# Scarlet App — user reviews

> 52 indexed App Store user reviews of Scarlet App by HI Technology Corp, rated 4.75/5 from 1,623 ratings.

- Source: https://appshunter.io/ios/app/scarlet-app/id1572651177/reviews
- App overview in markdown: https://appshunter.io/ios/app/scarlet-app/id1572651177.md
- Rating breakdown: 5★ 1,399 · 4★ 107 · 3★ 43 · 2★ 12 · 1★ 45

## What do users think of Scarlet App?

Overall sentiment: negative

**Pros**

- 👍 Easy to use
- 💰 Cash back at Walgreens
- 🚀 Convenient locations
- 📱 Great app experience
- 💳 Helpful for managing money

**Cons**

- 🐛 Technical issues
- 💰 Hidden fees
- 🔒 Difficulty closing account
- 🤖 Poor customer service
- 🚫 Limited functionality

**Commonly reported bugs**

- Inability to view balance
- Disappearing transaction history
- Failed account registration
- Barcode loading issues

**Most requested features**

- Ability to make loans
- Temporary debit card option
- Faster money loading times
- Wider acceptance at merchants

## Newest reviews (10 of 52)

### 4/5 — Hopefully

*2025-06-22, version 1.28.0*

Once you figure out the ends n ours this could be an extremely beneficial tool n asset

### 4/5 — Great Banking Account Online

*2023-11-08, version 1.12.0*

I’ve been using my Scarlet account for about two years now. I love being able to take a quick trip to my local Walgreens and deposit money free. I have two issues. 1: That is that it does take about 10 minutes to go into my account but that is not the worst thing in the world. 2: it is not accepted on every online payment platform. Other than those two problems I genuinely enjoy using Scarlet. Customer service is pretty good. As long as I can understand them and they understand me. Thank you for having this option for people needing a bank account, but aren’t able to open one at some local banks.

### 3/5 — Scarlet pre pie debit card

*2023-04-12, version 1.11.0*

I use this account as a primary normally don’t have any issues, customer supports been great. Sometimes the app has issues and you have to wait a minute to log on and I’m not a fan of how long it takes for money to load on the account. Normally after adding cash I see it in my account within 30 minutes. I will say though some stores will not accept the scarlet card but it doesn’t happen often. I’m in between a 3-4 star rating.

### 1/5 — CAN NOT CLOSE MY ACCOUNT EVERY THING IS AT ZERO AND I HAVE NO SUBACCOUNTS OR GOALS

*2023-02-01, version 1.10.0*

This app or online gives me NO WAY TO CLOSE THIS ACCOUNT  
Everything is at zero and no subaccounts were even created and no goal cause I created none and balance is zero 
I had to ask you help search bar and it said I need to click a gear icon which this is not even there, no gear, nothing in settings or my account menu that says close account 
I need this closed 
I deleted the app because isn't any different than when online 
It's set up like American Express serve style layout 
EXCEPT THIS SCARLET SITE HAS NO CLOSE ACCOUNT !!!!!

### 1/5 — Fraudulent

*2023-01-16, version 1.10.0*

Deposited cash at Walgreens location days ago.  Funds aren’t available on card or show record of deposit.  Call customer service multiple times to be told it’s processing.  Guaranteed money to be on card in certain time frames and never happens!  They’re a scam

### 3/5 — Ehh

*2023-01-07, version 1.10.0*

Bought this at Walgreens paid the 1.95 fee then charged me the monthly fee 3 days later?? you can’t blame them it isn’t a real bank if you want a real debit card just get  one from your nearest and trusted bank I’m a minor so I don’t have a lot of opinions I guess this is a good starting debt card I don’t recommend putting more then 100 though 100% this “bank” would take control over your account if you add $200+ since reading the reviews

### 1/5 — What a joke

*2023-01-02, version 1.10.0*

Stay far away from this bank. It’s another one of those where customer service is in a third world country and all they want to do is find ways to steal your money. They got something coming to then though. You’re welcome.

### 1/5 — Don’t Use

*2022-12-29, version 1.10.0*

It’s horrible card its not a prepaid card they don’t allow you to take money off you only can use card for in store purchases no cash back also they are false advertising the representatives are really rude and don’t listen this is worst company ever

### 1/5 — WORSE CARD SERVICE EVER!

*2022-10-22, version 1.9.1*

Customer service is literally pointless 
There’s hidden fee and taxes they don’t tell you! Don’t loose your card there’s absolutely no temporary anything issued . Better off keeping your money in a shoebox. This is literally thievery at its best. And the name of the company is Horrible reminds me of having Scarlett fever .

### 1/5 — SCAMMERS! DO NOT BUY THIS CARD!

*2022-08-06, version 1.9.1*

I WILL BE CALLING THE FDIC, BBB, CNN, MSNBC and any local news station that will listen. If you bought the card and need help, don’t call 1-833-708-3783 (cust. svc.) b/c they will continue to say how you shouldn’t have ‘checked a specific box’ for activation. Basically, this a Walgreens gift card, not a general debit card as posted on the packaging. I put $400 of my hard owned money into this card and it doesn’t work anywhere but Walgreens or Dollar General. I called customer service within 3 hours of it not working. Was told once $$ uploads, I’ll be able to use it anywhere. After 24 hours it still wasn’t working. I called the 833# again - I was told too bad, shouldn’t of checked a box during registration and I can only use it their stores. Hard earned money as a teacher I used to pay for summer bills is GONE/WASTED. I bought a $200 one as well that is NOT activated. Customer service said active or not, in so many words it’s still our money. If you have serious business to handle with a debit card, STAY AWAY FROM WALGREENS SCARLET. YOU’VE BEEN WARNED. Apparently this has happened to many others as well from researching here and the internet.

## Most critical reviews (10 lowest-rated)

### 1/5 — idk..

*2026-02-23, version 1.31.0*

i put in the right information to log in my account but it says its wrong and idk what to do..

### 1/5 — THIS IS NOT A GIFT CARD

*2024-12-03, version 1.22.0*

Just get the Visa or Mastercard gift cards. Although the $1.95 price is enticing compared to the $5.95 and $7.95 fee for other gift cards don’t fall for it. This is a reloadable debit card. They take cash only and you will have to provide SSN information and you will be charged a monthly $5 maintenance fee. You are also unable to close the account unless you have a $0 balance. I just wasted $20.

I didn’t confirm any information and threw away the card so that is why I wasted $20. Do not charge me for the maintenance fee.

### 1/5 — THIS IS NOT A GIFT CARD

*2024-11-26*

Just get the Visa or Mastercard gift cards. Although the $1.95 price is enticing compared to the $5.95 and $7.95 fee for other gift cards don’t fall for it. This is a reloadable debit card. They take cash only and you will have to provide SSN information and you will be charged a monthly $5 maintenance fee. You are also unable to close the account unless you have a $0 balance. I just wasted $20.

**Developer response:** We’re sorry to hear that the Scarlet Bank Account is not equivalent to a gift card as expected and want to assist with your concerns. 



As a bank account, the USA PATRIOT Act requires all financial institutions and their third parties to obtain, verify, and record information that identifies each person who opens an Account. 



In addition to cash, Scarlet Bank Account offers multiple ways to load money.  You may set up Direct Deposit into your account or receive ACH transactions, deposit a check into your account through our mobile app, or receive money from another Scarlet Bank Account accountholder. You may also add money from your checking or savings account by initiating a transfer from your bank account into your Scarlet Bank Account. For eligibility and transfer timing information, please consult your bank once you have initiated the transfer.



For fee and usage information, please visit https://www.getscarlet.com/legal/deposit-account-agreement.



If you have need assistance withdrawing your remaining balance and closing your account, please contact customer care at 1.833.707.3783.

### 1/5 — Помойка!

*2024-11-17, version 1.21.0*

Это худшая помойка которую я видел она не грузит даже когда инет есть вообщем это помойка не скачивайте

### 1/5 — If I could leave zero stars, I would

*2024-10-17, version 1.20.0*

Stay far away from this bank and this app.. there’s no actual staff for one. If you have any issues.. you will receive zero support

### 1/5 — Don’t

*2023-10-25, version 1.11.0*

Pass

### 1/5 — Doesn’t work properly

*2023-10-10, version 1.11.0*

Doesn’t display balance

### 1/5 — Can’t do what I did yesterday

*2023-07-14, version 1.11.0*

I can’t use my card to buy bitcoin like I did yesterday, and I paid to put money on the cars and now they want to say wait to get  your card to do this, wrong close my account

### 1/5 — Horrible

*2023-03-24, version 1.11.0*

This is a horrible card/ account…. If you need a bank account there are so many better options out there to look into. Checkout Chime, Varo, dave…. If used at a hotel or car rental the company holds an additional 20% on their own and not the establishment that you are purchasing the seevice from but scarlet card…. crazy!

### 1/5 — Don’t use

*2023-02-07, version 1.10.0*

Scarlet is a scam and a joke!

## Most praised reviews (10 highest-rated)

### 5/5 — Keeps up for me

*2026-07-26, version 1.36.0*

It much easier to use than the one from my bank! Thank you!!

### 5/5 — I love this card

*2025-09-10, version 1.29.0*

This is one if the easiest prepaid card companies to deal with they are always a helpful and I. Your side no extra fees and are easy to contact.  And app has a feature that lets you view your balance without having to sign all the way on. Way better than net spend or other prepaid cards

### 5/5 — Dr

*2024-12-12, version 1.22.0*

5 sears

### 5/5 — Question

*2024-12-07*

Why aren’t we able to make loans an could be taking out at time of deposits

### 5/5 — ДОЛБОБЕБЫЫЫЫЫЯЫ

*2024-10-31, version 1.21.0*

ВЫ ПИДОРАСЫ ЕБАНЕ Я ПОТРАТИЛ 2 часа ЧТОБЫ Я СКАЧАЛ ЕБУСИ Ц НЕ РАБОЧИЙ СКАРЛЕТ Я ВПШУ ВСЕ МААО з

### 5/5 — Great app, easy to use!

*2024-08-19, version 1.18.0*

I love my Scarlet card and the app! It’s so easy to load money, and I use it for pretty much all of my banking needs! Do yourself a favor and get it now!

### 5/5 — Easy to use

*2023-05-29, version 1.11.0*

The app has such an ease of use, which is amazing!

### 5/5 — Not loading

*2023-05-21, version 1.11.0*

Yes it’s a great bank, but please fix the loading issue I’m having can see balance or transactions.

### 5/5 — Love it

*2023-05-10, version 1.11.0*

New member with scarlet I was nervous to buy it only because I wasn’t familiar with it but great choice would def recommend it it’s so easy and reliable 5stars ⭐️⭐️⭐️⭐️⭐️

### 5/5 — Get 3% cash back at Walgreens!

*2022-07-26, version 1.8.0*

I frequently shop at Walgreens so I love the Cash Back I earn on this card. I can also take cash and do a barcode reload at any Walgreens to load the cash straight onto the card.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-09.*
