# SC China

> Mobile banking app for account management, transfers, and product access. (iPhone/iPad app by Standard Chartered Bank.)

- Source: https://appshunter.io/ios/app/sc-china/id487144078 (this page in markdown: same URL + `.md`)
- Developer: [Standard Chartered Bank](https://appshunter.io/developer/367337301)
- Category: Finance, Lifestyle
- Price: Free
- Rating: 4.70/5 from 490 App Store ratings · 34 written reviews indexed
- Age rating: 4+
- Requires: iOS 14.0 · 157 MB
- Languages: American English, Chinese (Simplified, China)
- Released: 2011-12-21
- Data updated: 2026-08-27
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/sc-china/id487144078/reviews.md

## What is SC China?

About SC Mobile:
The new and improved SC mobile app offers a fast, secure, and user-friendly mobile banking experience, designed to take care of its customers banking needs on the Go anytime, anywhere! Indulge in effortless app interface to get alerts, quick access to products, accounts management, making online bank transfers and much more.

Prime features & services:

Pre-Login:
Click any of the eight grids to view product information or banners to know more about the latest campaigns.

Home with Glance:
With just one swipe, get quick access to transactions of all the financial assets you hold. make transfer, manage your accounts and cards from home screen, view total account balance enquiry, fund transfer and much more.

Fast, Secure & Easy Access:
Quickly log into your account with just your touch/face ID without the need of any PIN or password with new enhanced digital security, biometrics, and authentication features for greater convenience.
New modern look and feel with simplified navigation and faster loading times so that banking becomes a quick and easy experience.

Hassel-free Payment:
Add Local Transfer & Telegraphic Transfer payees in App directly. Transfer funds instantly between your SC accounts or other accounts by selecting Local Transfer & Telegraphic Transfer and other payment methods.

All Products under one roof:
Enjoy the convenience of digital banking at your fingertips, Accounts, Term Deposits, Insurance and other product offerings without any hassle.

Contact us and Locate us:
Contact us or locate nearest Standard Chartered (China) Branch by just over a click.

Rate us:
Occasional prompt to capture your feedback on overall SC Mobile experience.


Other Services:
Enable 3rd party payment, Investment profile, Activate Debit cards and Apply for Loans as a part of this newly optimized application interface.

Please call our service hotline (86-755) 956083 or (86-755)33382730 if you are in Hong Kong, Macao, Taiwan, or overseas area.

## Key features

- Account management
- Online bank transfers
- Card management
- Product information
- Biometric login
- Hassel-free payments
- Branch locator

## What do users think of SC China?

Overall sentiment: negative

**Pros**

- 👍 Convenient for transfers and asset management
- 👍 Good for viewing accounts
- 👍 Smooth for transfers and purchases
- 👍 Excellent online customer service
- 👍 Optimized app for China
- 👍 Convenient for money transfer and asset management
- 👍 Convenient for topping up mobile phone

**Cons**

- 😞 Too slow and bad UX
- 😞 Terrible app, slow, bad UX
- 😞 Very bad app experience
- 😞 Primitive and worst banking app
- 😞 Slow, buggy, and frustrating
- 😞 Poor user experience
- 😞 Clunky and doesn't work
- 😞 Inconvenient without Face ID
- 😞 Limited functionality
- 😞 No iPad support
- 😞 Hard to use
- 😞 Stupid app
- 😞 Slow and bad UX
- 😞 Terrible bank
- 😞 Extremely poor service attitude
- 😞 App is very bad and trash
- 😞 Very, very bad application software
- 😞 Complex transfer process
- 😞 Recent procedures are cumbersome
- 😞 Can't log in, always crashes
- 😞 Keeps logging me out
- 😞 Can't believe it's a 2021 app
- 😞 Slow, low resolution, card, requires SMS login
- 😞 Inconsistent and frustrating
- 😞 Useless and very hard to use
- 😞 Worst banking app ever used
- 😞 Worst and primitive banking app
- 😞 Worst banking app
- 😞 Poor user experience
- 😞 Very limited
- 😞 Doesn't work
- 😞 Amateurish and inefficient branch staff

**Commonly reported bugs**

- Blank page after loading for minutes
- No way back after blank page
- Keeps saying something wrong and logging me out
- Cannot log in, always crashes
- App stops working on iOS, continually loads
- Login error, cannot log on to website
- Login button doesn't work after entering credentials

**Most requested features**

- Update design and transfer experience
- Upgrade to newest branding
- Simplify transfer process
- Add landscape iPad support
- Update to configure Face ID on iPhone X
- Support Face ID
- Allow pasting password into login field
- Optimize for plus-sized screens
- Show credit cards
- Add version for phone

## Recent user reviews (10 of 34)

All indexed reviews: https://appshunter.io/ios/app/sc-china/id487144078/reviews.md

### 1/5 — Too slow, Bad UX

*2026-06-29, version 2.19.0*

Terrible bank too.

### 1/5 — 服务态度恶心至极，极度不推荐

*2026-06-24, version 2.19.0*

这可能是我预约银行开户以来遇到过最恶心的体验。
RM接通电话的第一秒就开始用一种极其傲慢、阴阳怪气的语气跟我说话，每句话都带着“你这种人也配来开我们渣打账户？”的高高在上的优越感，恶心程度令人震惊。
全程没有一丝服务意识，完全一副“肯接你电话就是看得起你”的下贱嘴脸，让人听得头皮发麻、反胃至极。
我只是汇丰环球私人银行的一个普通用户，连我都被这种态度恶心到了。
强烈建议大家绕道渣打银行，别去自取其辱。
这服务态度我真的是服了，刷新了我对外资行的认知下限。

### 5/5 — good to view accounts

*2026-06-17, version 2.19.0*

smoothly use for transfer and purchase funds

### 1/5 — 渣打銀行App太差了垃圾

*2026-05-24, version 2.16.11*

渣打銀行App太差了垃圾

### 4/5 — Update the design and transfer experience!

*2026-05-10, version 2.16.11*

Good enough for daily use but could be better if upgraded to newest branding. Also the transfer process is way too complex, could it be done without so much clicking and asking me for an OTP for a giant transfer amount of CNY 100 ?

### 5/5 — 推荐渣打中国

*2026-02-03, version 2.16.11*

这个App优化的非常好，3地联动，感谢渣打

### 1/5 — 关于贵行APP

*2026-01-30, version 2.16.11*

非常非常差的应用软件，没有用过这么不好用的银行软件。

### 1/5 — Terrible app, slow, bad UX

*2026-01-05, version 2.16.10*

I have to say that this app is THE worst bank app I ever used!  It’s slow, give me blank page after loading for minutes and no way back ( have to terminate app and start over ) .

### 5/5 — Excellent online customer services

*2025-05-27, version 2.16.5*

Your online text services are excellent, timely and much to the point. Thank you so much.

### 5/5 — 不好用

*2024-01-01, version 2.14.0*

最近出了好多手续，繁琐，操作不了也不知道什么原因。网页版莫名其妙进不去。根本没法用。耽误事啊

## Frequently asked questions about SC China

### What does the SC China app do?

The SC China app provides a fast, secure, and user-friendly mobile banking experience. It allows users to manage their accounts, make online bank transfers, manage cards, view product information, and access other banking services on the go.

### What are the key features of the SC China app?

Key features include pre-login product information access, home screen glance for financial assets, fast and secure biometric login, hassle-free local and telegraphic transfers, access to all banking products, and options to contact or locate branches.

### Is the SC China app free to use?

Based on the provided information, the app is free to download and use. There are no mentions of subscription fees or in-app purchases for core banking functionalities.

### What are the common use cases for the SC China app?

Common use cases include checking account balances, transferring funds between accounts or to other payees, managing debit cards, applying for loans, and quickly accessing information about banking products and campaigns.

### How does the app ensure security?

The app employs enhanced digital security, biometrics, and authentication features for greater convenience and security. Users can log in quickly using touch/face ID without needing a PIN or password.

## Version history (last 5 releases)

### 2.21.0 — 2026-07-27

We continue to improve the Standard Chartered China Mobile App to enhance the mobile banking user experience.

For the security of your account and a smoother user experience, we strongly recommend upgrading your mobile OS version to IOS 17 and above. Thank you for your continued trust and support.

### 2.20.1 — 2026-06-30

We continue to improve the Standard Chartered China Mobile App to enhance the mobile banking user experience.

For the security of your account and a smoother user experience, we strongly recommend upgrading your mobile OS version to IOS 17 and above. Thank you for your continued trust and support.

### 2.19.0 — 2026-06-14

We continue to improve the Standard Chartered China Mobile App to enhance the mobile banking user experience.

For the security of your account and a smoother user experience, we strongly recommend upgrading your mobile OS version to IOS 17 and above. Thank you for your continued trust and support.

### 2.18.1 — 2026-06-05

We continue to improve the Standard Chartered China Mobile App to enhance the mobile banking user experience. This update includes:
- Optimize Soft Token to enhance Online Banking Login.
For the security of your account and a smoother user experience, we strongly recommend upgrading your mobile OS version to IOS 15 and above. Thank you for your continued trust and support.

### 2.18.0 — 2026-06-02

We continue to improve the Standard Chartered China Mobile App to enhance the mobile banking user experience.

For the security of your account and a smoother user experience, we strongly recommend upgrading your mobile OS version to IOS 17 and above. Thank you for your continued trust and support.

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## More apps by Standard Chartered Bank

- [SC Mobile Singapore](https://appshunter.io/ios/app/sc-mobile-singapore/id367337298)
- [SC Mobile Malaysia](https://appshunter.io/ios/app/sc-mobile-malaysia/id392924154)
- [SC Mobile Hong Kong](https://appshunter.io/ios/app/sc-mobile-hong-kong/id445795688)
- [SC Mobile India](https://appshunter.io/ios/app/sc-mobile-india/id460909294)
- [SC Equities Hong Kong](https://appshunter.io/ios/app/sc-equities-hong-kong/id515902362)

All apps by Standard Chartered Bank: https://appshunter.io/developer/367337301

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*