# Selcom Pesa — Digital Banking > Digital financial app for Tanzanians offering banking, loans, and payments. (iPhone/iPad app by Selcom Paytech Limited.) - Source: https://appshunter.io/ios/app/selcom-pesa/id6737184776 (this page in markdown: same URL + `.md`) - Developer: [Selcom Paytech Limited](https://appshunter.io/developer/1509221215) - Category: Finance - Price: Free - Rating: 4.50/5 from 11 App Store ratings · 2 written reviews indexed - Age rating: 4+ - Requires: iOS 15.6 · 203 MB - Languages: American English, Swahili - Released: 2025-01-11 - Data updated: 2026-08-06 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/selcom-pesa/id6737184776/reviews.md ## What is Selcom Pesa? Switch to Selcom Pesa…or Keep Overpaying Designed to Help You Keep More of What You Earn. Most apps quietly charge you more than they should — Selcom Pesa doesn’t. Selcom Pesa is a digital financial app licensed by the Bank of Tanzania (BoT) and designed for Tanzanian citizens living globally. You can open an account easily using your valid NIDA card or Tanzanian passport. What Makes Selcom Pesa Stand Out Choose a Transactional Bundle that Fits Your Lifestyle Save more as you spend: • Daily – Kwa Jero: 5 transactions for 24 hours • Weekly – Wiki Boost: 35 transactions for 7 days • Monthly – Hello Mwezi: 150 transactions for 30 days Instant Loans and Credit Score Access Track your Selcom Pesa Credit Score and unlock pre-approved 7-day and 14-day digital loans up to TZS 1,000,000. Boost your score by: • Transacting frequently • Uploading your mobile money statement • Repaying on time Loan Examples 7-Day Loan • Loan Amount: TZS 50,000 • Interest Fee: TZS 6,500 • Total Repayment within 7 days: TZS 56,500 Penalty added after 7 days: TZS 1695 APR* 16% 14-Day Loan Example • Loan Amount: TZS 50,000 • Interest Fee: TZS 8,500 • Total Repayment within 14 days: TZS 58,500 Penalty added after 14 days: TZS 2925 APR* 22% *Annual Percentage Rate (APR) Jisoti loans are short-term emergency loans. The cost of a Jisoti loan is: a once-off Interest (13% for 7 day loan and 17% for 14 day loan) and a once-off penalty (3% for 7 day loan and 5% for 14 day loan) on outstanding amount. If the loan is repaid within term (7/14 days), annual cost to the customer is Interest only. If the loan is repaid after 60 days, the annual cost to the customer is Interest and Penalty (applied once on outstanding unpaid amount). There is no other fee or compounding charge that the customer would be liable to pay at the end of the year or in perpetuity. Smart and Easy Onboarding Open your Selcom Pesa account in minutes using just your mobile number and NIDA biometrics. No paperwork. No hassle. Flexible Accounts Manage your Main, Kibubu (Savings), and Qwikrewards balances seamlessly — all in one place. Secure and Instant Payments Pay any merchant in Tanzania via TanQR or Lipa Namba — fast, reliable, and secure. Rewards for Invite Earn up to TZS 2,000 for every friend who joins Selcom Pesa and starts transacting. (Terms and Conditions apply.) Get an Instant Selcom Lipa Namba (TanQR) Register instantly within the app to receive payments through your Selcom Lipa number — ideal for small businesses, side hustles, and freelancers. Built for All • 24/7 customer support (toll-free) • Bilingual experience — English or Kiswahili • Advanced encryption and compliance with BoT regulations Download Selcom Pesa today and experience faster, smarter, and more rewarding financial freedom — built for Tanzanians, wherever you are in the world. ## Key features - Flexible transaction bundles - Instant loans and credit score access - Smart and easy onboarding - Manage multiple account balances - Secure and instant payments - Rewards for inviting friends - Instant Lipa Namba (TanQR) registration ## Recent user reviews (2 of 2) All indexed reviews: https://appshunter.io/ios/app/selcom-pesa/id6737184776/reviews.md ### 4/5 — Excited *2025-02-12* Excited to see where Tanzania’s Fintech is headed. Kudos! **Developer response:** Hello Kuringé, Thank you for your enthusiasm! We are equally excited about the growth and potential of Tanzania’s fintech sector. We look forward to being part of this journey and continuing to innovate! ### 3/5 — Great app Tanzanias version of Alipay *2025-01-14* So far so good but got stuck in NIDA verification **Developer response:** Hello, Apologies for the inconvenience you have experienced. We would appreciate it if you could confirm whether you have successfully completed the registration with the service. You can send it to us via our WhatsApp number: 0699077988. ## Frequently asked questions about Selcom Pesa ### What is Selcom Pesa? Selcom Pesa is a digital financial app licensed by the Bank of Tanzania, designed for Tanzanian citizens worldwide. It offers banking services, instant loans, and secure payment solutions. ### How do I open an account with Selcom Pesa? You can open an account easily using your valid NIDA card or Tanzanian passport. The onboarding process is designed to be smart and easy, requiring only your mobile number and NIDA biometrics with no paperwork. ### What are the transaction bundles offered by Selcom Pesa? Selcom Pesa offers three transaction bundles: 'Kwa Jero' for 5 transactions over 24 hours, 'Wiki Boost' for 35 transactions over 7 days, and 'Hello Mwezi' for 150 transactions over 30 days. ### Can I get loans through Selcom Pesa? Yes, Selcom Pesa provides instant loans of up to TZS 1,000,000 with 7-day and 14-day repayment terms. Your access to these loans is based on your Selcom Pesa Credit Score, which can be boosted by frequent transactions, uploading mobile money statements, and timely repayments. ### How secure is Selcom Pesa? Selcom Pesa is licensed by the Bank of Tanzania and employs advanced encryption. It complies with BoT regulations, ensuring secure and reliable transactions for its users. ### What devices does Selcom Pesa support? Based on the available data, Selcom Pesa supports iPhone and iPod devices. It is available for free download. ### How often is Selcom Pesa updated? The latest version of Selcom Pesa is 3.0.76, and it was last updated on February 19, 2026. This indicates a relatively frequent update cycle for the app. ### Does Selcom Pesa have ads? No, Selcom Pesa does not contain advertisements. The app is free to download and use without any ad interruptions. ## Version history (last 5 releases) ### 3.0.97 — 2026-08-03 More countries. More rewards. More reasons to update! Send money to China (Alipay & WeChat Pay), UAE & Turkey, book Zan Fast Ferries to Zanzibar/Dar Es Salaam, unlock Selcom Zaidi Tiers, and enjoy even more exciting features. Update Selcom Pesa today! ### 3.0.95 — 2026-07-01 More power. More perks. More in Selcom Pesa! Send money to India, unlock Silver Tier GEPG discounts, manage spending with Virtual & Physical Prepaid Cards, book Zan Fast Ferries to Zanzibar and much more. Update now! ### 3.0.87 — 2026-06-01 Big drop. Global USD Accounts are now live on Selcom Pesa. Hold, send and receive dollars alongside your shillings, and spend globally with your Mastercard. Plus, unlock Status Tiers from Bronze to Tanzanite with exclusive rewards as you transact. ### 3.0.84 — 2026-05-22 Big drop. Global USD Accounts are now live on Selcom Pesa. Hold, send and receive dollars alongside your shillings, and spend globally with your Mastercard. Plus, unlock Status Tiers from Bronze to Tanzanite with exclusive rewards as you transact. ### 3.0.82 — 2026-05-22 Big drop. Global USD Accounts are now live on Selcom Pesa. Hold, send and receive dollars alongside your shillings, and spend globally with your Mastercard. Plus, unlock Status Tiers from Bronze to Tanzanite with exclusive rewards as you transact. ## Apps similar to Selcom Pesa | App | Rating | Price | Category | | --- | --- | --- | --- | | [Vertex Mobile Trading](https://appshunter.io/ios/app/vertex-mobile-trading/id6738928049) | — | Free | Finance | | [NBC Kiganjani](https://appshunter.io/ios/app/nbc-kiganjani/id1529844831) | 3.8 (5) | Free | Finance | | [Absa Tanzania](https://appshunter.io/ios/app/absa-tanzania/id1494873989) | 3.3 (4) | Free | Finance | | [iTrust Finance](https://appshunter.io/ios/app/itrust-finance/id6761297223) | 5.0 (1) | Free | Finance | | [TCB Popote](https://appshunter.io/ios/app/tcb-popote/id6476205820) | — | Free | Finance | | [CRDB OTP](https://appshunter.io/ios/app/crdb-otp/id1412704941) | 2.3 (3) | Free | Finance | ## More apps by Selcom Paytech Limited - [Selcom Mastercard](https://appshunter.io/ios/app/selcom-mastercard/id1381254757) - [duka.direct](https://appshunter.io/ios/app/dukadirect/id1509485417) - [Gymkhana Tanzania](https://appshunter.io/ios/app/gymkhana-tanzania/id1531284670) - [Selcom Huduma](https://appshunter.io/ios/app/selcom-huduma/id1581106169) - [CANMOB](https://appshunter.io/ios/app/canmob/id6473828241) - [duka Merchant](https://appshunter.io/ios/app/duka-merchant/id6479015949) All apps by Selcom Paytech Limited: https://appshunter.io/developer/1509221215 ## Related topics [selcom pesa](https://appshunter.io/ios/topics/selcom-pesa) · [heslb tanzania](https://appshunter.io/ios/topics/heslb-tanzania) · [sebco](https://appshunter.io/ios/topics/sebco) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-06.*