# Sercle > Secure financial management and lending access via verified credit unions. (iPhone/iPad app by Omnio Sercle Limited.) - Source: https://appshunter.io/ios/app/sercle/id1554471199 (this page in markdown: same URL + `.md`) - Developer: [Omnio Sercle Limited](https://appshunter.io/developer/1539396412) - Category: Finance, Productivity - Price: Free - Age rating: 4+ - Requires: iOS 16.6 · 48 MB - Languages: English - Released: 2021-07-14 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/sercle/id1554471199/reviews.md ## What is Sercle? The Sercle app, powered by Nivo, is a secure messaging app that puts you in control of your finances 24/7 through access to responsible lending through a network of regulated and verified Credit Unions & other approved financial institutions. Downloading the Sercle App will give you instant access to your Credit Union safely and securely from the comfort and convenience of your smartphone. Features of The Sercle app’s bank standard technology includes: For Existing Credit Union Members: - Securely log into your account 24/7 - Apply for a loan - Send and receive secure information - Sign documentation securely - Receive member updates - Be in control of your finances 24/7 Looking for a loan? Download the Sercle app and search for your local credit union instantly. From the Sercle app you can safely and securely join your local credit union and apply for a whole range of services including loans.. The Sercle app will seamlessly take you through the regulatory onboarding process, verify your id and allow you to apply for a loan. No need to send copies of id or income via email, protecting you and your personal information is our priority. The identity of all credit unions on The Sercle app are verified, so you can always be confident it’s definitely them you are messaging and not a fraudster. Messages are encrypted and private, so you can send and receive information confidentially.  Hassle-free technology for all of your financial needs accessible securely via your smart phone 24/7. Join the digital finance revolution using the latest Credit Union technology – The Sercle app! Engage with your local Credit Union through the Sercle app, powered by Nivo. ## Key features - Secure 24/7 account access - Loan applications - Secure messaging - Digital document signing - Member updates - Identity verification ## Recent user reviews (3 of 3) All indexed reviews: https://appshunter.io/ios/app/sercle/id1554471199/reviews.md ### 1/5 — Can’t use app *2025-11-15, version 2.2.1* Used to be good now won’t open app at all…keeps giving me error message ### 5/5 — Simple, easy, efficient. *2024-01-29, version 2.1.51* Simple, easy and efficient, great little app. ### 4/5 — Still getting used to it *2023-12-06, version 2.1.51* I use the messenger service mostly and odd other services occasionally. ## Frequently asked questions about Sercle ### How secure is Sercle? Sercle uses bank-standard technology for security. Messages are encrypted and private, ensuring confidential information exchange. The identity of all credit unions on the app is verified to prevent fraud. ### Can I apply for a loan through Sercle? Yes, Sercle allows you to apply for a variety of loans directly through the app. The process includes identity verification and seamless onboarding through regulatory requirements. ### What financial institutions does Sercle support? Sercle provides access to a network of regulated and verified Credit Unions and other approved financial institutions. You can search for and join your local credit union through the app. ### Is Sercle available on Android devices? Currently, Sercle is supported on iPhone devices. The app is designed for iOS smartphones, offering 24/7 financial access. ### How often is Sercle updated? The latest version of Sercle is 2.2.1, which was last updated on August 22, 2025. Updates ensure the app remains secure and functional for users. ### What is the age rating for Sercle? Sercle has an age rating of 4+, making it suitable for a wide range of users. This rating indicates general appropriateness for most users. ### Does Sercle have ads? No, Sercle does not contain advertisements. The app is free to download and use without any ad interruptions. ### What are the main benefits of using Sercle for existing credit union members? Existing members can securely log in 24/7, apply for loans, send and receive secure information, sign documents digitally, and receive member updates, all while staying in control of their finances. ## Version history (last 5 releases) ### 2.2.1 — 2025-08-22 Bug fix ### 2.1.70 — 2025-05-20 This includes some minor enhancements and fixes. Get ready for more good stuff, heading your way soon. ### 2.1.65 — 2025-03-11 This includes some minor enhancements and fixes. Get ready for more good stuff, heading your way soon. ### 2.1.56 — 2024-04-18 This includes some minor enhancements and fixes. Get ready for more good stuff, heading your way soon. ### 2.1.51 — 2023-11-20 This includes some minor enhancements and fixes. 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Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*