# Seen Mobile - Build Credit — user reviews > 177 indexed App Store user reviews of Seen Mobile by Seen Finance, Inc., rated 4.80/5 from 28,665 ratings. - Source: https://appshunter.io/ios/app/seen-mobile-build-credit/id6451211924/reviews - App overview in markdown: https://appshunter.io/ios/app/seen-mobile-build-credit/id6451211924.md - Rating breakdown: 5★ 26,200 · 4★ 1,304 · 3★ 444 · 2★ 120 · 1★ 597 ## What do users think of Seen Mobile? Overall sentiment: negative **Pros** - 👍 Easy to use - 🚀 Straightforward setup - 💡 Helpful customer service **Cons** - 🐛 Glitches and bugs - 🤔 Unclear payment processes - 😡 Unresponsive customer support - 💰 Unexpected fees and charges **Commonly reported bugs** - Pending payments disappearing - Accounts marked delinquent incorrectly - Expired offer codes not replaceable **Most requested features** - Improved payment options - Better customer communication - More user-friendly interface ## Newest reviews (10 of 177) ### 2/5 — High APR, no 2FA *2026-08-25, version 2.0.389* For those who are concerned about ever-changing finances, I don’t recommend having a credit card with this company. I’ve seen many credit card offers. This company gave me the highest APR I’ve ever seen. Cash back is based on their “sole discretion,” according to the fine print. I don’t trust it, but I haven’t had the card for a full cycle yet (they give cash back at the end of the statement cycle). I have to change my password every month for this account because they didn’t give me any 2FA options in the app. This alone might cause me to cancel. Normal high-risk apps (e.g. finance, healthcare) at least require SMS codes. The best ones offer passkeys, authentication apps, etc. ### 3/5 — Due date *2026-08-03, version 2.0.373* You need to have a no app option to pay ### 2/5 — Poor App *2026-08-01, version 2.0.373* App is bad! All information is running together and you don’t know what your payment is or what your account balance is! ### 5/5 — Awsome *2026-07-27, version 2.0.373* Easy and fast ### 5/5 — Love this card *2026-07-25, version 2.0.373* Such a great credit card to have. So glad I have it. Great interest rate and easy credit limit increases ### 3/5 — The payment Calendar is so wrong. *2026-07-22, version 2.0.373* Making a payment is easy. Be aware that the calendar is way off on the days of the week. ### 2/5 — System *2026-07-16, version 2.0.373* I was trying to make a payment yesterday and it wouldn’t allow me to ### 5/5 — Rebuilding *2026-07-15, version 2.0.373* This card gave me a small credit limit but it ok I have to start over and rebuilding my credit after my ex-husband of 14 years ruined my credit this should be good for me to start over ### 1/5 — No go stay clear *2026-07-13, version 2.0.368* Absolutely the worst app I have on my phone ! Not to mention the worst card and no customer service whatsoever! I’d highly advise anyone to avoid seen ! AVOID SEEN . You’ll thank me later ### 2/5 — App needs help *2026-07-11, version 2.0.368* Difficult to use as information doesn’t display correctly. ## Most critical reviews (10 lowest-rated) ### 1/5 — Sketchy company *2026-08-22, version 2.0.386* This company is very sketchy and seems to operate with a skeleton crew. When I called there was no one available to help me log back into my account. And the app has very few options available for someone who primarily does business online. It is unfortunate that I got suckered into this and now when I close it, my credit score will drop. But I’m willing to take the chance and not do business with companies like this. ### 1/5 — Be careful *2026-08-17, version 2.0.386* I paid my account on time and what they don’t tell you is you need to verify your banking info That takes them 2-3 days to do so so now they charged me a 25 dollar fee wrong ### 1/5 — Dissatisfied *2026-08-14, version 2.0.373* I’ve had this account for over a month and haven’t been able to use. As soon as I was approved I was almost instantly put on fraud review yet I was still charged the annual fee. I was told I needed to submit a bank statement showing that I paid the bill. Why should I pay a bill for an account I’ve never been able to use. This card account and actions seem very questionable. ### 1/5 — Wow…. No words. *2026-08-11, version 2.0.373* Charged me triple the annual fee… can’t get ahold of anyone… told I was gonna get a 2k limit. It’s 300…. Cmon seen…. ### 1/5 — A very bad App *2026-07-29, version 2.0.373* You cannot change your banking information without sending in a bank statement with a government id. I have been an established user since 2024 with on time payments. My checking account was compromised and I had to close out the old account. ### 1/5 — . *2026-07-25, version 2.0.373* Put app on autopay to avoid late fees and still got charged with a late fee due the payment not getting processed on the account ### 1/5 — Starts well but ends terribly *2026-07-19, version 2.0.373* They start off very well with keeping their word about increasing your limit after the required amount of payments. But once your credit card expires, you will never get the replacement. Don’t bother with this company. ### 1/5 — There is no *2026-07-17, version 2.0.373* No alert ### 1/5 — Horrible card *2026-07-17, version 2.0.373* Don’t get this card!!!! It’s highway robbery!!!!! ### 1/5 — Sucks! *2026-07-13, version 2.0.368* This company SUCKS! You pay your balance off, you’re immediately suspended and put on a fraud alert. They make you submit your BANK STATEMENT before they release the suspension. They never tell you WHY you’re on suspension. AVOID!!! ## Most praised reviews (10 highest-rated) ### 5/5 — Buen servicio *2026-08-27, version 2.0.389* Excelente! ### 5/5 — buena tarjeta *2026-08-24, version 2.0.386* para empezar nada mal , me gusta la facilidad de su app ### 5/5 — Approval was easy *2026-08-15, version 2.0.373* Thank you so much for giving me a second chance to build credit ### 5/5 — Very Easy *2026-08-14, version 2.0.373* The card payment access was a very easy setup ### 5/5 — A happy customer *2026-08-13, version 2.0.373* Awesome card for a untrustworthy customer about false promises ### 5/5 — Satisfied *2026-08-12, version 2.0.373* Easy and fair ❤️ ### 5/5 — Great… *2026-08-08, version 2.0.373* Thanks for this opportunity… ### 5/5 — Thanks *2026-08-08, version 2.0.373* Great card ### 5/5 — Just a guy *2026-08-01, version 2.0.373* SEEN helped me get a loan a build my credit. Great place! ### 5/5 — Awesome *2026-07-29, version 2.0.373* Payments post almost immediately and no debit card fees when making a payment --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-04.*