# Selah Slate — Faith-based credit disputes > Faith-based credit dispute companion for understanding reports and drafting FCRA letters. (iPhone/iPad app by Selah & Stone Legacy Holdings LLC.) - Source: https://appshunter.io/ios/app/selah-slate/id6779376823 (this page in markdown: same URL + `.md`) - Developer: [Selah & Stone Legacy Holdings LLC](https://appshunter.io/developer/6779376825) - Category: Finance, Education - Price: Free - Rating: 5.00/5 from 1 App Store ratings - Age rating: 17+ - Requires: iOS 15.0 · 3 MB - Languages: American English - Released: 2026-06-17 - Data updated: 2026-08-25 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/selah-slate/id6779376823/reviews.md ## What is Selah Slate? Selah Slate is a free, faith-based credit dispute companion that helps you understand your credit report, draft FCRA Section 611 dispute letters, and walk toward true financial freedom - all guided by scripture. We are not a credit repair company. We are an educational tool that puts the power back in your hands. WHAT YOU CAN DO • Upload your free AnnualCreditReport.com PDF and let our AI identify negative items across all three bureaus (Equifax, Experian, TransUnion). • Build factual, FCRA-compliant dispute letters in minutes - capped at 5 items per round so you are never flagged as "frivolous." • Track the 35-day response window for each bureau with built-in reminders. • Log each bureau response (deleted, updated, verified, partial) and instantly generate Method of Verification (MOV) letters when needed. • Escalate to the CFPB with one-click guided steps if a bureau refuses to comply. • Plan your debt freedom with the built-in payoff calculator (snowball + avalanche). • Visualize when each negative item ages off your report (7-year FCRA timeline). • Reflect before you dispute with our biblical financial-reflection tool - five honest minutes that pair scripture with three concrete next steps. FAITH AT THE CENTER Every dashboard greets you with scripture. Every milestone is celebrated. Every dispute is a step out of bondage and into the legacy God planned for you. "The rich rule over the poor, and the borrower is slave to the lender." Proverbs 22:7 WHAT MAKES SELAH SLATE DIFFERENT • Free forever. No subscriptions. No upsells. • No ads. No data selling. Ever. • Bank-level security: encrypted at rest, HTTPS-only, SSN never stored in full. • You stay in control - we never mail letters for you or negotiate with creditors. We educate, equip, and encourage. • Faith strategies, devotionals, prayer journal, and a testimony wall built in. WHO IT IS FOR • Anyone who has been told "credit repair" requires a $99/month subscription • Believers who want to handle their finances the way scripture teaches • Ministry partners and credit unions serving congregations and communities Selah Slate is provided by Selah and Stone Legacy Holdings LLC. It is an educational tool, not legal or financial advice. We do not guarantee any specific credit-score outcome. Disputes are filed by you, in your own name, using your own factual information. Pause. Reflect. Dispute. Walk free. The Selah Slate team ## Key features - AI-powered credit report analysis - FCRA-compliant dispute letter generation - Response tracking and reminders - Debt payoff calculator (snowball/avalanche) - Negative item aging visualization - Biblical financial reflection tool ## Frequently asked questions about Selah Slate ### Does Selah Slate have ads? No, Selah Slate is ad-free. The app explicitly states that it does not have ads and does not sell user data. ### What is the pricing for Selah Slate? Selah Slate is completely free to use. The app emphasizes that there are no subscriptions or upsells, making it accessible to everyone. ### How secure is Selah Slate? Selah Slate employs bank-level security measures, including encryption at rest and HTTPS-only connections. Your Social Security Number is never stored in full. ### What devices does Selah Slate support? Selah Slate is available for iPhone, iPad, and iPod. It is designed for Apple's mobile ecosystem. ### What is the age rating for Selah Slate? Selah Slate has an age rating of 17+. This is likely due to the financial and legal nature of credit disputes. ### How often is Selah Slate updated? The latest version of Selah Slate is 1.0, and it was last updated on June 17, 2026. This indicates it is a relatively new application. ### Can Selah Slate negotiate with creditors for me? No, Selah Slate is an educational tool and does not negotiate with creditors or mail letters on your behalf. It equips you to handle disputes yourself. ### What is the user sentiment for Selah Slate? Based on the provided data, Selah Slate has a perfect 5.0-star rating from one review, indicating very positive initial user sentiment. ## Version history (last 1 release) ### 1.0 — 2026-06-17 No release notes. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*