us to help you with the error, kindly share the steps you followed on the app at feedback.statebankanywhere@sbi.co.in along with your registered mobile no, device and screenshot / snapshot of err msg detail. we'll ensure to look into it with utmost priority. - SBI MobilityTeam

## Most critical reviews (10 lowest-rated)

### 1/5 — Worst banking app

*2026-05-02*

No option to reset password there. Be logical if someone forgot password and selected otp option as Secure otp in this app also asking to log in with password no option for reset password option in this app. Now In online sbi when I am trying to reset password then portal asking to give secure otp and I am unable to login here as I forgot password . SBI will never give you service as handy like other banks You have to reset password through branch only . Always famous for worst type of service.

**Developer response:** Dear Customer, The inconvenience caused to you is deeply regretted. Please share the detailed issue by writing to feedback.statebankanywhere@sbi.co.in along with your registered mobile no, device details and kindly share the steps you followed on the app and error message for analysis. We'll ensure to look into it with utmost priority. -SBI Mobility Team

### 1/5 — App malfunctioning

*2026-03-01, version 3.2.0*

Even without entering pin once, error message of 3 attempts failed and error message app is locked for the day keeps popping up. Unable to login to the internet banking services.

### 1/5 — Srinath

*2026-02-09*

Such an idiot who developed this app. Do you atleast use this app for your own account? Don’t just develop 3rd class products and leave for consumers to bang their heads on it. My account was locked for a day due to invalid password, and when I enter the right one the next day, the message on this app says “ your account have been locked for the day due to many attempts”. This won’t let me register again as well. How do you expect customers to login in this case, even with right password? Did you use common sense at all while developing this?

**Developer response:** Dear Customer, The inconvenience caused to you is deeply regretted. Please share the detailed issue by writing to feedback.statebankanywhere@sbi.co.in along with your registered mobile no, device details and kindly share the steps you followed on the app and error message for analysis. We'll ensure to look into it with utmost priority. -SBI Mobility Team

### 1/5 — Absolutely horrible

*2026-02-03, version 3.2.0*

The application is built as a kindergarten coding project. Absolutely horrible experience since you don't know when it will breakdown. I'm moving to HDFC Bank

### 1/5 — Pathetic app

*2026-01-25, version 3.2.0*

It is a shame for the nation that prides itself on Digital evolution to have a bank like SBI with a broken netbanking or app. I wish we will bankrupt SBI and throw their IT infrastructure in garbage, along with the morons who developed Yono site and secure otp app.

### 1/5 — Update

*2025-12-13, version 3.2.0*

Every time when i opens the app it mentions to download a new app as this app is going to discontinue. But couldn’t find the new app in the app store. Honestly why SBI have to go with new apps all the time since they can fix or update the current app. Especially as an NRI customer these kind of changes are a big headache as we have to get OTP for all the updates and OTP for international numbers are not prompt. India is fast growing but at the same time our banks are putting more security features to make the life of a customer difficult. Strengthen Security features are good but it have to be done at the bank end not at the customer end.

### 1/5 — Not getting activation OTP

*2025-12-05, version 3.2.0*

Without activation OTP sms cannot go into or enable secure OTP

### 1/5 — Unable Register

*2025-11-01, version 3.0.0*

Almost emptied my mobile balance but still unable to register. What a shame, deploying this without testing..

### 1/5 — Not working.  Im stranded without an otp

*2025-10-06*

I upgraded to ios26. App stopped working

**Developer response:** Dear Customer, The inconvenience caused to you is deeply regretted. Please share the detailed issue by writing to feedback.statebankanywhere@sbi.co.in along with your registered mobile no, device details and & kindly share the steps you followed on the app and error message for analysis. We'll ensure to look into it with utmost priority. -SBI Mobility Team

### 1/5 — More inconvenient than sms otp

*2025-09-12*

I set this up for convenience as i dont frequently use my registered number sim. But this app doesnt even work half the time. Seeing a blank screen when requesting for an OTP with no message just an empty rectangle box that should show the otp message.

**Developer response:** Dear Customer, The inconvenience caused to you is deeply regretted. Please share the detailed issue by writing to feedback.statebankanywhere@sbi.co.in along with your registered mobile no, device details and & kindly share the steps you followed on the app and error message for analysis. We'll ensure to look into it with utmost priority. -SBI Mobility Team

## Most praised reviews (10 highest-rated)

### 5/5 — Unlock Fingerprint/ Face ID missing

*2024-10-21, version 2.2.6*

Good extra layer secure OTP app for SBI Net banking 

add this feature in every YONO app homepage itself 
No extra separate app for logins

### 5/5 — Not able to register

*2024-10-15*

Followed the steps as recommended by the developer in one the responses and it worked. Thank you 🙏

**Developer response:** Dear Customer,

We are glad that you have had a delightful experience on our app. Thank you so much for this 5-star rating. We will continue to provide you with the best of our services.

-SBI Mobile Team

### 5/5 — Face ID login  must added as feature

*2024-05-27*

Dear Team, with above mentioned subject. Please add this feature

**Developer response:** Dear Customer, 
We thank you for raising the request and we are consistently working towards making your user experience better. We have shared your valuable suggestion with our team for further review.
SBI Mobility Team

### 5/5 — App is working perfectly fine.

*2024-02-12, version 2.2.6*

OTP generates very quickly

### 5/5 — Very Helpful App and Thanks SBI for Developing Such app

*2024-02-09*

I downloaded this app it helps me to get OTP for all transactions when out of India or in India. You don’t need phone OTP anymore. first have to register this app with your registered mobile number with bank and after that this app will work.

**Developer response:** Dear Customer, We are glad that you have had a delightful experience on our app. Thank you so much for this 5-star rating. We will continue to provide you the best of our services. -SBI Mobility Team

### 5/5 — A convenient and secure app

*2022-11-05*

The need for OTP based verification of all online transactions is indeed a necessary inconvenience. Especially when login credentials of internet banking facilities now require OTP as well. This app obviates the necessity of waiting for sms OTPs while loggin into SBI online banking and is very convenient for customers especially those who live in areas where the cell reception is bad or those who live abroad.

**Developer response:** Dear Customer, We thank you for raising the request & we are consistently working towards making your user experience better. We have shared your valuable suggestion with our team for further review. If any issue, write to us at feedback.statebankanywhere@sbi.co.in along with your registered mobile no & share us the screen/ snapshot of the error msg so that we can improve our service .

### 5/5 — Useful

*2021-03-26, version 2.2.1*

Perfect

### 5/5 — Request process error

*2021-02-22*

“ We are unable to process your request “. Many times I have tried and still this error, lost my SMS balance as well from U.A.E. I’m not able to perform any transactions. Please resolve this issue.

### 5/5 — Changing things

*2020-10-27*

Usually i hate this app. But giving 5 star because removed the mandatory re registering with the yono sbi app after every updating this otp app.

### 5/5 — After upgrading app is working on ios

*2020-07-15*

After upgrading to version 2.1.2 app is working fine on ios device.

Thanks for resolving this major bug

**Developer response:** Dear Customer, The inconvenience caused is deeply regretted. As part of security enhancements, we have currently New app version 2.1.2 of SBI Secure OTP Please update the same. If any issues, share us screenshot of the error message and mobile number at feedback.statebankanywhere@sbi.co.in. - SBI Mobility Team

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*
