# SC Mobile Nigeria

> Digital banking app for Standard Chartered Bank Nigeria customers. (iPhone/iPad app by Standard Chartered Bank.)

- Source: https://appshunter.io/ios/app/sc-mobile-nigeria/id650746202 (this page in markdown: same URL + `.md`)
- Developer: [Standard Chartered Bank](https://appshunter.io/developer/367337301)
- Category: Finance, Lifestyle
- Price: Free
- Rating: 3.00/5 from 248 App Store ratings · 143 written reviews indexed
- Age rating: 4+
- Requires: iOS 14.0 · 177 MB
- Languages: American English, French (France), Chinese (Traditional, Hong Kong SAR China)
- Released: 2013-06-15
- Data updated: 2026-08-20
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/sc-mobile-nigeria/id650746202/reviews.md

## What is SC Mobile Nigeria?

Welcome to SC Mobile!

You are about to start an amazing digital banking experience straight from your mobile phone. Download our app to open a Standard Chartered Bank account instantly. Enjoy mobile banking from the get go to transfer funds, manage your account and complete most of your service needs. Say goodbye to long queues and do your banking anywhere and everywhere. Be Unstoppable.

Open an account in 5 minutes

SC Mobile offers you a complete digital bank at your fingertips. Now you can open an Instant Account with Standard Chartered Bank in just 5 mins, and enjoy the convenience and benefits of banking with a world class financial institution.

Upgrade your Account

From an Instant Account, you can upgrade your account to Instant Plus Savings, Salary or Regular Savings to do more transactions. Furthermore, you will be able to open Current Account in Naira, USD or GBP with the Bank. Option to apply for mortgage, personal loans and credit cards are coming soon.

Enjoy banking at no cost

- No charge for all inter-bank local transfers
- Zero SMS transaction charges
- Free Gold Visa Debit/ATM card (first issuance)
- Free card delivery to your mailing address anywhere in Nigeria
- Zero cash withdrawal charge on any 3rd party ATM in Nigeria, regardless of the number of withdrawals

Grow your wealth

- Access our wide range of Wealth Management Products
- Invest in Fixed Income, Mutual Funds and Treasury Bills online real-time
- Buy, Sell and Track your portfolio anytime, anywhere
- Enjoy high interest on your Savings accounts
- Create a Fixed Deposits account right on your SC Mobile app
- Get access to our latest market insights and take advantage of the market opportunities available
- Get global diversification (both local and offshore investments) with best in class fund managers


Be your own banker

Digital banking with SC Mobile provides you with the great convenience of doing (almost) everything at your pace and comfort. Straight from the app you can;
- Request for a card, block or replace it
- Activate your debit/credit card, choose a PIN and reset PIN
- Book fixed deposits
- Order for cheque book and confirm cheques
- Request for bankers’ draft
- Make request for account statements
- Request for Reference letters
- Update personal information
- And many more

A complete view of your accounts and transact with ease

SC Mobile allows you to see, move and manage your finances anytime, anywhere. You can transfer funds to accounts within Standard Chartered Bank and to other local and international destination accounts; Airtime top up; Data bundle subscription and other bill payments.

## Key features

- Instant account opening
- Fund transfers
- Account management
- Wealth management products
- Card services
- Bill payments
- Loan and credit card applications (coming soon)

## What do users think of SC Mobile Nigeria?

Overall sentiment: negative

**Pros**

- 🚀 Safe and reliable
- 🚀 Seamless investment and transfer features
- 👍 Convenient for international transfers
- 👍 Saved beneficiaries make processing fast

**Cons**

- 🐛 App does not work as expected
- 🔧 Poor and outdated UI/UX
- 🐛 App keeps deactivating mobile key
- 🔧 Lack of search functionality for banks and contacts
- 🔧 No receipt generation in the app
- 🐛 Crashes when trying to create investment profile
- 🔧 Slow and inefficient system
- 🔧 Complicated navigation for transfers
- 🐛 Constant requests to re-register
- 🐛 Face ID login not working
- 🐛 App not compatible with newer iOS versions
- 🐛 Frequent crashes and login issues
- 🐛 Deregistration issues with mobile key

**Commonly reported bugs**

- Broken pages and unresponsive features
- Compatibility issues with newer iOS versions
- Repeated requests to re-register the app
- Crashes and login problems

**Most requested features**

- Add search functionality for banks and saved beneficiaries
- Implement downloadable transaction receipts
- Introduce dark mode option for better accessibility
- Improve overall user interface and experience

## Recent user reviews (10 of 143)

All indexed reviews: https://appshunter.io/ios/app/sc-mobile-nigeria/id650746202/reviews.md

### 2/5 — Needed to be better

*2026-05-20, version 6.4.1*

This app so bad and it makes SCB look so unreliable and incompetent. Can be annoyed most time

### 5/5 — Safe and reliable

*2025-09-29, version 6.1.9*

The app is fully loaded. I can do investment, local and international transfers seamlessly. I have my family abroad set up as saved beneficiaries and processing is fast.

### 1/5 — App does not work accordingly

*2025-09-25*

I will appreciate if you could upgrade and fix the issues with this app. The option to upgrade account leads to a broken page. There is no immediate or even no response when I send emails to comment on how badly this app or the online banking service. I believe this is supposed to be an international bank so the standard should be up to par.

**Developer response:** Hi, this is not the experience we would like you to have. Please send us a message via DM on X (formerly known as Twitter) - @StanChartNG or inbox to our Facebook page Standard Chartered Nigeria with reference number APP25_1913342 and our team will assist you accordingly. ~AS

### 2/5 — Poor and very old UI/UX

*2025-08-25, version 6.1.9*

This app is long overdue for a new look!
Navigating around the menu has never been easier and friendly. It’s time to change that!
Sanction a new project and get your developers to work on a new and improved version please!

### 2/5 — App keeps deactivating

*2025-07-19, version 6.1.8*

The app keeps reinstalling and deactivates my mobile key.. i will have to re-register.
Once i log out and want to open the app.. same issue.. I have notified your staffs for over a year and nothing has been done.

Also..include a receipt pop up page..when funds are transferred out just like other banks do on your app..

### 2/5 — SC key

*2025-06-24, version 6.1.8*

The app keeps asking me to register for SC KEY every single time I want to login. Even on the web. This is frustrating.

### 1/5 — Not user friendly

*2025-06-16, version 6.1.8*

Make the app easy for people to navigate. It looks so technical and complicated

### 1/5 — Worst service ever

*2025-05-24, version 6.1.8*

I’ve been with the bank for over 8 years. In the last couple years. I’ve been experiencing issues transferring funds between Standard Chargered Bank and other NG banks. Both inwards and outwards. This problem remains unsolved. I hate the purpose of a bank if u can’t transact with other banks in the same country?
 Customer service is a nightmare. It’s not even intuitive how to contact them. The app doesn’t give you the options. This is 2025 and to be honest, as customers, we expect better service. 
I’ve moved out all my funds and now considering closing my account. 
Sorry I loved standard chartered in the past but I think it’s time to move on.

### 2/5 — No search for banks and contacts, also no receipt in app to share.

*2025-05-10, version 6.1.7*

This is 2025 and yet certain things that should be easy to get are missing. 

1. The app has no search function to let you get to banks easily. 
You need to manually scroll to get banks, contacts. 

2. There is no receipt to generate in the app. So when you do transfers there is no way to let the other person know.

### 1/5 — horrible interface

*2025-04-25, version 6.1.7*

Use opay, use moniepoint or other financial institutions and it’s obvious how poor this app is, horrible app. Go and copy opay’s UI

## Frequently asked questions about SC Mobile Nigeria

### What can I do with the SC Mobile Nigeria app?

The app allows you to open a Standard Chartered Bank account instantly, transfer funds locally and internationally, manage your existing accounts, and access wealth management products. You can also perform various service requests like ordering cheque books, requesting statements, and managing your debit/credit cards.

### Is SC Mobile Nigeria free to use?

The app itself is free to download and use. Standard Chartered Bank offers several banking services at no cost, including no charge for inter-bank local transfers, zero SMS transaction charges, and free first issuance of a Gold Visa Debit/ATM card with free delivery. Some specific transactions or premium services might incur charges as per the bank's standard terms and conditions.

### How do I open an account with SC Mobile Nigeria?

You can open an Instant Account with Standard Chartered Bank directly through the SC Mobile app in approximately 5 minutes. After opening an Instant Account, you have the option to upgrade it to other account types like Instant Plus Savings, Salary, or Regular Savings, or open a Current Account in Naira, USD, or GBP.

### What are the benefits of using SC Mobile Nigeria for banking?

The app provides the convenience of digital banking, allowing you to perform most banking activities from anywhere, anytime, eliminating the need for long queues. Key benefits include instant account opening, free inter-bank transfers, zero ATM withdrawal charges on 3rd party ATMs, and easy access to investment products and account management services.

### Can I manage my investments through the app?

Yes, the app offers access to a wide range of Wealth Management Products. You can invest in Fixed Income, Mutual Funds, and Treasury Bills online in real-time, buy, sell, and track your portfolio, and create Fixed Deposits accounts. The app also provides market insights to help you take advantage of investment opportunities.

## Version history (last 5 releases)

### 6.5.0 — 2026-08-04

This release includes changes to improve performance, enhance security and bug fixing.

### 6.4.1 — 2026-05-17

This release includes changes to improve performance, enhance security and bug fixing.

### 6.4.0 — 2026-04-21

This release includes changes to improve performance, enhance security and bug fixing.

### 6.2.2 — 2025-12-09

This release includes changes to improve performance, enhance security and bug fixing.

### 6.2.1 — 2025-11-23

This release includes changes to improve performance, enhance security and bug fixing.

## Apps similar to SC Mobile Nigeria

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Impact Bank](https://appshunter.io/ios/app/impact-bank/id1565394180) | — | Free | Finance |
| [Duck Money](https://appshunter.io/ios/app/duck-money/id1586866820) | 5.0 (1) | Free | Finance |
| [Xapo Bank: Save in BTC & USD](https://appshunter.io/ios/app/xapo-bank-save-in-btc-and-usd/id1560681080) | 4.7 (105) | Free | Finance |
| [Div Income, Get Paid to Invest](https://appshunter.io/ios/app/div-income-get-paid-to-invest/id1670813500) | 3.0 (2) | Free | Finance |
| [Lira Now](https://appshunter.io/ios/app/lira-now/id6443975580) | — | Free | Finance |
| [CreciPay](https://appshunter.io/ios/app/crecipay/id1638751180) | 4.2 (10) | Free | Finance |

## More apps by Standard Chartered Bank

- [SC Mobile Singapore](https://appshunter.io/ios/app/sc-mobile-singapore/id367337298)
- [SC Mobile Malaysia](https://appshunter.io/ios/app/sc-mobile-malaysia/id392924154)
- [SC Mobile Hong Kong](https://appshunter.io/ios/app/sc-mobile-hong-kong/id445795688)
- [SC Mobile India](https://appshunter.io/ios/app/sc-mobile-india/id460909294)
- [SC China](https://appshunter.io/ios/app/sc-china/id487144078)
- [SC Equities Hong Kong](https://appshunter.io/ios/app/sc-equities-hong-kong/id515902362)

All apps by Standard Chartered Bank: https://appshunter.io/developer/367337301

## Related topics

[standard chartered bank](https://appshunter.io/ios/topics/standard-chartered-bank) · [standard chartered](https://appshunter.io/ios/topics/standard-chartered) · [constitution of nigeria 1999](https://appshunter.io/ios/topics/constitution-of-nigeria-1999) · [2clicks nigeria](https://appshunter.io/ios/topics/2clicks-nigeria) · [better breeze marta](https://appshunter.io/ios/topics/better-breeze-marta) · [sclends](https://appshunter.io/ios/topics/sclends) · [scmobile](https://appshunter.io/ios/topics/scmobile)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-20.*