# SCU Credit Union Online — user reviews

> 79 indexed App Store user reviews of SCU Credit Union Online by Sharon Credit Union, rated 4.83/5 from 9,162 ratings.

- Source: https://appshunter.io/ios/app/scu-credit-union-online/id420601536/reviews
- App overview in markdown: https://appshunter.io/ios/app/scu-credit-union-online/id420601536.md
- Rating breakdown: 5★ 7,903 · 4★ 897 · 3★ 184 · 2★ 30 · 1★ 47

## What do users think of SCU Credit Union Online?

Overall sentiment: positive

**Pros**

- 🚀 Easy to use
- 🚀 Convenient mobile banking
- 🚀 Great mobile app
- 👍 Excellent customer service
- 👍 Personalized service
- 👍 Reliable and secure
- 👍 Helpful features like mobile deposit

**Cons**

- 🐛 Frequent login issues
- 🐛 Mobile deposit feature unreliable
- 🐛 Crashes and errors
- 🐛 Lack of functionality compared to previous app
- 🔋 Drains battery quickly

**Commonly reported bugs**

- Inability to log in
- Mobile deposit errors
- Frequent app crashes

**Most requested features**

- Facial recognition login
- Improved mobile deposit functionality
- More customization options
- Seamless integration with other banking tasks

## Newest reviews (14 of 79)

### 5/5 — Love the APP

*2023-10-25, version 4010.2.1*

Easy to use and very clear to read. i have used a-lot of banking APP's . This one is very fun to use . The Bank Manager near my Home is super friendly and helpful too. Amazing Bank.

### 5/5 — Orion Management Solutions, LLC

*2023-07-13, version 4008.1.0*

SCU is comprised of the consummate and quintessential professionals that exceed the industry’s standards with aplomb and considered my best business partner!

Their mobile app is highly intuitive with rapid and seamless access to monitor accounts details, transfer funds, deposit checks, loan payments and statements, security and so much more…

### 5/5 — Keeps it simple

*2023-07-05, version 4008.1.0*

Always there to help when you need the help!

### 5/5 — Great credit union, great mobile app

*2023-06-06*

Everything is clear and easy to understand. I recommend the bank and I recommend the app.

### 5/5 — Brian Barnard

*2023-05-24*

Always very pleasant and extremely helpful!  Thank you all.

### 5/5 — Awesome app

*2023-05-20, version 4007.2.1*

Awesome this app is very easy to use and very handy for my everyday banking!!

### 5/5 — Best CU / Best App

*2023-05-19, version 4007.2.1*

Hands down SCU is winning at being an amazing CU, but they also have an amazing App.

### 4/5 — Love the APP

*2022-08-29, version 4002.1.2*

Easy to use and very clear to read. i have used a-lot of banking APP's and this one Definitely is user friendly, customer service representatives are nice and answer my questions. Every time i log in i enjoy the experience.

### 5/5 — Sharon credit union app

*2022-07-15, version 3023.4.0*

I love my app. I can bank on the run with my busy schedule and 3 kids! I can deposit checks so easily!! And making a payment is just a touch of a button. I'm so happy our bank offers this! I've convinced others who bank there to do the same!

### 5/5 — Facial Recognition

*2022-02-04, version 3019.4.0*

Can we get facial recognition for log in?

### 4/5 — The available balance

*2021-10-05, version 3019.4.0*

Tends to throw me off thinking I have it when I dont

### 5/5 — SCU APP

*2021-08-21, version 3018.0.1*

Very Helpful App awesome convenient 👍👍😁😁

### 3/5 — Great App, A Bit Faulty

*2021-07-31, version 3017.0.0*

Logs me out way too often.

### 5/5 — Love my SCU

*2021-07-28, version 3017.0.0*

Been with Sharon credit union since 1969 always a pleasure to do business with them. A lot of changes over the years. But I have never wanted to change my SCU. Banking with the personal touch. ❤️SCU

## Most critical reviews (10 lowest-rated)

### 1/5 — Scu lock feature?? Where is it?

*2025-11-22, version 4018.1.1*

Have been using this bank for a while hasnt been too bad until the day i misplaced my debit card, thinking i could just lock it throught the app like every other banking app i was terribly mistakened when i thought  i did find the feature after 20 minutes of looking through the most confusing settings i found a way to access my card through the alerts section i then pressed “manage card authorization” the app then told me after PRESSING THE OPTION THAT WAS GIVEN TO ME tells me thats i dont have ??permission?? to view the page then i called the bank to see if there was an option to lock it over the phone then it the automated voice told me to download “card vallet” opened the app felt sketchy as soon as I as opened it then went on to put in my card information and bank information just to be told that everything im putting in is wrong(all info coming straight from the actual banking app)but after backing out the app and coming back shows me that it recognized the bank because the design of the card was shown like i logged in successfully already

### 1/5 — Can’t pay my full mortgage

*2025-04-07, version 4016.1.2*

Terrible that I can’t pay my full mortgage in one payment and they force me to do two.

### 1/5 — Hate it

*2022-09-01, version 4002.1.2*

Planning on closing my account after being a member for over 20 years, and the only reason is because I absolutely hate this new app. Previously it would show you all pending transactions, especially when you would use your card, and it was instantaneous, now it’s days. I lived in the area so going to the bank was never a hassle but I have moved out of state and had decided to continue being a member, having my payroll deposited there, and continue to pay my bills, I highly rely on the app to show me my most up to date transactions and deposits. Leaving out of state didn’t make me want to close my account but this app did. ✌️out SCU, it’s not me it’s you, thanks for the memories 
💸💸💸

### 1/5 — Terrible app

*2022-08-10, version 3023.4.0*

I love this bank, but the app is so terrible that I think I might need to find a new credit union. 

EVERY SINGLE TIME I try to mobile deposit a check, I am PLAGUED with error messages, and frequently have to go out of my way to drive to a branch to deposit a check. Just now I am trying to deposit a check via the app. As I am trying to take a photo of the front of the check, I am immediately confronted with an error message that says “MICR numbers not visible.” The numbers are VERY CLEARLY visible, both in the color preview photo, AND in the black and white photo that pops up after you accept the photo. Once I try to take a photo of the back, I get an error message pop up that the image is out of scale and to please take a new photo. How is this possible? I am sitting at a table, with my elbows propped up to the same height for both photos. The check is very obviously the same size front to back and the distance from my phone to the table is the same. I also have been unable to complete a mobile deposit due to the app refusing to recognize the line item “for mobile deposit only at SCU.” Does not matter how clearly or legibly it was written, App does not see it so you can not bypass the error message to make the deposit. 

I know that a human being reviews the checks before they are processed. I once accidentally typed one number incorrectly when depositing a check. The deposit was rejected (as it should have been) and I had to resubmit it. Why is there not an option to acknowledge the error message and then submit it anyway? I no longer work close to a branch and it in I credibly inconvenient for me to drive to a branch to deposit a check (and honestly not worth it due to the cost of gas if the check is for a small amount.) Please fix this. It is enraging that something so simple is so broken. I used to deposit checks via the app all the time and at some point in the last few months there have been updates to the app that have made it unusable. I’m seriously going to close all of my accounts and open up at a new bank because I just can not deal with an app that does not function.

### 1/5 — Doesn’t work

*2021-11-15, version 3019.4.0*

Doesn’t even let me log in

### 1/5 — My accounts never load

*2019-08-02, version 3009.3*

The main issue I have with the Sharon credit union app is that my accounts never load, which means I can’t deposit checks. The only way I can see the money in my accounts is if I go to transfer money, but I can’t see any of my activity beyond just the total. It would probably be a good app if I could use it.

### 1/5 — Literally unusable

*2019-03-03, version 3000.7.5*

New app doesn’t work for me. Account balances are “unable to be retrieved”. Old app worked great... now it’s unusable

### 1/5 — Terrible

*2019-02-24, version 3000.7.1*

The new format is terrible, nothing wrong with the only format.

### 1/5 — Nice Idea, but Broken

*2012-08-12, version 3.0.0*

This would be a four- or five-star rating if not for the fact that the check deposit feature crashes 9 times out of 10, usually after I've wasted time entering information and taking pictures of checks (it also likes to give an error about the images not matching even when they do). Sending feedback never gets a response from the developers either.

UPDATE: Now the bill pay feature isn't working. And again, there's a feedback option in the app, but apparently no one reads or replies to that feedback.

### 2/5 — Constantly logging me out

*2022-01-07, version 3019.4.0*

As of late, this app is very problematic. It constantly "experiences an error" and forces me to sign in with my password. What's the point of face ID?

## Most praised reviews (10 highest-rated)

### 5/5 — Janice

*2026-02-02, version 4019.1.0*

The best bank ever !

### 5/5 — GREAT CREDIT UNION

*2025-12-30, version 4019.0.3*

This CREDIT UNION IS FANTASTIC

### 5/5 — Love my bank!

*2025-12-30, version 4019.0.3*

I love belonging to a small town credit union! The people are so friendly and helpful that Work in the North Attleboro branch. They've helped me so much with notarized documents and figuring out which accounts to place my money in appropriately. I never knew I would love a bank!

### 5/5 — Great credit union, great mobile app

*2025-10-29, version 4018.1.1*

They make it simple. Everything is clear and easy to understand. I recommend the bank and I recommend the app.

### 5/5 — Client review

*2025-10-29, version 4018.1.1*

Reliable, good customer service.

### 5/5 — Mr

*2025-10-21, version 4018.1.1*

I enjoy this program

### 5/5 — Easy to use App

*2024-07-28, version 4013.2.0*

Great banking app. Sometimes it is down but for the most part very easy to use and easy to transfer money.

### 5/5 — Brian Barnard

*2024-07-17, version 4013.2.0*

Always very pleasant and extremely helpful! Thank you all.

### 5/5 — Sharon Credit Union is The Best!

*2024-06-03, version 4012.3.0*

I have been a member of the North Attleboro Branch for years and love everything about this Credit Union!!! The tellers have always been so pleasant and helpful!! I wouldn’t go anywhere else!!

### 5/5 — Member

*2024-02-12, version 4012.1.0*

This app is so convenient and I love it !!

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
