# Scapia: A card for travellers — Tap everywhere travel anywhere > Travel credit card with rewards, zero forex markup, and integrated booking. (iPhone/iPad app by Scapia Technology Private Limited.) - Source: https://appshunter.io/ios/app/scapia-a-card-for-travellers/id1625270866 (this page in markdown: same URL + `.md`) - Developer: [Scapia Technology Private Limited](https://appshunter.io/developer/1625270868) - Category: Finance, Travel - Price: Free - Rating: 4.60/5 from 189 App Store ratings · 51 written reviews indexed - Age rating: 17+ - Requires: iOS 15.5 · 300 MB - Languages: American English - Released: 2023-09-05 - Data updated: 2026-08-28 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/scapia-a-card-for-travellers/id1625270866/reviews.md ## What is Scapia? The Best Credit Card for Travellers With Zero Joining Fees Scapia is built for travellers, designed to be used for everyday spends so your daily expenses can turn into avel experiences over time. Earn rewards on daily spends, enjoy zero forex markup, unlock airport privileges and access to a travel ecosystem - all in one seamless app experience. Key Features Earn on Daily Spends + Travel Use your Scapia card on everyday purchases and earn 10% rewards online and offline spends and 5% on UPI spends. Earn unlimited rewards every month - there’s no cap on earning rewards per month or per transaction. (5 Scapia Coins = ₹1) Redeem coins directly on the Scapia app for: Flights • Hotels • Trains • Buses • Visas • Experiences • Trips • Shopping No complicated conversions. No hidden conditions. Just rewards you can actually use. Zero Forex Markup Swipe internationally without worrying about hidden charges. With 0% forex markup, Scapia is one of the smartest ways to spend globally - whether you're travelling abroad or shopping internationally. Airport Privileges That Go Beyond Lounges Access more than just lounges. Enjoy flexibility at airports with benefits across dining, shopping, spa, and lounge access. - Up to ₹1,000 in rewards at domestic airports and domestic lounge access unlocked on spending ₹20,000 and more the previous billing cycle - Up to ₹2,000 back in rewards on duty-free shopping or dining at international terminals in India, unlocked on booking an international flight of ₹50,000 or more via the Scapia app Seamless Travel Ecosystem Plan and book your entire journey in one place. From flights and hotels to trains, buses, and experiences - Scapia brings everything together in a single, easy-to-use app. Scapia Pay (UPI Integration) Now earn 5% rewards on everyday UPI transactions using their Scapia Federal RuPay and Scapia BOBCARD RuPay credit cards. Add-on Cards for Family Extend Scapia benefits to your spouse or immediate family. Enjoy shared access to zero forex markup, rewards, and the full Scapia travel ecosystem - making family travel smoother and more rewarding. Zero Joining Fee & Zero Annual Fee No hidden costs. No pressure to hit spending milestones. Just use the card the way it fits your lifestyle. Benefits: Why Users Love Scapia Rewards That Are Simple & Transparent No complicated conversions. Your daily spends earns you rewards in the form of Scapia coins, which you can see and redeem easily in the app. Travel Funded by Everyday Life Instead of letting rewards sit unused, Scapia turns your regular expenses into something tangible -your next trip. Designed for Modern Travellers Whether it’s a quick weekend trip or an international vacation, Scapia adapts to how you travel today - flexible, frequent, and app-first. Access to the exhaustive travel ecosystem From booking tickets, hotels, destination experiences and shopping as per the trip - Scapia offers’s travel ecosystem that has it all. Use Cases - Daily users: Spend on daily spends, including UPI payments and earn rewards in the form of Scapia Coins - Frequent travellers: Save on forex, earn rewards, and use them across bookings - Occasional travellers: Let everyday spending build your travel fund over time - International travellers: Avoid forex fees and use add-on cards for family trips Trust Signals - Issued by Federal Bank and BOBCARD - Fully digital, secure, and easy onboarding process -Transparent rewards system with no hidden fees - Growing base of users sharing positive Scapia reviews Ready to Travel Smarter? Apply for the Scapia co-branded credit cards and unlock a smarter way to spend and travel. Earn on everyday transactions, save on international spends, and unlock travel benefits - all with one powerful card. Important Information Apple is not a sponsor of, nor is it involved in, any promotions, rewards programs, or offers provided by Scapia. ## Key features - Earn rewards on daily and travel spends - Zero forex markup for international transactions - Airport privileges including dining and lounge access - Integrated travel booking ecosystem - UPI spending rewards - Add-on cards for family members - Zero joining and annual fees ## Recent user reviews (10 of 51) All indexed reviews: https://appshunter.io/ios/app/scapia-a-card-for-travellers/id1625270866/reviews.md ### 5/5 — Worth spending every rupee *2026-08-19* Loving this credit card! The perks are fantastic, especially the airport benefits. ✈️ If you’re a frequent traveler, this is definitely a card worth having. Highly recommended! ⭐ **Developer response:** Hi there, We are so glad you’re enjoying the travel perks and airport benefits on your Scapia card! It’s great to know these features are adding value to your journeys. Thank you for recommending us. We hope Scapia continues to make your travels smoother and more rewarding. ✈️ ### 5/5 — Very good app for travellers *2026-08-19* I have been using this app and the card since last 7-8 months and am nothing short of excited. The team is responsible and has helped to ensure availability and completion of special requests. They call and check with the hotels and call you back as well to let you know the developments. They have also helped me when the hotel did not during a booking and said that the hotel is under renovation when they actually sold my room to somebody else. The team kept connected me and resolved the issue late at night at 1 am. Truly appreciate the efforts. From that day onwards I always book through them no matter what. **Developer response:** Hi there, Thank you for sharing this detailed experience with us. We’re truly glad our team could stay connected with you, coordinate with the hotel, and help resolve the situation even late at night. Knowing that you continue to trust Scapia for your bookings after that experience means a great deal to us, and we’ll keep working to be there when you need us. ### 5/5 — Phenomenal *2026-07-31* I m loving this card every time u spend through this card you are rewarded with coins which can be used later for travel and other purposes. Highly recommended **Developer response:** Hey Jajpreet, Reading this truly made our day! We are so glad you're enjoying earning Scapia Coins on your spending and putting them towards your travels. Thank you for recommending us. ### 5/5 — Credit card *2026-07-26, version 2.2187.007* Excellent ### 5/5 — Best forex card *2026-07-09* Scapia has become my favourite travel credit card, and I’ve been using it for the last 1.5 years. It’s been excellent for forex transactions, with smooth currency conversion and hassle-free international shopping. While I haven’t tried the international lounge access yet, the domestic lounge benefit has worked well every time. The app is intuitive, user-friendly, and managing card limits, transactions, and rewards is effortless. One of the best parts is the rewards program—I even booked a hotel entirely using my points, which saved me a significant amount. Overall, I highly recommend Scapia to anyone who loves travelling. It’s definitely a big thumbs-up for globetrotters! **Developer response:** Thank you for sharing such a thoughtful review! We're delighted to know Scapia has been your trusted travel companion over the past 1.5 years. It's wonderful to hear that the zero forex experience, domestic lounge benefits, rewards, and easy-to-use app have added value to your travels. Your recommendation truly means a lot to us. Wishing you many more rewarding adventures ahead! 💙 ### 1/5 — Avoid If You Expect Customer Support *2026-06-16* I was initially happy with the card and used it extensively during my international travel. However, the moment I needed support, the experience became extremely frustrating. A payment-related issue led to charges being added to my account. I immediately contacted customer support and was informed that the matter would be reviewed. What followed was months of emails, escalations, and repeated follow-ups. Responses took weeks, sometimes months, and I was continuously redirected between teams. While I was actively following up, additional charges kept getting added to the account. The disputed amount kept increasing, not because I ignored it, but because the issue remained unresolved for an extended period. Despite more than 20 emails, multiple calls, and escalations, I struggled to get clear answers. The most disappointing part was receiving collection calls and payment reminders while my emails remained unanswered. Even after a reversal was eventually offered, further follow-ups were required just to get basic clarifications. I have used credit cards for many years and have never experienced such poor communication, lack of ownership, and delayed resolution from a financial services provider. The card itself may be good, but if you ever need customer support or dispute resolution, be prepared for a very frustrating experience. ⭐☆☆☆☆ (1/5) **Developer response:** Hi there, We're truly sorry to hear about your experience and completely understand how frustrating and disappointing this must have been. This is not the experience we want for our customers. Please write to us at care@scapia.cards with your registered details and a brief description of your concern, along with the ticket ID if you have one. Use the subject line SM-4025276532, and our team will review your case and assist you with priority. ### 5/5 — Scapia offers one of the cleanest and most user-friendly credit card app experiences. The interface *2026-05-26* Scapia offers one of the cleanest and most user-friendly credit card app experiences. The interface is fast, modern, and easy to navigate, making expense tracking and card management very convenient. The travel rewards system is impressive, especially for frequent travelers, with attractive benefits on flights and hotel bookings. Real-time transaction updates, instant reward tracking, and seamless bill payments make the overall experience reliable and hassle-free. The app performance is smooth with minimal lag, and the onboarding process is straightforward. A good choice for users looking for a smart travel-oriented credit card with a well-designed app experience. **Developer response:** Hey, thank you for taking the time to share such a detailed review! We’re delighted to know the app experience, rewards system, and overall travel benefits have been working so well for you. Creating a smooth, reliable, and modern experience for travellers is exactly what we aim for, and feedback like this truly means a lot to us. ### 5/5 — Very helpful *2026-05-23, version 2.2178.012* Great card ### 5/5 — Travel smart with Scapia *2026-05-18* I’ve been using the Scapia App for a while now, and honestly it’s become one of the best apps for travellers. Booking flights and hotels is super smooth. No confusion, no unnecessary steps, just quick and easy. What I really like is the Scapia coins you earn on spending. It actually feels rewarding, and the best part is when you redeem those coins, you get really good discounted rates. It makes a noticeable difference, especially if you travel often. Overall, it’s simple, practical, and genuinely useful — not one of those apps that just looks good but doesn’t deliver. Definitely recommend it if you travel even occasionally. **Developer response:** Thank you so much for this thoughtful review! We’re really glad to hear Scapia has been making your travel and rewards experience smoother and more rewarding. Feedback like this genuinely means a lot to us and keeps us motivated to do even better 💙 ### 1/5 — ⭐☆☆☆☆ – Worst Customer Support for a Travel Card | 3 Unresolved Issues *2026-05-03* I have been a Scapia cardholder for 3–4 months and what started well has turned into an incredibly frustrating experience. 🔴 Issue 1 – Name Correction: After booking a flight from Bangalore to Hanoi, I needed a small name correction for my wife's ticket. I contacted Scapia immediately. Weeks passed with zero resolution — just empty timelines and no callbacks. I had to visit Bengaluru Airport TWICE and fix it myself directly with AirAsia. A travel card that can't help with basic travel issues is pointless. 🔴 Issue 2 – Wrongful Cancellation Charges: AirAsia cancelled my flight (PNR: QERY6D) — I did NOT cancel it. Scapia's own agent promised a FULL refund. Instead, ₹9,252 was deducted as cancellation fees. How can you charge a customer cancellation fees when the AIRLINE cancelled the flight? This is unfair and I believe it violates basic consumer protection rights. 🔴 Issue 3 – Refund Not Adjusted in Current Billing Cycle: The partial refund I received is sitting as a negative balance to be adjusted NEXT month, while my current bill shows the full amount as payable. This is how interest traps work. Every other card I own adjusts credits in the same billing cycle. Every time I asked to speak with a senior representative, I was told to wait 3–4 hours for a callback. Not once did anyone call back. Avoid this card if you value your money and your time. **Developer response:** Hey, we sincerely regret the experience and understand how frustrating this has been. On your concerns— the name correction was completed via the airline, the remaining refund is currently pending from the airline’s end, and the negative balance you’re seeing appears to be temporary due to the refund adjustment and should get resolved shortly. If this does not reflect correctly in the next couple of days, please reach out to the bank at scapiafederalcards@federalbank.co.in so they can review it further. We’re keeping a close check on this and will keep you updated. ## Frequently asked questions about Scapia ### What does the Scapia app do? The Scapia app provides a credit card designed for travelers. It allows users to earn rewards on their daily and travel-related expenses, which can then be redeemed for flights, hotels, trains, buses, and other travel experiences directly within the app. It also offers zero forex markup on international transactions and various airport privileges. ### What are the key features of the Scapia card? Key features include earning rewards on both daily and travel spends (up to 10% on online/offline and 5% on UPI), zero forex markup for international spending, airport privileges like dining and lounge access, and a seamless travel ecosystem for booking flights, hotels, and more. The card also has zero joining and annual fees. ### Is there a cost to use the Scapia card or app? There are no joining fees or annual fees associated with the Scapia card. The app itself is free to download and use. Users earn rewards on their spending, which can be redeemed for travel bookings, effectively making travel more affordable. ### What can I use my Scapia rewards for? Scapia rewards, in the form of Scapia Coins, can be redeemed directly within the app for a wide range of travel-related expenses. This includes booking flights, hotels, trains, buses, visas, and even destination experiences and shopping. ### Who is the target audience for Scapia? Scapia is designed for modern travelers who frequently take trips, whether short or long. It's ideal for individuals who want to leverage their everyday spending to fund their travel aspirations and appreciate a seamless, app-first approach to managing their finances and travel plans. ## Version history (last 5 releases) ### 2.2192.008 — 2026-08-27 Planning a trip should feel exciting, not like a checklist. We polished the little things so your next booking feels just that bit easier. ### 2.2192.007 — 2026-08-26 Some journeys get better with fewer stops. We gave the app the same treatment with bug fixes and performance improvements. ### 2.2191.008 — 2026-08-20 Some journeys get better with fewer stops. We gave the app the same treatment with bug fixes and performance improvements. ### 2.2190.008 — 2026-08-12 Here's everything that got better for you this time, not just the app. Referral now shows exactly what you've earned and from whom, no more digging to check. Raising a UPI issue with NPCI on Scapia Pay takes a few taps, no app-hopping, no hold music. As part of our Monsoon Release, the Scapia Store welcomes 100+ new brands travellers love. We also launched Villas & Homes, so your next trip can be an entire place to yourselves, perfect for family, friends, and pets. ### 2.2189.007 — 2026-08-06 Planning a trip should feel exciting, not like a checklist. 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User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*