# SCU Credit Union — user reviews

> 53 indexed App Store user reviews of SCU Credit Union by Sharon & Crescent United Credit Union, rated 4.40/5 from 1,406 ratings.

- Source: https://appshunter.io/ios/app/scu-credit-union/id6759579219/reviews
- App overview in markdown: https://appshunter.io/ios/app/scu-credit-union/id6759579219.md
- Rating breakdown: 5★ 1,096 · 4★ 83 · 3★ 60 · 2★ 38 · 1★ 129

## Newest reviews (14 of 53)

### 2/5 — AI and online

*2026-06-30, version 3.35.1*

Since the change over the app is a night,are

### 2/5 — Missing functionality

*2026-06-15, version 3.35.1*

The huge problem is they won’t let you pay for your mortgage and one payment so I had to do two payments every single time which is very annoying

### 3/5 — New website

*2026-06-12, version 3.35.0*

New website is terrible 
Especially the Bill Pay screen.  Impossible to see the whole page

### 1/5 — Not intuitive

*2026-06-06, version 3.33.2*

No one responds to chat inquiries

### 1/5 — Go back to old app

*2026-06-05, version 3.33.2*

New app is terrible. Bill pay is awful shouldnt have to zoom in like a web page. Not happy

### 1/5 — Idiotic app and rude employee!

*2026-06-05, version 3.33.2*

CHOOSE ANY OTHER BANK. 
I haven’t been able to log into my online account since the godawful update. When you try calling, there is “high call volume” and it says leave a message. NOBODY RETURNS CALLS. My mortgage payment is late bc nobody will respond and I can’t get in! 
After over 10 days calling and waiting, I got through this morning and the woman ARGUED with me about what I saw when I was logging in!!! There’s obviously a glitch since I’m not the only person having trouble but she was blaming ME for the lockout!

### 1/5 — Should have stayed with the app they had

*2026-06-05, version 3.33.2*

While I do like a few features the old app was way easier to use. The bill pay section of this is awful and I liked how in the old app you could easily access the savings rates at the bank. That no longer exists so you need to go searching online. Overall very poor app but unfortunately stuck with it

### 1/5 — Bill pay

*2026-06-02, version 3.33.2*

Bill pay option is terrible on the new app.  I’m not sure how this app was intended to make things easier.

### 1/5 — Update is awful

*2026-05-28, version 3.33.2*

The new update that replaced the previous app is terrible. It’s not easy on the eyes and navigating between accounts is difficult.

### 1/5 — Too complicated, confusing and annoying

*2026-05-27, version 3.33.2*

Can’t figure out how to pay my SCU credit card from my savings account—it was so easy in the old app. Sent a message last Thursday asking for instructions and got a response today (Wednesday): “Hello, were you able to get your issue/question resolved?” Not much help is it? Can’t find where my automatic transfers are. Messaged that question today—how long will it take for a response other than “did you figure it out yourself”?

### 2/5 — Remote Deposit downgraded

*2026-05-26, version 3.33.2*

Been with SCU for 20+ years and this app is just ok. 

Remote deposit on the old app was seamless. It also allowed you to deposit multiple checks in a single batch which was the best feature. 

The new app deposits each check as an individual transaction. No bueno. 

There is also no auto-capture on the image so you need to both steady the camera and tap the screen. Not good for anyone who has problems holding a camera steady. 

Obviously they didn’t have current users of the old app beta test this for them. Whoever approved the launch should have considered the customer base.

### 2/5 — New

*2026-05-26, version 3.33.2*

Old

### 1/5 — Meh

*2026-05-22, version 3.33.2*

Transition could’ve been handled a lot better. How do you not have quicken supported before switching?

### 2/5 — Way worse than the old app

*2026-05-21, version 3.33.2*

Registering wasn’t as hard as other reviews are making it out to be, just had to follow the instructions they sent by mail. But the app is in my opinion the worst banking app I’ve used. Constantly bugging out, transfers not completing, can’t connect to the server, and the layout is not good. Before, it showed all your accounts on the main screen at once, now you have to scroll side to side and don’t see them all at once unless you click to a separate thing. Not really sure why they changed the app in the first place as the old one worked perfectly.

## Most critical reviews (10 lowest-rated)

### 1/5 — New website

*2026-08-17, version 3.36.0*

I am not liking this new website at all… Nothing is at your fingertips anymore. Difficult to access everything at the same time that you need. Not a fan.

### 1/5 — Made even worse

*2026-07-25, version 3.36.0*

This App is horrible and definitely not user friendly

### 1/5 — New app

*2026-07-21, version 3.36.0*

The new app is terrible and I haven't been able to access my accounts since they switched. Not very user friendly

### 1/5 — Worst bank and app

*2026-07-08, version 3.35.1*

Takes 40 years to deposit. They don’t release your funds until a decade later. Direct deposit doesn’t allow for early funds to be available even though its payroll

### 1/5 — Don’t bother

*2026-06-30, version 3.35.1*

The new app sucks. You have to log in on a browser to access your outside accounts to make a transfer, the passkey thing doesn’t work, the log in doesnt work. The menu itself if you do log in is confusing. All around miss and. Not worth the effort. Just use a browser

### 1/5 — Improvements to new app needed!

*2026-06-29, version 3.35.1*

Please optimize the bill pay feature for iPhone!

### 1/5 — New website inaccessibility issues can’t be resolved

*2026-06-29, version 3.35.1*

No access, no resolution, NO ACTION ALLOWED. 
I can access the website through my iPhone but cannot through my laptop. I have tried many times for the last 2 weeks. Have confirmed same User name and password. The system DOES NOT LET ME DO ANYTHING EVEN AFTER ENTERING ALL CORRECT REQUESTED INFO.
Surprisingly your staff could NOT HELP ME EITHER!!

### 1/5 — Bill pay

*2026-06-22, version 3.35.1*

I hate the new bill pay.  It is too busy and not easy to navigate .  Actually thinking of moving my money to another bank because of it.

### 1/5 — Terrible App

*2026-06-18, version 3.35.1*

I can’t even look at my account balance. It just keeps saying retry and when I do it doesn’t even load. My account balance has been unavailable for the last 3 days 🫩

### 1/5 — Scu worst ever app

*2026-06-08, version 3.33.2*

This has got to be the most difficult app i have ever had to use.  It may be easier to transfer my truck loan to another bank then use this.

## Most praised reviews (10 highest-rated)

### 5/5 — Ease of use!!

*2026-08-31, version 3.37.0*

I am so delighted at the ease by which I can do online banking at SCU. Making deposits from the app really saves a lot of time and effort. And when I do visit the branch, I am always very satisfied with the service.

### 5/5 — Outstanding credit union

*2026-07-02, version 3.35.1*

We have been members of The Sharon Credit Union for well over 4 decades.  The staff is knowledgeable and professional.  The rates are competitive and they have been able to provide financial stability for all of my banking and financial needs. From home mortgages, personal savings, to auto loans.
Thank you SCU.

### 5/5 — New App

*2026-05-21, version 3.33.2*

Like the new app better then the old app

### 5/5 — New App

*2026-05-20, version 3.33.2*

It’s not very user friendly. Bill pay views and navigation is absolutely terrible

### 5/5 — Different

*2026-05-15, version 3.33.2*

But good so far

### 5/5 — Not a big fan

*2026-05-14, version 3.33.2*

I liked the older app better

### 4/5 — New member here

*2026-07-02, version 3.35.1*

I’ve only been a member for a few weeks. Otherwise I would give SCU a five

### 4/5 — Long time customer

*2026-06-17, version 3.35.1*

Way much better than the old one .

### 4/5 — Update app

*2026-05-27, version 3.33.2*

Terrible up game.  I have been locked out of my I pad for 5 days!  Even the branch couldn’t get my iPad online

### 3/5 — Bill Pay

*2026-08-14, version 3.36.0*

The bill pay function on a Mobil device is terrible. Old app was much easier.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-09.*
