# ScoreSense® — Credit Scores & Reports > Credit scores, reports, monitoring, and expert assistance from three bureaus. (iPhone/iPad app by One Technologies, LLC..) - Source: https://appshunter.io/ios/app/scoresense/id1464736367 (this page in markdown: same URL + `.md`) - Developer: [One Technologies, LLC.](https://appshunter.io/developer/964887530) - Category: Finance - Price: Free - Rating: 4.83/5 from 9,979 App Store ratings · 138 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 17 MB - Languages: English - Released: 2019-08-29 - Data updated: 2026-08-29 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/scoresense/id1464736367/reviews.md ## What is ScoreSense®? ScoreSense® gives you quick, anytime access to your credit scores and reports from all three national credit reporting agencies – TransUnion, Equifax, and Experian. You’ll get daily credit monitoring and alerts about important changes to your report through your ScoreSense account. Questions about your reports or scores? We have Credit Specialists to help you seven days a week. TOP FEATURES OF YOUR SCORESENSE ACCOUNT*: • Credit scores and reports from all three credit bureaus: TransUnion, Equifax and Experian • Credit Specialists available to answer your credit questions • Access to creditor contact information so you can address errors on your credit reports • If you are a victim of identity theft, we offer up to $1 million in ID theft insurance to each of our members • Score Simulator shows your potential future credit scores based on hypothetical situations • Credit Insights provide a detailed breakdown of what is affecting scores and reports • MyCreditChecklist provides checklists for getting your finances in order when you want to buy a home or get a new car • Learning center so you can learn all about what affects your credit rating • Credit monitoring and alerts of activity or changes on your credit report • Ability to compare your scores to others in the U.S., your state or your age group • Reminder when your most recent credit scores are available and it’s time to update • ID Protection Report for monitoring suspicious or fraudulent use of your name, address, social security number, driver's license, or credit/debit cards is an extra available feature. APP FEATURES: • Ability to view your credit reports from all three bureaus directly in the app • Score tracking to see how your credit scores perform over time • Monitoring of important factors affecting your score • Credit Facts and Credit Tips to help you understand your credit scores and reports FREQUENTLY ASKED QUESTIONS: Q: Why is it important to check my credit scores? A: Your scores help determine the interest rates you will be offered on mortgages, car loans, credit cards, and lines of credit. With good credit scores, you are often offered more favorable interest rates on loans and credit cards. Q: How often should I check my credit scores and reports? A: You should regularly review your credit scores and credit reports to ensure the information is accurate, uncover signs of fraud, and address errors that could adversely affect your scores. Q: Will checking my credit scores affect my scores? A: No. Checking your credit scores through the ScoreSense app or ScoreSense.com does not hurt your scores. Q: How does credit monitoring work? A: We monitor your credit report, daily, and notify you with a credit alert when a change or suspicious activity is detected that could pose a threat to your credit scores or be a red flag for possible identity theft. *Note: A ScoreSense account is required to access the ScoreSense app. If you are not a ScoreSense member, sign up for a 7-day trial and get access to your credit scores, credit reports, and credit monitoring. ## Key features - Credit scores and reports from TransUnion, Equifax, Experian - Daily credit monitoring and alerts - Access to Credit Specialists - ID theft insurance up to $1 million - Score Simulator - Credit Insights and Credit Facts - MyCreditChecklist ## What do users think of ScoreSense®? Overall sentiment: neutral **Pros** - 🚀 Easy to use - 🔒 Secure and reliable - 👍 Helpful for monitoring credit - 👍 Provides detailed credit information - 👍 Convenient to access credit scores - 👍 Useful for improving credit **Cons** - 🐛 Inaccurate credit score reporting - 💰 Expensive subscription - 🕰️ Slow credit score updates - 🤔 Unclear free trial and subscription details **Commonly reported bugs** - Frequent sign-in issues - Forced app updates causing instability **Most requested features** - More frequent credit score updates - Improved dispute resolution process - Facial recognition login option ## Recent user reviews (10 of 138) All indexed reviews: https://appshunter.io/ios/app/scoresense/id1464736367/reviews.md ### 5/5 — Great *2026-07-15, version 1.6.8* Great App ### 5/5 — Monitoring Credit *2026-05-08, version 1.6.7* Love to be able to check my credit pulse. ### 1/5 — This app sucks *2026-05-02, version 1.6.7* Every single time I open this app, it immediately logs me out and ends my session. I can NEVER check my credit scores. I’ve turned off my phone & rebooted it. I’ve deleted the app and reloaded it. Nothing works. The only reason why I keep ScoreSense is for the insurance. Otherwise it’s a waste of money. ### 5/5 — Excellent Service *2026-04-16, version 1.6.6* I like Score Sense. They are highly professional. Many thanks!!! ### 1/5 — Do not recommend this app *2026-04-10, version 1.6.5* I do not recommend opening an account with ScoreSense. I signed up for a membership that was charging 31.75 monthly. My monthly payment went from 31.75 to 42.35 with no notification at all. Additionally, The credit score update is inaccurate half of time I checked. ### 5/5 — Best Credit Service ! *2026-03-27, version 1.6.5* This site and These tools are the best to monitor when creditors report each month and make it easy to report and dispute any errors ### 5/5 — I love scoresense *2026-02-19, version 1.6.5* I love score-sense great customer service and always given good feedback very knowledgeable ### 5/5 — Great Tool *2026-02-14, version 1.6.5* ScoreSense has been really helpful while I’ve been working on rebuilding my credit. Being able to see my credit scores and reports all in one place makes it easier to understand what’s helping and what’s hurting my score. The monitoring alerts and credit insights keep me aware of changes and motivated to stay on track. It’s a simple, useful tool for anyone serious about improving their credit. ### 5/5 — Very Useful *2026-02-13, version 1.6.5* Easy to use and understand ### 5/5 — SCORESENSE REVIEW *2025-11-24, version 1.6.4* I have subscribed to this Credit App for years. Their knowledge of all Credit issues is FIRST RATE. Their response on any credit issue is quick and accurate. They will help you get all your credit scores going up and once they/ you get all credit bureau scores up to 800+ they don’t go away, they stay with to keep your scores at and above 800 points across the board. I highly recommend using their services! redish36 ## Frequently asked questions about ScoreSense® ### What does the ScoreSense app do? The ScoreSense app provides quick, anytime access to your credit scores and reports from TransUnion, Equifax, and Experian. It offers daily credit monitoring with alerts for important changes to your report and access to Credit Specialists for assistance. ### What are the key features of ScoreSense? Key features include access to credit scores and reports from all three major bureaus, daily credit monitoring with alerts, Credit Specialists available seven days a week, up to $1 million in ID theft insurance, a Score Simulator, Credit Insights, and MyCreditChecklist. ### Is there a cost to use ScoreSense? A ScoreSense account is required to access the app. While the description mentions a 7-day trial, it implies a membership is needed for full access, suggesting a subscription or paid model for ongoing service beyond the trial. ### Will checking my credit score affect my credit? No, checking your credit scores through the ScoreSense app or website does not hurt your scores. This is considered a 'soft inquiry' and does not impact your credit rating. ### How does credit monitoring work with ScoreSense? ScoreSense monitors your credit report daily. You will receive a credit alert when a change or suspicious activity is detected that could potentially threaten your credit scores or indicate identity theft. ## Version history (last 5 releases) ### 1.6.8 — 2026-07-09 The latest and greatest update is now available! Here are a few things we've done to make your experience even more awesome: • Manage Saved Accounts from Login Screen that allows users to view, switch between, and manage multiple saved login credentials • App Quick Actions from Home Screen's App Icon upon Long Tap Gesture • Print and download the credit reports • General bug fixes, User experience enhancements and security improvements ### 1.6.7 — 2026-04-20 The latest and greatest update is now available! Here are a few things we've done to make your experience even more awesome: • Manage Saved Accounts from Login Screen that allows users to view, switch between, and manage multiple saved login credentials • App Quick Actions from Home Screen's App Icon upon Long Tap Gesture • Print and download the credit reports • General bug fixes, User experience enhancements and security improvements ### 1.6.6 — 2026-04-15 The latest and greatest update is now available! Here are a few things we've done to make your experience even more awesome: • Manage Saved Accounts from Login Screen that allows users to view, switch between, and manage multiple saved login credentials • App Quick Actions from Home Screen's App Icon upon Long Tap Gesture • Print and download the credit reports • General bug fixes, User experience enhancements and security improvements ### 1.6.5 — 2025-12-19 The latest and greatest update is now available! Here are a few things we've done to make your experience even more awesome: • Manage Saved Accounts from Login Screen that allows users to view, switch between, and manage multiple saved login credentials • App Quick Actions from Home Screen's App Icon upon Long Tap Gesture • App Notifications on Credit Alerts when a reported change or activity is detected • Print and download the credit reports • General bug fixes, User experience enhancements and security improvements ### 1.6.4 — 2025-09-25 The latest and greatest update is now available! Here are a few things we've done to make your experience even more awesome: • App Quick Actions from Home Screen's App Icon upon Long Tap Gesture • App Notifications on Credit Alerts when a reported change or activity is detected • Print and Download the credit reports • General bug fixes, User experience enhancements and security improvements ## Apps similar to ScoreSense® | App | Rating | Price | Category | | --- | --- | --- | --- | | [Kikoff – Build Credit Quickly](https://appshunter.io/ios/app/kikoff-build-credit-quickly/id1525159784) | 4.9 (265,158) | Free | Finance | | [Credit.com](https://appshunter.io/ios/app/creditcom/id871022793) | 4.7 (7,239) | Free | Finance | | [Credit Sesame: Grow Your Score](https://appshunter.io/ios/app/credit-sesame-grow-your-score/id476718980) | 4.8 (436,368) | Free | Finance | | [Intuit Credit Karma](https://appshunter.io/ios/app/intuit-credit-karma/id519817714) | 4.8 (7,711,052) | Free | Finance | | [Capital One CreditWise](https://appshunter.io/ios/app/capital-one-creditwise/id1008234539) | 4.8 (308,510) | Free | Finance | | [Experian®](https://appshunter.io/ios/app/experian/id1087101090) | 4.8 (2,695,303) | Free | Finance | ## Related topics [scoresense](https://appshunter.io/ios/topics/scoresense) · [free credit monitoring](https://appshunter.io/ios/topics/free-credit-monitoring) · [cc checker](https://appshunter.io/ios/topics/cc-checker) · [credit checks](https://appshunter.io/ios/topics/credit-checks) · [experian identityworks](https://appshunter.io/ios/topics/experian-identityworks) · [free credit reports](https://appshunter.io/ios/topics/free-credit-reports) · [free credit report](https://appshunter.io/ios/topics/free-credit-report) · [credit reports](https://appshunter.io/ios/topics/credit-reports) · [vantagescore](https://appshunter.io/ios/topics/vantagescore) · [aura credit monitoring](https://appshunter.io/ios/topics/aura-credit-monitoring) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*