# Sefa: Dollar Savings Wallet — Protect savings from inflation > Dollar savings wallet for Nigerians to protect against naira inflation. (iPhone/iPad app by Blue Zenith Tech.) - Source: https://appshunter.io/ios/app/sefa-dollar-savings-wallet/id6766992621 (this page in markdown: same URL + `.md`) - Developer: [Blue Zenith Tech](https://appshunter.io/developer/1896344093) - Category: Finance, Utilities - Price: Free - Rating: 5.00/5 from 2 App Store ratings · 1 written reviews indexed - Age rating: 4+ - Requires: iOS 15.1 · 42 MB - Languages: American English - Released: 2026-06-10 - Data updated: 2026-09-01 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/sefa-dollar-savings-wallet/id6766992621/reviews.md ## What is Sefa? Protect your savings from the falling naira. Sefa keeps your money in dollars, and now you can add money and cash out in naira, straight from your bank account. Sefa is a simple wallet built for Nigeria and the diaspora. Move money in with naira, hold it in dollars, send it to people you love in minutes, and cash out to your bank whenever you want, all from your phone. WHY PEOPLE USE SEFA Add money with naira. Fund your wallet from your Nigerian bank account and hold the value in steady dollars. No middleman to visit, no rate you can't see. Cash out to naira. Turn your dollars back into naira and have it sent to your bank account when you need it. Save in dollars. The naira loses value; dollars hold theirs. Keep your money in steady dollar coins (USDT, USDC) so it doesn't melt away. Your money, your control. Sefa is non-custodial. Your keys and your money stay on your phone. We can never touch your funds. Send money home. Reach family and friends across the world in minutes, with low network fees. Convert when you need to. Move between the coins you hold, like SOL to dollars, in a few taps. Ask Sefa anything. A built-in assistant answers your questions in plain words, right when you're stuck. Naira-aware. See your balance in US dollars with a naira figure beside it, so the value is always clear. Many networks, one app. Hold and move Bitcoin, Ethereum, Solana and more from a single wallet. BUILT FOR EVERYDAY USE No jargon. No complicated setup. Sefa explains each step in plain words, so it works whether this is your first wallet or your fifth. YOUR MONEY STAYS YOURS Sefa never holds, locks, or moves your money without you. Every action is approved by you with Face ID or a PIN and signed on your device. Your recovery phrase belongs to you alone, keep it safe. A small, clearly shown service fee may be included when you add money, cash out, or convert between coins. No hidden charges, and no subscription. Sefa is a wallet for holding and moving your own money, not a bank. Saving in dollars is steadier than the naira, but dollar values can still move. ## Key features - Hold savings in dollars - Add and cash out in naira - Non-custodial control - Send money globally - Convert between cryptocurrencies - Built-in assistant ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/sefa-dollar-savings-wallet/id6766992621/reviews.md ### 5/5 — Super! *2026-08-06* Excellent user experience! Fast and Efficient **Developer response:** Thanks so much. We spend a lot of time on the small details, so it's good to hear they show. If there's something you'd like to see next, tell us in the in-app chat. Tochi, Sefa ## Frequently asked questions about Sefa ### How does Sefa protect my money from inflation? Sefa allows you to hold your savings in stable dollar-backed cryptocurrencies like USDT and USDC, which are designed to maintain their value against the fluctuating naira. This helps preserve your purchasing power over time. ### Can I add and withdraw money in naira with Sefa? Yes, Sefa enables you to add funds directly from your Nigerian bank account in naira and also cash out your dollar holdings back into naira to your bank account. This makes it convenient for local transactions. ### Is my money safe with Sefa? Sefa is a non-custodial wallet, meaning you have full control over your funds and private keys. Your money stays on your device, and all transactions require your explicit approval via Face ID or PIN for enhanced security. ### How does Sefa compare to traditional banks? Sefa functions as a wallet for managing your own money, not a bank. While saving in dollars offers more stability than the naira, dollar values can still fluctuate. Sefa provides direct control and transparency over your assets. ### What cryptocurrencies can I hold in Sefa? Sefa supports holding and moving various cryptocurrencies, including Bitcoin, Ethereum, and Solana, all from a single, user-friendly wallet interface. You can also convert between different coins within the app. ### Does Sefa have any hidden fees? Sefa clearly displays any service fees that may be included when you add money, cash out, or convert between coins. There are no hidden charges, and the app does not require a subscription. ### What devices does Sefa support? Sefa is available for iPhone and iPod devices. The app is designed for everyday use with a simple setup and clear explanations for all steps. ### How often is Sefa updated? The latest version of Sefa is 1.1.8, which was last updated on August 7, 2026. Updates typically include improvements to functionality and security. ## Version history (last 5 releases) ### 1.1.12 — 2026-08-27 Support replies now land right in your chat. When our team answers, you'll see it in the conversation itself, not buried in notifications. Also in this update: - Clearer guidance in Convert when an amount is too small for a route - Tapping an add-money notification now opens the right screen - Fixed a rare sign-in hiccup while creating a wallet - Steadier balance updates Small fixes and polish throughout. ### 1.1.11 — 2026-08-20 Adding money is calmer, and it works for verified users wherever they are. • No more countdown when you add money by bank transfer. Send the transfer when you're ready. • Verified your identity? Add money now works even if your network shows the wrong location. • Tapping an Add money reminder opens the right screen. • Conversions from Ethereum work right after a fresh install. • Clearer wording across the app, and an updated privacy policy. • Small fixes and polish. Thanks for using Sefa. Questions? The built-in assistant answers instantly, or reach us at support@getsefa.com. ### 1.1.9 — 2026-08-11 Adding money by bank transfer is clearer. You'll see the account name to expect and the exact amount to send, so your transfer matches your order. Tapped "I've paid" too early? You can now undo it and start over. On slow networks the app now retries quietly instead of showing an error. Plus small fixes and polish throughout. ### 1.1.8 — 2026-08-07 Cash out now shows what your bank will actually receive. The fee comes off before the figure, so the number you approve is the number that lands. Adding money and cashing out both show your all-in rate up front, before you commit. Small amounts stopped rounding to zero. If you send a tiny amount of a coin, the confirm screen shows the real figure instead of 0.00. Your cash-out reference is now tappable to copy, for when a bank transfer needs chasing. New here? A short pointer appears on your home screen when there is a useful next step, and goes away once you have done it. Plus a round of polish across Send, Receive, Add money and Cash out, increased speed and reliability. ### 1.1.6 — 2026-07-24 Cashing out is smoother, and Convert now includes Bitcoin. • Cash out to your bank works from the very first open — no setup, no extra steps. • Convert now includes Bitcoin. Move between BTC, SOL, ETH and dollar coins in a few taps. • Speed and reliability improvements across the app. Thanks for using Sefa. Questions? The built-in assistant answers instantly, or reach us at support@getsefa.com. ## Apps similar to Sefa | App | Rating | Price | Category | | --- | --- | --- | --- | | [Paribu Custody: Institutional](https://appshunter.io/ios/app/paribu-custody-institutional/id6454842128) | — | Free | Finance | | [Foundation Security](https://appshunter.io/ios/app/foundation-security/id6741923636) | 5.0 (6) | Free | Finance | | [FIRE: Effortless Earning](https://appshunter.io/ios/app/fire-effortless-earning/id6746784483) | 5.0 (3) | Free | Finance | | [Kryptonim Wallet](https://appshunter.io/ios/app/kryptonim-wallet/id6748217524) | — | Free | Finance | | [WebitPay: Crypto Card & Pay](https://appshunter.io/ios/app/webitpay-crypto-card-and-pay/id6743689986) | 5.0 (2) | Free | Finance | | [Trustless: Bitcoin wallet](https://appshunter.io/ios/app/trustless-bitcoin-wallet/id6756965117) | — | Free | Finance | ## More apps by Blue Zenith Tech - [Yesa: Digital Assets & Bills](https://appshunter.io/ios/app/yesa-digital-assets-and-bills/id6749385545) All apps by Blue Zenith Tech: https://appshunter.io/developer/1896344093 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*