# ScotiaConnect Business Banking — Secure business banking

> Secure mobile banking for businesses to manage accounts, payments, and transfers. (iPhone/iPad app by The Bank of Nova Scotia.)

- Source: https://appshunter.io/ios/app/scotiaconnect-business-banking/id1255229181 (this page in markdown: same URL + `.md`)
- Developer: [The Bank of Nova Scotia](https://appshunter.io/developer/341151577)
- Category: Finance
- Price: Free
- Rating: 5.00/5 from 1 App Store ratings · 35 written reviews indexed
- Age rating: 4+
- Requires: iOS 11.0 · 33 MB
- Languages: American English, French (France)
- Released: 2017-09-30
- Data updated: 2026-08-26
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/scotiaconnect-business-banking/id1255229181/reviews.md

## What is ScotiaConnect Business Banking?

Use the ScotiaConnect Mobile app for day-to-day business banking. Transfer funds, pay bills, approve payments, and view balances and transactions – right from your mobile device. Plus, the app works seamlessly with the Scotiabank Digital Token app. That means you can securely sign in without a physical token.

NOTE: To use the app, you first need to register on the ScotiaConnect Digital Banking portal. Contact your Scotiabank representative to help you get started.

Important Notice – Read Before Installing: 
By pressing the button above and installing the ScotiaConnect Business Banking app published by Scotiabank, (known as ‘the app’) you:
(i) acknowledge, understand, and agree that the app may contain the functions and features described below, and 
(ii) Consent to the installation of this app, including the below functions and features, and to any future updates or upgrades to the app which may be automatically installed (depending on your device settings). 

This ScotiaConnect Business Banking app may:
- Collect your Device ID and User ID; 

We may use and disclose the information that you provide to us in accordance with your account agreement(s) and the Scotiabank Privacy Agreement (scotiabank.com/ca/en/about/contact-us/privacy/privacy-agreement.html).  

You can withdraw your consent to these features and future installations by deleting this app or by contacting hd.ccebs@scotiabank.com for assistance. After you delete the app, you will no longer be able to use it unless you reinstall it and provide your consent again.

If you have any questions about the app, please email us at hd.ccebs@scotiabank.com  so we can help.


The Bank of Nova Scotia
44 King St. West, Toronto ON, M5H 1H1 
https://www1.scotiaconnect.scotiabank.com/scoc/secured/home/home.bns

## Key features

- Fund transfers
- Bill payments
- Payment approvals
- View balances
- View transactions
- Digital token integration

## Recent user reviews (10 of 35)

All indexed reviews: https://appshunter.io/ios/app/scotiaconnect-business-banking/id1255229181/reviews.md

### 1/5 — App

*2026-03-20, version 5.6.3*

You can’t do anything on it

### 1/5 — Useless

*2026-02-26, version 5.6.3*

No option to add recipients so can’t use it for anything

### 1/5 — Not enough functions

*2025-05-16, version 5.6.1*

The app is limited in what you can do with it. Can’t add payees and can’t create Interac e-transfers. Deleting the app and will need to do it online.

### 1/5 — No Interac e-transfer support

*2025-01-18, version 5.5.1*

I switched after using BMO and CIBC’s equivalent and have this to say:

BMO Cash management app  is by far the best, industry leading. Great functionality including basics like Interac e-transfer! 

CIBC is the worst of the 3 

ScotiaConnects is not far from CIBC. How could you not have Interac E-Transfer or see simple account history last 30 days?

### 1/5 — Owner

*2024-08-25, version 5.5.1*

Absolutely terrible product
Everything that makes their personal banking app useful and easy did not transfer to the business app
Over complicated and confusing

### 1/5 — Do not install this app!

*2024-05-05, version 5.5.1*

1) The app isn’t free, it’s $2/mo for “Government charges”. The charges are optional, but you cannot opt out of them. Doesn’t matter if Scotiabank confirms that you’re opted out, you’re still being charged for this app.

2) Your advisor says you need the app. You don’t. Don’t sign up for it, it’s separate paperwork for no added benefit.

3) The easiest way to get rid of ScotiaConnect is to close your account with Scotia. Wish I was joking.

4) When you get fed up with Scotiabank and try to close your account, the ScotiaConnect account you stop you. Even if the advisor says “just call us up and we can close your account”, it’s a 2-month headache of consistent followups, because of ScotiaConnect (this app)

Don’t install the app.

### 1/5 — Scotia Business is true garbage

*2024-04-05, version 5.5.1*

I've been with scotia personal banking services for a long time and opened a business account in the past 6 months. Nothing but headaches on the business side. Experience is really bad. Tried opening a business account with TD, wow everything just works. Also for the personal accounts, seemless. I'll be moving everything over to TD as soon as possible. Whoever is in charge of Scotia business division should pay very close attention to all the bad reviews. Borderline unusable.

P.S. Why do I have to get a special digital token app to log in when otp has been the standard for so long already?? Let me use 1Password or whatever I want!!

### 1/5 — Delete this now

*2024-02-29, version 5.5.1*

Having to pair this app with a digital token makes this login almost impossible due to insufficient timing. Once I logged in, the options to add users are not there like on the desktop (which locked me out with a bad gateway page) When I was inside the phone app and I clicked the home button, it logged me out to the login page again! Beyond frustrating. Scotiabank please sort out your business banking so it’s as usable as your personal banking.

### 1/5 — Why can’t you guys use the personal banking app for business?

*2024-01-02, version 5.5.1*

Why do you guys have such bad platform for business side?

### 1/5 — LOCKED MY ACCOUNT

*2023-12-21, version 5.5.1*

This is the worst and most frustrating app I have come across. This app deserves 0 stars. I entered all the correct info and digital code and it glitched to a loading screen and now it says that my account is lock. Don’t install this app.

## Frequently asked questions about ScotiaConnect Business Banking

### What does the ScotiaConnect Business Banking app do?

The app allows businesses to perform day-to-day banking activities from their mobile devices. This includes transferring funds, paying bills, approving payments, and viewing account balances and transaction history.

### How do I sign in securely to the app?

The app works seamlessly with the Scotiabank Digital Token app, enabling secure sign-ins without the need for a physical token. This provides a convenient and secure way to access your business banking.

### Is there a cost to use the ScotiaConnect Business Banking app?

The provided information indicates the app is free to download and use. There are no mentions of subscription fees or in-app purchases for its core banking functionalities.

### What are the requirements to use this app?

To use the app, you must first register on the ScotiaConnect Digital Banking portal. It is recommended to contact your Scotiabank representative to assist you with the initial setup and registration process.

### What are common use cases for this app?

Common use cases include making urgent fund transfers, paying suppliers on time, approving pending payments from employees, and quickly checking account balances before making business decisions, all while away from a desktop computer.

## Version history (last 5 releases)

### 5.6.3 — 2025-07-04

This upgrade provides enhanced security and addresses minor bug fixes for your on-the-go business banking.

### 5.6.1 — 2025-02-19

This upgrade provides enhanced security and addresses minor bug fixes for your on-the-go business banking.

### 5.5.1 — 2023-08-31

This upgrade provides enhanced security and addresses minor bug fixes for your on-the-go business banking.

### 5.5.0 — 2023-08-14

This upgrade provides enhanced security and addresses minor bug fixes for your on-the-go business banking.

### 5.4.0 — 2021-11-15

This update has functionality enhancements and some minor bug fixes.

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## More apps by The Bank of Nova Scotia

- [Scotiabank](https://appshunter.io/ios/app/scotiabank/id341151570)
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- [Scotia Wealth Management®](https://appshunter.io/ios/app/scotia-wealth-management/id6450314694)

All apps by The Bank of Nova Scotia: https://appshunter.io/developer/341151577

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*
