# Seis: Mobile Finances — Visa debit and credit cards

> Mobile banking and card services for individuals, including those without SSN/ITIN. (iPhone/iPad app by Seis, Inc..)

- Source: https://appshunter.io/ios/app/seis-mobile-finances/id1581302645 (this page in markdown: same URL + `.md`)
- Developer: [Seis, Inc.](https://appshunter.io/developer/1581303007)
- Category: Finance, Utilities
- Price: Free
- Rating: 4.84/5 from 69,914 App Store ratings · 358 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.5 · 147 MB
- Languages: English, Spanish
- Released: 2021-09-17
- Data updated: 2026-06-24
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/seis-mobile-finances/id1581302645/reviews.md

## What is Seis?

NEED A DEBIT OR CREDIT CARD? Apply for your credit and debit card with just a passport. T&Cs apply.
- Open a bank account with your ITIN, passport, consular ID, or SSN.
- More than 55,000 surcharge-free ATMs so you can always get cash when you need it. 
- Use your money safely online and in person.

COMPLETELY SECURE
- Visa’s zero liability policy protects all unauthorized purchases.
- Bank account deposits are FDIC insured through Thread Bank, a member of the FDIC.
- Two-factor authentication and biometric security.

OPENING AN ACCOUNT IS EASY
- Open a Seis account directly from your phone.
- In just 3 minutes.

SEIS MEMBERSHIPS
Seis Member: $6/month or $0 when you spend > $1,500 with your Seis debit or credit card
Members get a Visa debit card with fraud protection, a U.S. bank account, 1% cashback at McDonald’s, Netflix, Starbucks and others (on up to $500 in spend), $2,000 in daily ATM withdrawals, and much more!

Plus Member: $10/month or $4 when you spend > $1,500 with your Seis debit or credit card
Everything in Seis Member plus Seis Silver Secured Credit Card, 1 additional debit card, kids’ accounts (coming soon), 1% cashback up to $1,000.

Premium Member: $15.95/month or $9.95 when you spend > $1,500 with your Seis debit or credit card. Everything in Plus Member plus 1 free cash deposit, 1 out-of-network ATM withdrawal with no fee, VIP customer support, 1% cashback up to $2,000 per month.

DISCLOSURES: 
Seis is not a bank. Credit services offered by Lead Bank, Member FDIC. Seis Silver Credit Card is issued by Lead Bank. Subject to credit eligibility requirements. Not available in all states; see website for details. The Seis Silver Credit Card is offered to Seis Plus and Premium Members. 

Seis is a financial technology company and is not a bank insured by the FDIC. Banking services are provided by Thread Bank, a member of the FDIC. FDIC deposit insurance covers the failure of an insured bank. The Seis Visa debit card is issued by Thread Bank, a member of the FDIC, under a license from Visa U.S.A. Inc. and can be used wherever Visa cards are accepted. Certain conditions must be met for transfer deposit insurance coverage to apply.

## Key features

- Apply for Visa debit and credit cards
- Open bank accounts with ITIN, passport, or SSN
- Access 55,000+ surcharge-free ATMs
- Secure online and in-person transactions
- FDIC insured deposits
- Two-factor authentication and biometric security
- 1% cashback on select purchases

## What do users think of Seis?

Overall sentiment: neutral

**Pros**

- 👍 Easy to use app
- 🚀 Fast and efficient transactions
- 🔒 Secure and reliable
- 💡 Helpful for people without SSN/ITIN

**Cons**

- 🐛 Unreliable customer support
- 💰 Unexpected fees and charges
- ⚠️ Account freezing and closure issues
- 🚫 Compatibility problems with Zelle

**Commonly reported bugs**

- Delays in card delivery
- Unexplained account freezes
- Issues with check deposits

**Most requested features**

- Improve Zelle integration
- Provide better customer support
- Increase deposit and withdrawal limits

## Recent user reviews (10 of 358)

All indexed reviews: https://appshunter.io/ios/app/seis-mobile-finances/id1581302645/reviews.md

### 1/5 — Do not/ total scam

*2026-04-22, version 4.0.10*

Do not bother

### 1/5 — Don’t do it

*2026-04-09, version 4.0.10*

This is a scam !!!!!

### 5/5 — No bueno/NO GOOD

*2026-03-28, version 4.0.10*

This app is not useable…. It’s a HEADACHE to get a hold of support. It’s almost impossible to do anything in this app. Definitely do NOT recommend.

### 1/5 — App doesn’t even work

*2026-03-24, version 4.0.10*

I can’t even get the verification code to setup the account

### 1/5 — Trash

*2026-03-24, version 4.0.10*

Broken app and they lie

### 1/5 — Scam, avoid this app. Selling your data

*2026-03-19, version 4.0.10*

No advances are actually offered like the description says, just taking data to sell. Avoid this app.

### 1/5 — BROKEN APP

*2026-03-14, version 4.0.10*

Can’t even sign up as when you try to verify via sms it never sends a code even after numerous attempts

### 1/5 — Do not

*2026-03-10, version 4.0.10*

Do not bother

### 1/5 — Scam

*2026-03-10, version 4.0.10*

This is app is a waste of time. They just want your information don’t try.  One of the worst cash advances app.

### 1/5 — This app is a scam

*2026-03-09, version 4.0.9*

Don’t download

## Frequently asked questions about Seis

### Does Seis have ads?

Yes, Seis contains advertisements. As a free service, ads are displayed to support its operation.

### What are the Seis membership tiers and their costs?

Seis offers three tiers: Member ($6/month or $0 with >$1,500 spend), Plus ($10/month or $4 with >$1,500 spend), and Premium ($15.95/month or $9.95 with >$1,500 spend). Each tier offers increasing benefits like cashback and support.

### How secure is my money with Seis?

Seis employs Visa’s zero liability policy for unauthorized purchases, FDIC insurance through Thread Bank, and two-factor authentication with biometric security to protect your funds.

### Can I open a Seis account without a Social Security Number?

Yes, you can open a bank account with your ITIN, passport, or consular ID, making it accessible for individuals without an SSN.

### How often is Seis updated?

The latest version is 4.0.10, released on March 9, 2026. Updates are frequent, ensuring the app remains current and functional.

### What devices does Seis support?

Seis is currently supported on iPhones. Compatibility with other devices may be available in future updates.

### What are the main benefits of the Seis Member tier?

The Seis Member tier includes a Visa debit card with fraud protection, a U.S. bank account, 1% cashback on select merchants up to $500 spend, and $2,000 in daily ATM withdrawals.

### What do users like and dislike about Seis?

Users appreciate the app's ease of use, fast transactions, and its helpfulness for those without an SSN/ITIN. However, some users report issues with unreliable customer support, unexpected fees, account closures, and compatibility problems with Zelle.

## Version history (last 5 releases)

### 4.0.10 — 2026-03-09

Updates app features and availability

### 4.0.9 — 2026-03-04

Updates app features and availability

### 4.0.8 — 2026-03-01

Updates app features and availability

### 4.0.7 — 2026-02-21

Actualiza las aplicaciones del producto y su disponibilidad

### 4.0.6 — 2026-02-20

Actualiza las aplicaciones del producto y su disponibilidad

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-24.*