# Seen Mobile - Build Credit — Spend, Track & Build Credit > Credit building Mastercard account management and financial tracking app. (iPhone/iPad app by Seen Finance, Inc..) - Source: https://appshunter.io/ios/app/seen-mobile-build-credit/id6451211924 (this page in markdown: same URL + `.md`) - Developer: [Seen Finance, Inc.](https://appshunter.io/developer/1697170183) - Category: Finance - Price: Free - Rating: 4.80/5 from 28,665 App Store ratings · 175 written reviews indexed - Age rating: 4+ - Requires: iOS 15.6 · 70 MB - Languages: American English - Released: 2023-10-31 - Data updated: 2026-08-26 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/seen-mobile-build-credit/id6451211924/reviews.md ## What is Seen Mobile? Simple, secure and everything you need: Get the Seen Mobile app to manage your Seen Mastercard® credit card. It takes as little as 2 minutes to apply and even less to find out if you’re approved. Get started today! Seen Mastercard® is the credit builder card for first and second chances. Whether you’re looking to repair credit or establish credit for the first time, Seen can help you build credit, responsibly.¹ We report your payment history to all three major credit bureaus - TransUnion®, Equifax®, and Experian® ² – so your good credit habits won’t go unnoticed. With the Seen Mobile app, you’re empowered to take control of your finances, level up your credit game, and take charge of your financial future. Download now, apply today, and make a better financial future your new reality. - Log into the Seen Mobile app from anywhere to: - Check your balance and available credit - View all of your account transactions - Manage your profile and account settings - Schedule, edit, or cancel payments - Enable notifications for important account activity, payment reminders, and receive alerts if fraudulent activity is suspected on your account **App Feature Highlights** (Re)building credit can be a daunting task. That’s why we designed our features to help you stay focused on your goals. - DIGITAL CARD is available for use the moment you're approved, so you can start flexing your new buying power the same day - AUTOPAY makes scheduling your monthly payments a breeze - PLAID integration lets you seamlessly connect to more than 12,000 US financial institutions³ - CARD LOCK allows you to lock your card with a single tap whether you think your card is misplaced, lost or stolen - ACCOUNT ALERTS help you stay on top of your account activity - FOR YOU recommendations in your app’s home page will greet you when you sign in and offer helpful tips to stay on top of your account Seen Finance Inc™, all rights reserved. The Seen Mastercard® is issued by Coastal Community Bank, Member FDIC pursuant to a license from Mastercard® International Incorporated. Privacy Policy https://www.seen.com/legal/privacy-policy Terms of Use https://www.seen.com/legal/terms-of-use Cardmember Agreement https://www.seen.com/legal/cardmember-agreement ¹With responsible use and regular on-time monthly payments. ²All payment activity, both positive and negative, is reported to the three major credit bureaus. Impact to score may vary. Some users' scores may not improve. ³Source: https://plaid.com/plaid-link/, accessed on July 31, 2023. ## Key features - Manage credit card account - Track spending and transactions - Build credit history - Digital card access - Autopay for payments - Card lock feature - Account alerts and notifications ## What do users think of Seen Mobile? Overall sentiment: negative **Pros** - 👍 Easy to use - 🚀 Straightforward setup - 💡 Helpful customer service **Cons** - 🐛 Glitches and bugs - 🤔 Unclear payment processes - 😡 Unresponsive customer support - 💰 Unexpected fees and charges **Commonly reported bugs** - Pending payments disappearing - Accounts marked delinquent incorrectly - Expired offer codes not replaceable **Most requested features** - Improved payment options - Better customer communication - More user-friendly interface ## Recent user reviews (10 of 175) All indexed reviews: https://appshunter.io/ios/app/seen-mobile-build-credit/id6451211924/reviews.md ### 5/5 — buena tarjeta *2026-08-24, version 2.0.386* para empezar nada mal , me gusta la facilidad de su app ### 1/5 — Sketchy company *2026-08-22, version 2.0.386* This company is very sketchy and seems to operate with a skeleton crew. When I called there was no one available to help me log back into my account. And the app has very few options available for someone who primarily does business online. It is unfortunate that I got suckered into this and now when I close it, my credit score will drop. But I’m willing to take the chance and not do business with companies like this. ### 1/5 — Be careful *2026-08-17, version 2.0.386* I paid my account on time and what they don’t tell you is you need to verify your banking info That takes them 2-3 days to do so so now they charged me a 25 dollar fee wrong ### 5/5 — Approval was easy *2026-08-15, version 2.0.373* Thank you so much for giving me a second chance to build credit ### 5/5 — Very Easy *2026-08-14, version 2.0.373* The card payment access was a very easy setup ### 1/5 — Dissatisfied *2026-08-14, version 2.0.373* I’ve had this account for over a month and haven’t been able to use. As soon as I was approved I was almost instantly put on fraud review yet I was still charged the annual fee. I was told I needed to submit a bank statement showing that I paid the bill. Why should I pay a bill for an account I’ve never been able to use. This card account and actions seem very questionable. ### 5/5 — A happy customer *2026-08-13, version 2.0.373* Awesome card for a untrustworthy customer about false promises ### 5/5 — Satisfied *2026-08-12, version 2.0.373* Easy and fair ❤️ ### 1/5 — Wow…. No words. *2026-08-11, version 2.0.373* Charged me triple the annual fee… can’t get ahold of anyone… told I was gonna get a 2k limit. It’s 300…. Cmon seen…. ### 5/5 — Great… *2026-08-08, version 2.0.373* Thanks for this opportunity… ## Frequently asked questions about Seen Mobile ### What does the Seen Mobile app do? The Seen Mobile app allows you to manage your Seen Mastercard credit card account. You can check your balance, view transactions, manage your profile, schedule payments, and receive important account alerts. It's designed to help you build or rebuild your credit history. ### How does this app help build credit? The app facilitates responsible credit card use. Your payment history, including on-time payments, is reported to all three major credit bureaus (TransUnion, Equifax, and Experian). Consistent positive payment behavior can help improve your credit score over time. ### Is there a cost to use the Seen Mobile app? The Seen Mobile app itself is free to download and use. The app is used to manage your Seen Mastercard credit card, which may have its own terms and conditions, including potential fees or interest rates associated with card usage. ### What are the key features of the Seen Mobile app? Key features include instant digital card access upon approval, autopay for easy payment scheduling, Plaid integration for connecting financial institutions, a card lock feature for security, account alerts, and personalized recommendations for managing your account. ### Who is the target audience for this app? This app is designed for individuals who are looking to establish credit for the first time or repair their existing credit history. It's also suitable for anyone who wants a convenient way to manage their Seen Mastercard account and track their spending. ## Version history (last 5 releases) ### 2.0.389 — 2026-08-24 Bug fixes and improvements ### 2.0.386 — 2026-08-17 Bug fixes and improvements ### 2.0.373 — 2026-07-14 Bug fixes and improvements ### 2.0.368 — 2026-07-06 Bug fixes and improvements ### 2.0.335 — 2026-05-11 Bug fixes and improvements ## Apps similar to Seen Mobile | App | Rating | Price | Category | | --- | --- | --- | --- | | [Credit Sesame: Grow Your Score](https://appshunter.io/ios/app/credit-sesame-grow-your-score/id476718980) | 4.8 (436,368) | Free | Finance | | [Extra](https://appshunter.io/ios/app/extra/id1489550124) | 4.6 (9,527) | Free | Finance | | [Kikoff – Build Credit Quickly](https://appshunter.io/ios/app/kikoff-build-credit-quickly/id1525159784) | 4.9 (263,267) | Free | Finance | | [Self - Credit Builder & Cards](https://appshunter.io/ios/app/self-credit-builder-and-cards/id1364215562) | 4.9 (326,646) | Free | Finance | | [Intuit Credit Karma](https://appshunter.io/ios/app/intuit-credit-karma/id519817714) | 4.8 (7,711,052) | Free | Finance | | [Experian®](https://appshunter.io/ios/app/experian/id1087101090) | 4.8 (2,692,295) | Free | Finance | ## Related topics [online credit card](https://appshunter.io/ios/topics/online-credit-card) · [instant credit card](https://appshunter.io/ios/topics/instant-credit-card) · [seen credit card](https://appshunter.io/ios/topics/seen-credit-card) · [seen](https://appshunter.io/ios/topics/seen) · [digital credit card](https://appshunter.io/ios/topics/digital-credit-card) · [seen mobile](https://appshunter.io/ios/topics/seen-mobile) · [seen mastercard](https://appshunter.io/ios/topics/seen-mastercard) · [digital credit](https://appshunter.io/ios/topics/digital-credit) · [mobile credit](https://appshunter.io/ios/topics/mobile-credit) · [virtual card credit](https://appshunter.io/ios/topics/virtual-card-credit) · [credit card instant approval](https://appshunter.io/ios/topics/credit-card-instant-approval) · [free credit line](https://appshunter.io/ios/topics/free-credit-line) · [card balance credit](https://appshunter.io/ios/topics/card-balance-credit) · [credit builder card](https://appshunter.io/ios/topics/credit-builder-card) · [no credit check credit cards](https://appshunter.io/ios/topics/no-credit-check-credit-cards) · [bad credit credit cards](https://appshunter.io/ios/topics/bad-credit-credit-cards) · [credit acceptance corp](https://appshunter.io/ios/topics/credit-acceptance-corp) · [credit cards for bad credit](https://appshunter.io/ios/topics/credit-cards-for-bad-credit) · [credit card reader writer](https://appshunter.io/ios/topics/credit-card-reader-writer) · [build credit card](https://appshunter.io/ios/topics/build-credit-card) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*