# SchoolsFirst FCU Mobile — user reviews > 676 indexed App Store user reviews of SchoolsFirst FCU Mobile by SchoolsFirst FCU, rated 4.80/5 from 187,255 ratings. - Source: https://appshunter.io/ios/app/schoolsfirst-fcu-mobile/id1527500765/reviews - App overview in markdown: https://appshunter.io/ios/app/schoolsfirst-fcu-mobile/id1527500765.md - Rating breakdown: 5★ 172,627 · 4★ 8,180 · 3★ 1,845 · 2★ 1,132 · 1★ 3,471 ## What do users think of SchoolsFirst FCU Mobile? Overall sentiment: negative **Pros** - 🚀 Convenient mobile banking - 👍 Intuitive interface - 🔒 Secure login options - 💡 Helpful account management features **Cons** - 🐛 Buggy and unreliable app - 👎 Confusing navigation and layout - 🕰️ Slow performance and long load times - 🔍 Difficult to find key features **Commonly reported bugs** - Frequent login issues and account access problems - Inconsistent app behavior across devices - Missing or inaccurate transaction details **Most requested features** - Restore previous app's functionality - Improve Zelle integration - Add customizable account views - Enable instant check deposit confirmation ## Newest reviews (16 of 676) ### 4/5 — It works, but expect a lot of bugs *2026-08-21, version 5.4.5* I like this app, it’s a fairly decent banking app, but the amount of bugs and fixes are frustrating. Currently there’s one that won’t let me adjust my message center and I am receiving a notification repeatedly every 2 hours on my phone letting me I know I got paid. There was also a time earlier this year where the login system broke and of course it broke on the first of the month when rent is due. ### 2/5 — So many issues *2026-08-20, version 5.4.5* App is slow, takes forever to load. Many maintenance issues ### 5/5 — Great rates! *2026-08-18, version 5.4.5* Comforting to know my money is getting the best rates to grow! ### 4/5 — Login unnecessarily difficult *2026-08-18, version 5.4.5* The login process can be unnecessarily complicated, but I’m sure that’s for security reasons. Otherwise a good banking app. ### 5/5 — Greatest invention of All Time *2026-08-17, version 5.4.5* The SchoolsFirst Credit Card app is honestly one of the most incredible things ever created because somehow it manages to take something as boring and stressful as managing a credit card and make it ridiculously simple, convenient, and satisfying. The second you open the app, everything you actually need is right there in front of you without making you dig through twelve different menus just to figure out how much money you owe. You can instantly see your balance, available credit, recent transactions, payment information, and all the other important details that would normally require you to log into some ancient-looking banking website from 2009. It feels like the app actually understands that people want to know what is happening with their money immediately, rather than making them hunt around for basic information. Being able to make payments directly through the app is especially amazing because you can basically handle your entire credit card from your phone wherever you are. You don’t have to call anyone, wait on hold, write a check, or sit at a computer just to make sure your payment goes through. The transaction history is also unbelievably useful because you can look back and see exactly where your money went, which makes keeping track of spending so much easier. There is something genuinely satisfying about opening the app and seeing everything organized clearly, knowing that your entire credit card account is basically sitting in the palm of your hand. Even the fact that you can check your available credit whenever you want is incredibly convenient because you never have to wonder whether a purchase is going to put you dangerously close to your limit. It turns something that could easily feel confusing and intimidating into something that feels completely manageable. The app also makes having a credit card feel much more modern because instead of treating your account like some distant financial service, it gives you immediate access to it whenever you need it. You can check your balance while you’re sitting in your car, make a payment while you’re laying in bed, look at a transaction while you’re out shopping, or just randomly open it because you want to admire the fact that you are successfully managing a credit card like a financially responsible adult. Honestly, the SchoolsFirst credit card app deserves way more appreciation because it takes all of the annoying parts of credit-card management and condenses them into one clean, convenient place, and when an app can make something as complicated as personal finance feel this easy, that’s genuinely impressive. It isn’t just a credit card app; it’s basically a tiny financial command center sitting on your phone, ready to tell you exactly what is going on with your money at any given moment, and that level of convenience is absolutely incredible. ### 5/5 — I love SchoolsFirst *2026-08-17, version 5.4.5* I have been with SchoolsFirst for over 18 years. They are the only bank I will ever use. As far as this app is concerned I find it to be easy to navigate and it is very user friendly. I have banked with other institutions and closed all accounts. I will keep my SchoolsFirst account forever. I have been more than satisfied with their customer service and privacy standards. They remain the only institution I will ever fully endorse. ### 5/5 — The Best! *2026-08-16, version 5.4.5* School First Federal Credit Union is a truly trustworthy institution that consistently puts its members first. Their team is professional, reliable, and always committed to providing outstanding service. I appreciate how they genuinely care about their members and continually strive to offer the best experience possible. Highly recommend! ### 5/5 — Thank you *2026-08-16, version 5.4.5* Very save for everything ### 5/5 — App *2026-08-15, version 5.4.5* I’ve been a member for over 20 years. Teachers are lucky to have this wonderful bank ### 5/5 — Excellent Banking App *2026-08-15, version 5.4.5* I’ve had a great experience with the SchoolsFirst FCU Mobile app. It’s easy to use, reliable, and makes managing my accounts, transfers, and payments very convenient. I also appreciate the excellent service SchoolsFirst FCU provides. Highly recommended! ### 5/5 — Best Bank. Best App. *2026-08-15, version 5.4.5* Schools First has the best service and features. The app is so easy to use and fast! ### 5/5 — THE BEST CREDIT UNION *2026-08-15, version 5.4.5* We absolutely love this credit union. It is unlike any credit union that I have ever been a member of. I am here because my husband became a member while working for COMPTON UNIFIED SCHOOL DISTRICT. He is now retired, but our affiliation will continued as long as we are able to stay. If I would begin to count the number of absolutely positive experiences that we have had at schools first, I believe I could write a book. But instead we will just say Thank You Schools First for being a wonderful financial institution with amazing customer service, by awesome representatives. Thank You for being our saving grace………THE AUBREYS ### 3/5 — It’s good, but there is a glitch right now. *2026-08-15, version 5.4.5* I am currently dealing with a glitch that doesn’t allow me to lock my card, can you guys fix it? ### 5/5 — Help *2026-08-15, version 5.4.5* Seems like they are ALWAYS there to help in need!! ### 5/5 — BEST Financial Institution *2026-08-15, version 5.4.5* We are in our 70's Would NEVER Change our Financial Institution @ SFFCU ### 5/5 — Can’t be any better *2026-08-14, version 5.4.5* Looking back, I have never had an error from this bank ever Every one of the other major bank firms has done so many problems for me, including major mistakes, but never the credit union they’ve been right on every time Thank you ## Most critical reviews (10 lowest-rated) ### 1/5 — I love the branch, but I hate the app *2026-08-26, version 5.4.5* There a glitch that won’t let me log in ### 1/5 — Inconvenience *2026-08-24, version 5.4.5* I can’t unlock my card past a certain time. Around 9pm -5 am! ### 1/5 — App *2026-08-22, version 5.4.5* Haven’t been able to log in for three days ### 1/5 — The password issue *2026-08-15, version 5.4.5* Password issue invalid password attempts too soon ### 1/5 — Not easy to use app on phone *2026-08-13, version 5.4.5* Unfortunately, the app version on the iPhone as far less capabilities than on a desktop unfortunately I don’t have a desktop. Every time I call they say that is something they are considering or working on. ### 1/5 — Transfers *2026-08-11, version 5.4.4* The transfer capability has not been working on your website or app for over 8 days. Your staff was notified and still nothing is being resolved. There also was no notification to your customers which is very disappointing. ### 1/5 — Not good app *2026-08-07, version 5.4.4* I am not able to make any transfers from the app. I have to log on the web in order to make transfers. ### 1/5 — Lots of mistakes *2026-08-05, version 5.4.4* Lots of typing mistakes, fix soon ### 1/5 — Bad bank for me soon might cancel *2026-08-05, version 5.4.4* Not happy with bank procedures you move my money around without my permission always. ### 1/5 — Worst bank *2026-08-04, version 5.4.3* Always something with this bank. Online banking is always down and is never reliable horrible ## Most praised reviews (10 highest-rated) ### 5/5 — Best Financial Institution Ever! *2026-08-23, version 5.4.5* I am very pleased to have SchoolsFirst as my main bank. No other credit unions or big corporate banks beats the 6.5% of SummerSaver account rate. I can see my money grow monthly as I save and use my credit card. The great part is that I could the extra money for traveling, home expenses and emergencies. I should have known better, SchoolsFirst would have been my bank from the very start of my career as an educator. ### 5/5 — School Employee *2026-08-23, version 5.4.5* Schools first is the first bank who gave me a chance helped me build credit and still helping me it’s all my financial needs .I plan on staying with them as long as they are around ### 5/5 — The associates *2026-08-22, version 5.4.5* The associates that work at the Marron Rd in Oceanside , CA are amazing people!!! They go way beyond what I see at my other back… Please make sure they get the recognition that they deserve!!! It’s because of them that I have been a loyal customer!!! Let them know that I praise their amazing customer service!!! My Name is Denise Z. ### 5/5 — I love my bank *2026-08-21, version 5.4.5* I have been banking here since I was 16. The best customer service in the bank world ### 5/5 — Best bank *2026-08-21, version 5.4.5* I love how easy to fixed issues at the bank and how easy they could help you with changes and easy to get loans too ### 5/5 — Trouble *2026-08-20, version 5.4.5* I am pleased to have SchoolsFirst as my banking institution during this period of financial stress. ### 5/5 — It’s a good app *2026-08-20, version 5.4.5* Keeps track of my money that’s all I really need. ### 5/5 — Great app *2026-08-20, version 5.4.5* One of my favorite financial apps ever!!!!! ### 5/5 — Thumbs up *2026-08-20, version 5.4.5* Love it ### 5/5 — Mr. *2026-08-20, version 5.4.5* SCHOOLS FIRST IS THE BEST CREDIT UNION EVER! --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-04.*