# Seedly: Personal Finance App — Personal finance and investing

> Personal finance community, investment ideas, expense tracking, and budgeting. (iPhone/iPad app by Seedly Pte Ltd.)

- Source: https://appshunter.io/ios/app/seedly-personal-finance-app/id1128637461 (this page in markdown: same URL + `.md`)
- Developer: [Seedly Pte Ltd](https://appshunter.io/developer/1128637460)
- Category: Finance, Education
- Price: Free
- Rating: 3.10/5 from 8 App Store ratings · 60 written reviews indexed
- Age rating: 4+
- Requires: iOS 12.0 · 30 MB
- Languages: American English
- Released: 2016-12-22
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/seedly-personal-finance-app/id1128637461/reviews.md

## What is Seedly?

Seedly is a FREE personal finance app where you can discover & share investment ideas, discuss retirement-minded strategies, read the latest money hacks & guides, and track your expenses.

SEEDLY COMMUNITY: SHARE & DISCUSS PERSONAL FINANCE STRATEGIES
Seedly is Singapore’s largest personal finance community.

We are powered by the collective wisdom and diversity of experience of thousands of Seedly community members who connect daily to:
• discover and share new investment ideas and stock analysis
• discuss personal finance and retirement-minded strategies
• debate which credit card is the best
• make informed decisions on everything from insurance to mobile plans, and many more...

Join the conversation, gain insight, and achieve financial freedom!

BLOG ARTICLES: READ MONEY HACKS AND GUIDES
Dive into an unparalleled breadth and depth of personal finance-related topics: from investment guides, stocks analysis, and online brokerage reviews to maximising your CPF, choosing the best savings account, and saving for retirement.

We don’t sell anything so we promise that you’ll get well-researched and balanced perspectives.

EXPENSE TRACKER: SEE EVERYTHING AT A GLANCE
We bring together all of your bank accounts, credit cards, and expenses so you know exactly where you stand. Best of all? There’s no need to log in to multiple sites or banking apps. Just sync and import transactions from Amex, BOC, CIMB, Citibank, HSBC, OCBC, and UOB.

Alternatively, enjoy quick & easy manual expense entry in only 2 taps.

BUDGET MANAGEMENT: MANAGE YOUR MONEY LIKE A BOSS
Got a budget to stick to? Set up a monthly budget for all expenses or filter it by categories.

We’ll even tell you how much you can spend per day.

YOUR SECURITY, OUR PRIORITY
We take security very seriously and use measures like two-factor authentication (2FA) and asymmetric encryption to protect your account. We also adhere to the same security standards as your bank.

Our system has been designed to only parse and import financial data, which ONLY you can view. We cannot (and will NOT) manipulate any financial data or information.

Please visit Seedly (https://seedly.sg/security) to learn how we work to protect your privacy.

## Key features

- Personal finance community
- Investment idea sharing
- Expense tracking
- Budget management
- Money hacks and guides
- Retirement strategy discussion

## Recent user reviews (10 of 60)

All indexed reviews: https://appshunter.io/ios/app/seedly-personal-finance-app/id1128637461/reviews.md

### 4/5 — Facebook login unavailable

*2025-05-09, version 3.3.32*

Hi Seedly, I’ve been using your app for 3 years now to track and I’ve really enjoyed your functions and the categories that helps me manage my finances. I’ve received alerts saying Facebook login for app is available for 2 days now and I hope you rectify it soon because all my data is inaccessible now … or at least let me export it before you block us off without warning :((

### 3/5 — Ok when it works

*2024-05-01, version 3.3.32*

Like the simplicity. But the fact that the app doesn’t work without internet connection is just really annoying. 
1- offline use 
2- ability to save default currency when spending unless changed back (useful when traveling overseas)
3- filter by currency in spending.

### 3/5 — FaceBook Sign-in Error

*2024-03-21, version 3.3.32*

App was working fine for the last few months. Got logged out of the app & tried signing in with FaceBook. Error message showing “App not Active: This app is not accessible right now & the app developer is aware of it. You will be able to login when the app is reactivated.” Kindly do something about it please. It has been 2 since & i’m unable to keep track of my expenses.

### 3/5 — Too lag sometimes for expenses tracking

*2023-12-16, version 3.3.32*

I've been using Seedly for yearssss but it's so sad to see that the app has been getting so slow recently :( I always face issues when Im tracking my expenses. Pls fix them soon...

### 2/5 — What happened?

*2023-07-24, version 3.3.30*

I love(d) this app. Used to go around promoting how beneficial it is for working adults to track our expenses across all banks onto one platform.

With all these recents updates, I lost the ability to sync my DBS account followed by my Citibank account. Now, it seems like the app won’t allow me to sync any banks without it crashing.

I’m sad to say this, but you’ve lost me to PlannerBee.

### 1/5 — New user interface is not expense tracking friendly

*2022-11-02, version 3.3.29*

Have been using this application diligently since 2018 and sad to say that today I would have to leave and switch over to another expense tracking application. 

The new user interface is way too convoluted - clouded with information regarding community posts etc which are unnecessary since this application was meant for expense tracking. The extra step needed to view spending details is just not worth it. This new update was really not it.

### 3/5 — Hate the interface changes

*2022-10-20, version 3.3.29*

I used to love this app for its simplicity. I used all sorts of convoluted, fussy tracking apps over the years and always returned to Seedly because it was easy to use, clean, and ad-free. Now, the app immediately opens to a screen where about a third of the space is taken up by “Popular on Seedly” recommendations, which is as good as advertising to me. It ruins the clean interface of the app.

### 1/5 — More a social app than a finance app now

*2022-10-19, version 3.3.29*

After the most recent update, it’s now very cumbersome tracking your expenses. It’s clear the developers want to turn this into a social app that nudges you to take part in their forums and website, rather than the excellent expense tracking app it used to be. 

Worse, you aren’t allowed to export your data. For those with years of tracking stored here, good luck to us — we’re trapped here even though the UI is horrible now.

### 5/5 — Love it but it needs a widget function

*2022-10-10, version 3.3.28*

Was thinking it’ll be so much easier to track expenditure and finances if I can just check it from the phone screen.

### 4/5 — Easy Simple and Fast

*2022-01-07, version 3.3.17*

I just downloaded yesterday, very easy to use super fast to record transcations. the only down side is that DBS/POSB banks cant be linked. Nevertheless i will still highly recommend this app for young adults that wants to keep track of their finance, HIGHLY RECOMMEND

## Frequently asked questions about Seedly

### What does Seedly do?

Seedly is a free personal finance app that allows users to discover and share investment ideas, discuss financial strategies, read money hacks and guides, and track expenses. It aims to help users gain insights and achieve financial freedom through community wisdom and practical tools.

### What are the key features of Seedly?

Key features include a large personal finance community for discussions and idea sharing, a blog with money hacks and guides, an expense tracker that syncs with multiple banks, and budget management tools. It also prioritizes security with measures like two-factor authentication.

### Is Seedly free to use?

Yes, Seedly is a free personal finance app. The description explicitly states it is a 'FREE personal finance app' and that they do not sell anything, ensuring balanced perspectives in their content.

### What kind of financial data can Seedly import?

Seedly can import transactions from various credit cards and bank accounts, including Amex, BOC, CIMB, Citibank, HSBC, OCBC, and UOB. Users can also manually enter expenses quickly.

### How does Seedly ensure the security of my financial data?

Seedly takes security very seriously, employing measures like two-factor authentication (2FA) and asymmetric encryption, adhering to the same security standards as banks. Their system is designed to only parse and import financial data that only the user can view.

## Version history (last 5 releases)

### 3.3.32 — 2023-08-29

Fixed an issue where the app crashes when account sync is in progress

### 3.3.30 — 2022-11-18

This update includes bug fixes and performance improvements. 

We're always open to your suggestions on how to improve, so if you've got any (or wanna say hi!), drop us a message at support@seedly.sg!

### 3.3.29 — 2022-10-18

Introducing our new bottom navigation bar. Manage your personal finance accounts all from our home section, while also exploring popular discussions on our community section! Contribute to discussions by commenting or creating your own.
This update also includes bug fixes & improvements.
We’re always open to your suggestions on how to improve, so if you’ve got any (or wanna say hi!), drop us a message at support@seedly.sg

### 3.3.28 — 2022-08-30

This update includes bug fixes and performance improvements.

We're always open to your suggestions on how to improve, so if you've got any (or wanna say hi!), drop us a message at support@seedly.sg

### 3.3.27 — 2022-06-18

This update includes bug fixes and performance improvements.

We're always open to your suggestions on how to improve, so if you've got any (or wanna say hi!), drop us a message at support@seedly.sg

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
