# Serve > Financial account with no credit check, no minimum balance, and no hidden fees. (iPhone/iPad app by HI Technology Corp.) - Source: https://appshunter.io/ios/app/serve/id425685843 (this page in markdown: same URL + `.md`) - Developer: [HI Technology Corp](https://appshunter.io/developer/804191919) - Category: Finance, Utilities - Price: Free - Rating: 4.77/5 from 40,899 App Store ratings · 209 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 42 MB - Languages: English - Released: 2011-03-27 - Data updated: 2026-09-03 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/serve/id425685843/reviews.md ## What is Serve? WHAT IS SERVE? Serve is a financial Account with no credit check, no minimum balance, and no hidden fees. With a suite of options to choose from, Serve allows you to handle your money with ease. Our Accounts give you tools to help you budget, flexibility to spend online or in stores, and many conveniences including easy access. Visit us at serve.com for more information HOW THE SERVE MOBILE APP WORKS: • Easily manage your Serve Account on the go, wherever you are! • Log into easily access your Available Balance and view the details of all your active and completed transactions MONEY IN: • View your Direct Deposit information • Easily add money directly on your mobile device using Mobile Check Capture • Request money from other Serve Cardholders MONEY OUT: • Send money to other Serve Cardholders • Use your Serve card to make purchases online or in-store A BRAND YOU CAN TRUST • Our security features bring the reliability you need and the value you deserve • We work hard to keep your information and money safe and secure • Our 24/7 Customer Service representatives are there for you, day or night ## Key features - No credit check - No minimum balance - No hidden fees - Budgeting tools - Mobile check capture - Send and receive money - Online and in-store purchases ## What do users think of Serve? Overall sentiment: negative **Pros** - 🚀 Fast direct deposits - 💳 Convenient prepaid card - 👍 Easy to use app - 💰 No fees to load up **Cons** - 🐛 Frequent app crashes and glitches - 📞 Poor customer service - 🚫 Limited functionality compared to a bank account - 💳 Issues with card acceptance at some merchants **Commonly reported bugs** - Login issues and inability to access account - Problems with mobile check deposits and fund transfers - Inconsistent app behavior across devices **Most requested features** - Notifications for deposits and purchases - Ability to easily transfer funds between accounts - Improved mobile app stability and performance ## Recent user reviews (10 of 209) All indexed reviews: https://appshunter.io/ios/app/serve/id425685843/reviews.md ### 1/5 — I bought a pay as you go card. It made me register now. I can’t even pay my bill or transfer money *2026-07-30, version 6.37.0* I bought this pay as you go surf card. It says you can instant activate paid bills and etc. move money to your other account and for some reason it does not let me every time I denies it and then I had to set up an account and it’s saying register the card they’re supposed to send me card that tells me I have a balance on it shows on the same exact account that I registered on and all I have is a literally checking account number and routing number. This is getting very confusing for some reason. I cannot pay my Consumers bill and I cannot move money from this Serve debit Visa that I got from pay as you go from the store and they made me register into an online account and now I need to know how to work to very very confusing and I cannot get a hold of no customer support ### 5/5 — Shelly *2026-07-27, version 6.37.0* Excellent for now ### 1/5 — Horrible *2026-07-18, version 6.37.0* U have pay for everything they charge u extra if u buy food with card !! Charge u monthly if u using the card the hold month and making transactions!! I don’t recommend anybody to this service !! ### 1/5 — One of the worst cards you could possibly get!! *2026-06-30, version 6.37.0* Don’t put any money in any serve account or card, has been 5 days since I’ve activated my card and still can’t use any of the money in the account, there is zero numbers to call for actual help only AI automated messages, looking to sue these people and shut this whole alleged scam down ### 1/5 — Worst day of my life *2026-06-26, version 6.37.0* I couldn’t make an account even though I already put money on my card. This app is stressing me out. I’ll never ever use this app ever again in my life. ### 3/5 — Great starter banking app *2026-06-26, version 6.37.0* Great app to start learning online banking would just like more transfer options to use a full service bank account ### 1/5 — Why update? *2026-06-07, version 6.37.0* Why spend time updating the app when Amex is doing away with serve? Makes no sense. Edit. 6 7 2026. Card no longer works in wallet on iPhone. What a waste. ### 5/5 — Perfect prepaid *2026-05-31, version 6.37.0* Secure , reasonable, reliable ### 1/5 — Fees on top of other fees *2026-05-27, version 6.37.0* Unexpected fees for a monthly and on top of that pay fees to load up and bought the card … very unexpected and very not satisfied.. I’ll never deal with again. ### 1/5 — Can’t do anything with my money *2026-05-07, version 6.36.0* The first transaction went well then no more money could be added so I had to use this app and the barcode to add more money, they forced me to put my info for a “personalized card” now I can’t use the first card for anything. I don’t know if the system is down or am I gonna have to wait for the personalized card or what… Can’t shop online, can’t add it to Apple Pay, can’t transfer to App Store, nada. Also no way to get in contact with a human with the phone numbers provided. ## Frequently asked questions about Serve ### What is Serve? Serve is a financial account designed to be accessible, offering no credit check, no minimum balance, and no hidden fees. It provides tools to help you budget, spend money online or in stores, and offers various conveniences for managing your funds. ### What are the key features of the Serve mobile app? The Serve mobile app allows you to manage your account on the go. You can easily check your available balance, view transaction details, view direct deposit information, add money via mobile check capture, and send or request money from other Serve cardholders. ### How much does Serve cost? Based on the provided information, Serve is a free financial account with no hidden fees, no minimum balance, and no credit check required. The app itself is also free to download and use for managing your account. ### Is Serve compatible with other payment networks? Yes, Serve partners with major brands like American Express® and Visa® to provide reliability and value. This means your Serve card can be used for purchases online or in stores where these networks are accepted. ### What are common use cases for Serve? Serve is useful for individuals who want a simple way to manage their money without traditional banking requirements. Common uses include receiving direct deposits, budgeting, making everyday purchases online or in stores, and easily sending money to friends or family who also use Serve. ## Version history (last 5 releases) ### 6.37.0 — 2026-05-19 We’ve enhanced the user experience, including: • Performance improvements • Minor bug fixes ### 6.36.0 — 2026-05-06 We’ve enhanced the user experience, including: • Performance improvements • Minor bug fixes ### 6.35.0 — 2026-04-22 We’ve enhanced the user experience, including: • Performance improvements • Minor bug fixes ### 6.34.0 — 2026-03-25 We’ve enhanced the user experience, including: • Performance improvements • Minor bug fixes ### 6.33.0 — 2026-03-13 We’ve enhanced the user experience, including: • Performance improvements • Minor bug fixes ## Apps similar to Serve | App | Rating | Price | Category | | --- | --- | --- | --- | | [Monese - A banking alternative](https://appshunter.io/ios/app/monese-a-banking-alternative/id1102793407) | 4.7 (2,393) | Free | Finance | | [Green Dot - Mobile Banking](https://appshunter.io/ios/app/green-dot-mobile-banking/id437092808) | 3.5 (11,719) | Free | Finance | | [Brink's Money Prepaid](https://appshunter.io/ios/app/brinks-money-prepaid/id895189397) | 3.1 (279) | Free | Finance | | [GO2bank: Mobile banking](https://appshunter.io/ios/app/go2bank-mobile-banking/id1534345772) | 4.8 (62,775) | Free | Finance | | [Walmart MoneyCard](https://appshunter.io/ios/app/walmart-moneycard/id1041067958) | 3.9 (7,273) | Free | Finance | | [Skrill - Pay & Transfer Money](https://appshunter.io/ios/app/skrill-pay-and-transfer-money/id718248239) | 4.6 (24,157) | Free | Finance | ## More apps by HI Technology Corp - [Bluebird App](https://appshunter.io/ios/app/bluebird-app/id566645291) - [MyVanilla](https://appshunter.io/ios/app/myvanilla/id906405911) - [OTC Network](https://appshunter.io/ios/app/otc-network/id1230072895) - [VanillaDirect Pay](https://appshunter.io/ios/app/vanilladirect-pay/id1434856702) - [Canadian Strategy Alliance 19](https://appshunter.io/ios/app/canadian-strategy-alliance-19/id1478450406) All apps by HI Technology Corp: https://appshunter.io/developer/804191919 ## Related topics [jackson hewitt](https://appshunter.io/ios/topics/jackson-hewitt) · [serve card](https://appshunter.io/ios/topics/serve-card) · [serve](https://appshunter.io/ios/topics/serve) · [serve jackson hewitt](https://appshunter.io/ios/topics/serve-jackson-hewitt) · [jackson hewitt serve card](https://appshunter.io/ios/topics/jackson-hewitt-serve-card) · [american express serve card](https://appshunter.io/ios/topics/american-express-serve-card) · [serve bank](https://appshunter.io/ios/topics/serve-bank) · [hewitt](https://appshunter.io/ios/topics/hewitt) · [silicash](https://appshunter.io/ios/topics/silicash) · [ithink financial mobile app](https://appshunter.io/ios/topics/ithink-financial-mobile-app) · [mcfcu visa](https://appshunter.io/ios/topics/mcfcu-visa) · [kleercard](https://appshunter.io/ios/topics/kleercard) · [blotpay pro](https://appshunter.io/ios/topics/blotpay-pro) · [team mobile serve](https://appshunter.io/ios/topics/team-mobile-serve) · [dpdc prepaid](https://appshunter.io/ios/topics/dpdc-prepaid) · [echopay visa prepaid](https://appshunter.io/ios/topics/echopay-visa-prepaid) · [momaspay](https://appshunter.io/ios/topics/momaspay) · [allowancekit](https://appshunter.io/ios/topics/allowancekit) · [prepaid account](https://appshunter.io/ios/topics/prepaid-account) · [money learning app](https://appshunter.io/ios/topics/money-learning-app) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-03.*