# SELCO Community Credit Union — user reviews

> 112 indexed App Store user reviews of SELCO Community Credit Union by SELCO Community Credit Union, rated 4.84/5 from 13,341 ratings.

- Source: https://appshunter.io/ios/app/selco-community-credit-union/id338697205/reviews
- App overview in markdown: https://appshunter.io/ios/app/selco-community-credit-union/id338697205.md
- Rating breakdown: 5★ 10,238 · 4★ 1,204 · 3★ 181 · 2★ 30 · 1★ 59

## What do users think of SELCO Community Credit Union?

Overall sentiment: positive

**Pros**

- 🚀 Easy to use
- 🔒 Secure banking
- 👍 Great customer service
- 💡 Useful features like card controls
- 👍 Smooth app experience
- 🚀 Fast and responsive

**Cons**

- 🐛 Inconsistent mobile deposit functionality
- 🐛 Bugs and glitches after recent update
- 🔒 Privacy concerns with new tracking
- 🐛 Login and account access issues
- 🔋 Drains battery quickly

**Commonly reported bugs**

- Black screen when trying to deposit checks
- Inability to transfer between accounts
- Incorrect account balance displays
- Frequent app crashes and freezes

**Most requested features**

- Ability to customize app interface
- Add budgeting and money management tools
- Improve mobile check deposit process
- Bring back Face ID/Touch ID login
- Add international transaction support

## Newest reviews (19 of 112)

### 4/5 — Online banking

*2026-08-15, version 2022.7.1*

I love Selco Community credit union. They have made this app much easier for me to use, as an elderly person that does not deal very much with online stuff.

### 3/5 — Review

*2026-07-16, version 2022.7.1*

It has a delay to opening pages and balances are not always in real time.

### 4/5 — Transfer Funds Description Weakness

*2026-07-09, version 2022.7.1*

Overall the app works very well with prompt and accurate data.  However, the description field in the Transfer Funds section will not allow punctuation or unique characters - very irritating!  Seems like it should be an easy fix - fingers crossed !

### 5/5 — Excelente

*2026-02-20, version 2022.7.0*

Muy bueno , y la atención muy buena .

### 5/5 — Long time customer

*2025-10-21, version 2022.5.3*

I love SELCO as my bank, I feel safe and secure about my money and I’ve always felt comfortable with them. They have a great app system that is great for fraud prevention and security

### 5/5 — Like Selco bank

*2025-10-18, version 2022.5.3*

I like banking at Selco

### 5/5 — SELCO Credit Union is the Best

*2025-07-31, version 2022.5.3*

The app is so easy to use, and helps me keep track of my money.  I use it for all my money needs.

### 5/5 — Excellence in service through Selco

*2025-07-11, version 2022.5.3*

Exemplary service and very helpful with any questions that I ever have . I don’t know any last names, but Taylor in particularly helped me through quite an ordeal today with cashing a large check amount. I appreciate everything that Selco does.

### 5/5 — SELCO credit union

*2025-06-21, version 2022.5.3*

I am super happy that I switch to SELCO Credit union every thing about SELCO is perfect and the employees are amazing and the best ever thanku SELCO

### 5/5 — Best credit union

*2025-06-15, version 2022.5.3*

Credit union is really for its members !

### 5/5 — Best app ever!

*2025-06-14, version 2022.5.3*

Love the new app! It’s a dream!

### 5/5 — Good app

*2025-06-13, version 2022.5.3*

Great features

### 4/5 — Great service

*2025-06-12, version 2022.5.3*

Great service when I come in to the union

### 5/5 — SELCO app

*2025-06-11, version 2022.5.3*

I left my last bank, mostly because their app and website were horrible. Selco is 1,000 times better.

### 5/5 — Great business

*2025-06-11, version 2022.5.3*

Personable and community minded

### 5/5 — User-Friendly App

*2025-06-11, version 2022.5.3*

The app is well designed easy to use.

### 5/5 — Zelle!

*2025-06-10, version 2022.5.3*

Amazing!

### 5/5 — Best Bank in the USA.

*2025-05-14, version 2022.5.1*

Best bank in the USA and best banking app.

### 5/5 — Yes!

*2025-01-23, version 2022.5.1*

This is THE CU!!!

## Most critical reviews (10 lowest-rated)

### 1/5 — No Accountability

*2024-09-08, version 2022.5.1*

Weeks ago I ordered a new card. SELCO mailed it to my old address and cancelled the old card. I got hit with hundreds of dollars in late fees before I realized what had happened and called customer service. It took another three days before they shipped my new card. I’ve been cashless for weeks now, as well as out HUNDREDS of dollars due to their incompetence. They refuse to reimburse me for money lost. I will be closing my accounts as soon as I can get to a branch. I’ve been a loyal member for four years but not anymore!

### 1/5 — Direct deposit doesn’t work on mobile

*2024-08-10, version 2022.5.0*

When you try to open the camera to take pictures of the check it is just a black screen. You can try to wait for it to load but it will never come. please help

### 1/5 — Bad app

*2023-12-27, version 2022.5.0*

I can’t transfer from my business account to the personal ones.... why?????

### 1/5 — Trash! the old app was way better

*2023-02-27*

The new update is garbage i can no long transfer money in between accounts because the update is buggy and the mobile deposit feature keeps on freezing  oh and good luck getting ahold of anyone on the phone it’s been over a 20 minute wait on hold lately so I have had to just drive the 30 minutes in to the closest  branch to accomplish my basic banking needs

**Developer response:** Thanks for taking the time to share your experience. The minimum supported Apple Operating System is iOS 15 to take advantage of required security patches. I recommend double checking that you're phone is using this iOS version or higher. We have been made aware that some members have experienced glitches in the transfer workflow when on an operating system that is no longer supported. If you still have issues, please feel free to reach out via Secure Chat, Branch, Phone or Secure Message and we will help you troubleshoot more.

### 1/5 — Doesn’t Work Overseas

*2023-02-05, version 2022.3.1*

If you frequently travel overseas, then this is not the app and possibly not the bank for you. After the most recent update, the app will not work internationally.

### 1/5 — Bad website

*2022-12-08*

I’ve had SELCO for about 7 years and most of the time it’s been great much preferred over a bank. But it seems like it’s gone down hill this last year. They just recently “upgraded” the app and it’s way worse then the original one they had. It’s almost like they want you to overdraw money out of your account. When you look in the app at your balance most the time it’s showing your balance as if nothing has pulled out and then when you actually go into your account it’s like 50 to 100 dollars less than what it said before. Very sneaky way of doing it. I think the app makes it harder for people, plus it takes forever to get a hold of anyone through the phone. Pretty frustrated might be shopping around for a more convenient credit Union hard enough keeping track of your money when the app makes things very difficult. Oh and also now when a payment is pending in your account it doesn’t even pull it out right away. It takes a day or two. The last app calculated all the funds including when payments were pending. Very disappointing app.

**Developer response:** Thanks again for your review. Because of your feedback, we were able to improve the digital banking experience for all members. Members are now able to see both available and current balances on the dashboard, and not only on the account tab. We hope this improvement has enhanced your digital baking experience.

### 1/5 — Privacy Concerns

*2022-11-19, version 2022.3.1*

Sadly had to delete the app as it now tracks more information I am comfortable with

### 1/5 — Why the downgrade?

*2022-11-01, version 2022.2.4*

The old app wasn’t great but it somehow managed to be miles ahead of this new version. I hate using this new app.

### 1/5 — Not happy

*2022-10-30, version 2022.2.4*

The mobile deposits on the new app and website are horrible. I have had to delete and reinstall several times, per the  SELCO rep I talked to. 5 days and my mobile deposits still aren’t showing up anywhere. So now I need to call again or go to a branch.

### 1/5 — Terrible!!

*2022-10-26, version 2022.2.4*

This rollout is horrible. I’ve been working with tech support for two days now. I can log in just fine with the website but my same password does not work with the app! Now deposits are not posting. What is going on?!?! I’m ready to close my accounts and move to a more reliable institution! This is ridiculous!!

## Most praised reviews (10 highest-rated)

### 5/5 — Deposit

*2026-08-10, version 2022.7.1*

I've been with SELCO since the 90s and they've been supporting me through thick and thin. They're always there to help me when I have financial issues. They actually let me know when there was a good deal going on with interest rate promotions and I made a little more money! Hoorah!!

### 5/5 — App is great now!

*2026-07-24, version 2022.7.1*

Used to have irritating problems making deposits.  Fixed! 👍

### 5/5 — Mobile Deposits

*2026-07-22, version 2022.7.1*

Fascinating just how this works! Money in my account from simply taking a picture of a piece of paper!

### 5/5 — Mobile bank app

*2026-07-15, version 2022.7.1*

This is one of the least frustrating bank apps I’ve used

### 5/5 — Go SELCO

*2026-02-26, version 2022.7.0*

Local hero

### 5/5 — Easy to use

*2026-02-26, version 2022.7.0*

It is easy use keeping up with and making changes to my account.

### 5/5 — Works flawlessly!

*2026-02-25, version 2022.7.0*

I use this everyday and RARELY have a problem.

### 5/5 — Great

*2026-02-25, version 2022.7.0*

The all works consistently and is easy to use. Great job.

### 5/5 — Great baking app!

*2026-02-21, version 2022.7.0*

The app is super easy to use and I love the push authentication function when logging onto the website. 

The interface is clean and it is responsive. Works great on my iPhone and the faceID is super convenient!

### 5/5 — Excellent

*2026-02-21, version 2022.7.0*

The app is great. Works well for me

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*
