# Scath — For all your banking needs > All-in-one digital finance app for individuals, freelancers, and businesses. (iPhone/iPad app by TheScathCompanies Limited.) - Source: https://appshunter.io/ios/app/scath/id6799537292 (this page in markdown: same URL + `.md`) - Developer: [TheScathCompanies Limited](https://appshunter.io/developer/6799537294) - Category: Finance - Price: Free - Rating: 5.00/5 from 2 App Store ratings · 2 written reviews indexed - Age rating: 4+ - Requires: iOS 15.1 · 85 MB - Languages: American English - Released: 2026-09-07 - Data updated: 2026-10-05 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/scath/id6799537292/reviews.md ## What is Scath? Scath - Your Money, All in One Place Scath is an all-in-one digital finance app for individuals, freelancers, and businesses. Send money, pay bills, split expenses, save, create invoices, discover offers, and manage your finances from one secure app. SEND MONEY & MAKE PAYMENTS Move your money quickly and conveniently. * Send money to Nigerian bank accounts. * Transfer between Scath users with zero transfer fees. * Access your complete transaction history and keep track of your money. PAY BILLS & BUY AIRTIME Handle everyday payments in one place. * Buy airtime and data for MTN, Airtel, Glo, and 9mobile. * Pay for electricity, DSTV, GOtv, and other supported services. * Manage your everyday bills without switching between multiple apps. SPLIT EXPENSES WITH FRIENDS Splitting group expenses doesn't have to be stressful. Split the cost of dinners, rent, trips, events, and other shared expenses. Add participants, assign amounts, and keep track of who has paid and who still owes. SAVE & MANAGE YOUR MONEY Build better financial habits with savings options designed around your needs. * Emergency Fund: Keep money accessible for unexpected situations. * Flexible Savings: Save and withdraw based on your needs. * Fixed Savings: Set money aside for a fixed period and earn applicable returns. Start saving with an amount that works for you. OPPORTUNITIES & EXCLUSIVE OFFERS Discover opportunities, partner offers, and deals available through Scath. Track your active engagements and explore offers from your personal dashboard. INVOICING FOR FREELANCERS & BUSINESSES Create and send professional invoices in seconds. Add clients, generate invoices, and share payment links directly from the app. Your clients can make payments without unnecessary steps, making it easier to manage payments and keep your business moving. REFER FRIENDS & EARN REWARDS Invite friends using your unique referral code and earn eligible rewards. Track your coins, referrals, and pending rewards from your referral dashboard. UNDERSTAND YOUR SPENDING Get a clearer picture of your transactions and spending activity. Use your financial data to better understand where your money goes and make more informed decisions. SECURE & PRIVATE Your security matters. * Biometric authentication, including supported fingerprint and Face ID login. * Transaction PIN protection. * Two-factor authentication where available. * Real-time transaction alerts and fraud monitoring. * Encryption and security measures designed to help protect your information. GET STARTED QUICKLY Sign up with your email or Google account, complete identity verification, and access your Scath account. No branch visits. No paperwork. Just the financial tools you need in one place. Scath is powered by Safe Haven Microfinance Bank, a financial institution licensed and regulated by the Central Bank of Nigeria and insured by the NDIC. CONTACT US Need help? Our support team is available to assist with questions and complaints. Website: http://www.app.thescathgroup.online Email: support@thescathgroup.online ## Key features - Send money to Nigerian bank accounts - Pay bills and buy airtime - Split expenses with friends - Flexible and fixed savings options - Create and send professional invoices - Discover partner offers and deals - Biometric and PIN protection ## Recent user reviews (2 of 2) All indexed reviews: https://appshunter.io/ios/app/scath/id6799537292/reviews.md ### 5/5 — Best *2026-09-17* This should be the best fintech app I’ve come across in a while. It has everything in one ### 5/5 — Seamless and smooth *2026-09-08* This is the most seamless fintech product i have used ## Frequently asked questions about Scath ### Is Scath secure to use for my banking needs? Yes, Scath prioritizes security with biometric authentication (fingerprint, Face ID), transaction PIN protection, two-factor authentication, real-time transaction alerts, fraud monitoring, and encryption measures. ### What types of bills can I pay with Scath? You can pay for electricity, DSTV, GOtv, and buy airtime and data for major Nigerian networks like MTN, Airtel, Glo, and 9mobile directly within the app. ### How does Scath help me save money? Scath offers an Emergency Fund for unexpected situations, Flexible Savings for easy access, and Fixed Savings with potential returns for longer-term goals. ### Can freelancers and businesses use Scath for invoicing? Absolutely. Scath allows freelancers and businesses to create and send professional invoices in seconds, complete with payment links for easy client transactions. ### Does Scath have ads? No, Scath does not contain advertisements, providing an uninterrupted user experience. ### What devices does Scath support? Scath is available for iPhone, iPad, and iPod devices, ensuring accessibility across Apple's mobile ecosystem. ### How often is Scath updated? The latest version of Scath is 1.0.3, and it was last updated on September 15, 2026, indicating regular maintenance and updates. ### What are the benefits of referring friends to Scath? When you invite friends using your unique referral code, you can earn eligible rewards and track your progress through the referral dashboard. ## Version history (last 2 releases) ### 1.0.3 — 2026-09-15 Improved KYC flow and bugs fixes ### 1.0 — 2026-09-07 No release notes. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-05.*