# SC Federal Card Controls

> Manage and secure credit union debit and credit cards with transaction alerts and usage controls. (iPhone/iPad app by South Carolina Federal Credit Union.)

- Source: https://appshunter.io/ios/app/sc-federal-card-controls/id1445426235 (this page in markdown: same URL + `.md`)
- Developer: [South Carolina Federal Credit Union](https://appshunter.io/developer/473307681)
- Category: Finance
- Price: Free
- Rating: 2.29/5 from 35 App Store ratings · 11 written reviews indexed
- Age rating: 4+
- Requires: iOS 13.0 · 45 MB
- Languages: English
- Released: 2019-02-26
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/sc-federal-card-controls/id1445426235/reviews.md

## What is SC Federal Card Controls?

SC Federal Card Controls, provided by South Carolina Federal Credit Union, protects your cards by sending transaction alerts and enabling you to define when, where and how your cards are used.

Download CardValet SC to your smartphone, then set your preferences to monitor and manage your cards. Alerts Enable Safe, Secure Card Usage Real-time alerts for PIN and signature transactions keep you informed of your card usage to quickly detect unauthorized or fraudulent activity. 

Location-Based Controls and Alerts Restrict transactions to merchants near your location (using your phone’s GPS) or by region using city, state, country or zip code on an interactive map. Usage Controls and Alerts Set spending limits to decline transactions above your thresholds. 

Monitor activity by category such as gas stations and restaurants, and by type: in-store purchases, e-commerce transactions and ATM transactions. Card On/Off Setting When “on” transactions are allowed per settings. When “off,” purchases or withdrawals

## Key features

- Real-time transaction alerts
- Location-based transaction controls
- Spending limit settings
- Transaction monitoring by category
- Card on/off switch
- Fraudulent activity detection

## Recent user reviews (10 of 11)

All indexed reviews: https://appshunter.io/ios/app/sc-federal-card-controls/id1445426235/reviews.md

### 1/5 — Inoperable

*2021-04-29, version 5.45.2*

Will not login in with passcode or face ID.  Only works when going through mobile banking app.  Notifications will show but only direct you to login where it doesn't work.

### 1/5 — The worst!

*2020-11-28, version 3.9.2*

I have banked with SCFCU for 17 years and I’m sick of them. The customer service is THE WORST. They are not up with times. They literally require multiple apps to manage your account and the cards linked to it. They lack diversity. Trying to disable a lost card was like talking to an institution in the 90s. I tried to stick with them but I’ll be following the rest of my family to other institutions. I am literally disgusted with this bank and will take my business where they know how to talk to people and have modern technology.

### 1/5 — Terrible App

*2020-09-04, version 3.9.2*

This app is not user friendly. It is so difficult to use and so hate it. Put the credit card stuff back in the original SC Federal App.

### 1/5 — Won’t open

*2020-01-17, version 3.9.0*

DO NOT UPDATE TO VERSION 3.9.0!  My card is locked, my app updated and now I can’t load the app to UNLOCK MY CARD. Wait for next update!!

### 2/5 — Not opening since update

*2020-01-17, version 3.9.0*

Was great. But now not opening after most recent update. A shame because It has been helpful in the past.

### 2/5 — Doesn’t work since latest update

*2020-01-17, version 3.9.0*

App will not open since update 2 days ago!

### 4/5 — Great app

*2019-12-07, version 3.8.1*

Thanks to this app I was notified IMMEDIATELY that someone hacked my Walmart account & was trying to use my saved card. The notifications can used to be somewhat annoying, but not anymore. Never crashes on me. I haven’t tried Face ID.

### 1/5 — Needs Update

*2019-07-30, version 3.8.1*

App will no longer open. Log in, processing, CRASH

### 2/5 — Still a far ways to go...

*2019-05-20, version 3.3.9*

Major issues:
FaceID doesn’t log you in, still have to enter PW
Duplicate alerts
Not real time-transactions from days ago
Constant crashes 

Please fix or add CC info to your mobile banking app.

### 1/5 — Duplicates and bugs

*2019-05-14, version 3.3.9*

Several transactions show up as duplicates on different dates. 
Getting multiple notifications for the same transaction on different dates making it appear that I’m being charged multiple times.
App often closes unexpectedly.

## Frequently asked questions about SC Federal Card Controls

### What is SC Federal Card Controls?

SC Federal Card Controls is a mobile application provided by South Carolina Federal Credit Union that allows users to monitor and manage their credit and debit cards. It offers features like real-time transaction alerts, location-based controls, and the ability to turn cards on or off.

### How does SC Federal Card Controls protect my cards?

The app protects your cards by sending instant alerts for all transactions, enabling you to quickly identify any unauthorized activity. You can also set specific usage rules, such as location restrictions or spending limits, and instantly disable your card if needed.

### Can I set spending limits with SC Federal Card Controls?

Yes, you can set spending limits to decline transactions that exceed your defined thresholds. This feature helps you maintain control over your spending and prevent unexpected charges.

### What types of transactions can be monitored?

You can monitor various transaction types, including PIN and signature transactions, e-commerce purchases, ATM withdrawals, and in-store purchases. You can also filter activity by categories like gas stations and restaurants.

### Is SC Federal Card Controls available on Android devices?

Based on the supported devices listed, SC Federal Card Controls is available for iPhone and iPad. It is not explicitly stated if it supports Android devices.

### How often is SC Federal Card Controls updated?

The app was last updated on March 24, 2023, with version 5.63.4. Regular updates help ensure the app remains secure and functional.

### What is the user rating for SC Federal Card Controls?

SC Federal Card Controls has a user rating of 2.3 stars from 35 ratings. This indicates that a portion of users have expressed dissatisfaction with the app.

### Does SC Federal Card Controls have ads?

The provided data does not specify whether SC Federal Card Controls contains advertisements. However, as it is a free application from a credit union, it is unlikely to be heavily ad-supported.

## Version history (last 2 releases)

### 5.63.4 — 2023-03-24

Minor bug fixes and security enhancements.

### 5.62.1 — 2023-01-04

Minor bug fixes and security enhancements.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
