# SECU

> Mobile banking app for managing accounts, payments, transfers, and deposits. (iPhone/iPad app by State Employees' Credit Union.)

- Source: https://appshunter.io/ios/app/secu/id1435916976 (this page in markdown: same URL + `.md`)
- Developer: [State Employees' Credit Union](https://appshunter.io/developer/1435916975)
- Category: Finance
- Price: Free
- Rating: 4.89/5 from 276,502 App Store ratings · 704 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 43 MB
- Languages: English
- Released: 2019-04-23
- Data updated: 2026-08-30
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/secu/id1435916976/reviews.md

## What is SECU?

SECU Digital Banking
Manage your accounts anytime, anywhere.

Designed with our members in mind, our new Member Access experience makes it easier than ever to manage your finances securely and conveniently from your mobile device.

With the SECU mobile app, you can:
•	View account balances and transaction history
•	Transfer money between accounts
•	Deposit checks using Mobile Deposit
•	Pay bills and manage payees
•	Send and receive secure messages
•	Set up account alerts and notifications
•	Manage debit and credit cards
•	Locate branches and ATMs
•	Update contact information
•	Create and manage budgets and savings goals
•	Access enhanced security features, including biometric login (supported devices)

Secure and Convenient
Your security is our priority. The app uses advanced encryption and authentication tools to help protect your financial information.

Getting Started
Enroll or sign in using your current member access credentials.

Contact Us
Visit www.ncsecu.org for more information.
Send feedback and suggestions to appfeedback@ncsecu.org

## Key features

- View account balances and transactions
- Lock/unlock debit cards
- Schedule and manage bill payments
- Transfer funds between accounts
- Deposit checks via mobile
- Request loan advances
- Secure messaging

## What do users think of SECU?

Overall sentiment: positive

**Pros**

- 👍 User-friendly app
- 🚀 Efficient mobile banking features
- 🔒 Secure transactions
- 💡 Convenient mobile check deposit
- 👍 Helpful and friendly customer service

**Cons**

- 🐛 Unreliable mobile deposit
- 🐛 Inconsistent transaction history display
- 🐛 Frequent app crashes and glitches
- 🔍 Lack of advanced features (notes, recurring transfers)

**Commonly reported bugs**

- Login screen issues causing lockouts
- Mobile deposit not recognizing check orientation
- Inconsistent app performance after iOS updates

**Most requested features**

- Add notes/memos to transactions
- Enable recurring transfers between accounts
- Implement true landscape mode for tablets
- Improve email/text alert options

## Recent user reviews (10 of 704)

All indexed reviews: https://appshunter.io/ios/app/secu/id1435916976/reviews.md

### 1/5 — App never loads

*2026-08-24, version 7.0.2*

App never loads up, can’t update bc it just keeps spinning and not downloading. A mess

### 2/5 — Not a big fan of the new update

*2026-08-23, version 7.0.2*

Some of the updates I like. When you transfer money to another account, you can put what it’s for. The only thing I do not like is everything you use your account for is pending. No update on what your balance is. Bring the old app back and text messages of your bank balance. If it’s not broken, don’t fix it.

### 2/5 — Not a fan of the new update

*2026-08-22, version 7.0.2*

The new update is very delayed with balances and transfers and is difficult to navigate compared to the old version.

### 1/5 — 👎 New App

*2026-08-19, version 7.0.2*

I don’t love that I can’t see the running balance on the app so that I can match it up with my YNAB balance. There should be an option to display the running balance on the app. I also can’t see the total of all of my accounts, like I used to be able to, unless I go to More > Financial Wellness -!; then scroll all the way down to the bottom. Just put it on the home page like it used to be!

### 2/5 — Missing Feature Parity

*2026-08-15, version 7.0.2*

Hi,

I wanted to mention missing feature parity with the old version of the app that is still missing.

1. The quick view should show by default instead of you having to click “quick view” (if enabled). This makes the quick view, in fact, not a quick view.
2. When showing listed accounts, the app used to give you a sum of all your accounts at the top. It is completely absent now. Can you bring it back?

### 1/5 — Mobile check deposit glitchy

*2026-08-14, version 7.0.2*

Next button on check deposit UI remains inactive even after all info is provided.

### 1/5 — Bad

*2026-08-13, version 7.0.2*

The format of the app is horrendous. Other features are great but just the way the app looks is so bad.

### 1/5 — Hating the update

*2026-08-11, version 7.0.2*

The app will try to load and lag out and close it self out it works about half the time I’m using a iPhone 16+

### 1/5 — Login

*2026-08-06, version 7.0.2*

Why is there a limit on how many times I can login with biometrics? That is ridiculous! I appreciate the steps taken to keep my account secure but setting a limit on the number of times I can log in using biometrics is insane! Please fix this. The app is useless at this point, I may as well use the website for checking my accounts.

### 1/5 — Used to love

*2026-08-06, version 7.0.2*

I used to absolutely love the app but now with the new update it’s terrible.

## Frequently asked questions about SECU

### What can I do with the SECU mobile app?

The app allows you to manage your accounts by viewing balances and transactions, manage your cards by locking them, pay bills, transfer funds between your SECU accounts or to loans/credit cards, deposit checks, request loan advances, and send secure messages. You can also locate branches and ATMs.

### How do I set up the app?

To register, you'll need your existing Member Access User ID and password. You'll then answer a security question or enter a One-Time Passcode. Finally, you'll set up a device passcode and can enable Touch ID or Face ID for added security.

### Is the app secure?

Yes, the app prioritizes security. You can secure your app with a unique device passcode and also utilize Touch ID or Face ID for authentication, providing an extra layer of protection for your financial information.

### Can I deposit checks with this app?

Yes, the app features a Mobile Check Deposit function. This allows you to quickly and easily deposit checks directly from your mobile device without needing to visit a branch or ATM.

### Is there a cost to use the SECU mobile app?

Based on the provided information, the app is free to download and use. There are no in-app purchases or advertisements mentioned, indicating a free service for members.

## Version history (last 5 releases)

### 7.0.2 — 2026-07-09

We've expanded compatibility to support additional iOS versions on the all-new SECU mobile app! Built with a fresh design, enhanced security, and powerful new features to help you manage your finances wherever life takes you.

### 7.0.0 — 2026-06-05

Introducing the all-new SECU mobile app! Built with a fresh design, enhanced security, and powerful new features to help you manage your finances wherever life takes you.

### 6.7.3 — 2026-05-01

Stay up to date with our banner for new Member Access updates!

Confirm you are always on the most recent version of our mobile app by following these steps on your device:

Navigate to Settings > App Store > ensure App Updates is toggled on.

### 6.7.2 — 2025-09-18

iOS 26 performance compatibility and enhancements

### 6.7.1 — 2025-06-12

Enhancements



-Minor bug fixes and enhancements, with focus on performance and user experience.



Make sure you have automatic updates turned on to always have the latest app version. Go to Settings > App Store and toggle on "App Updates."

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-30.*
