# SETCO ONE

> Real estate closing cost calculator for professionals with client estimate generation. (iPhone/iPad app by Setco Services,L.L.C..)

- Source: https://appshunter.io/ios/app/setco-one/id396947719 (this page in markdown: same URL + `.md`)
- Developer: [Setco Services,L.L.C.](https://appshunter.io/developer/395940654)
- Category: Finance, Business
- Price: Free with in-app purchases
- Rating: 4.82/5 from 11 App Store ratings · 1 written reviews indexed
- Age rating: 9+
- Requires: iOS 16.0 · 356 MB
- Languages: English
- Released: 2010-10-14
- Data updated: 2026-06-24
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/setco-one/id396947719/reviews.md

## What is SETCO ONE?

SETCO ONE is a city/county specific closing cost app that comes preloaded with calculations and closing costs for Real Estate professionals. Generate quick and professional seller net sheets and buyer estimates for your clients in just seconds. SETCO ONE is jam-packed with features that are sure to wow your clients!

ONE Premium subscription: Take the industry’s #1 Closing Cost app to the next level with ONE Premium! Here’s how it works:

Getting started is simple. Download the ONE app now and sign up for a free 30-day trial. We have monthly and annual plans available. 

ONE Premium costs $0.99 per month (monthly plan) OR $9.99 per year (annual plan).

Payment will be charged to your iTunes account at the confirmation of purchase. You can cancel any time during your 30-day free trial via the iTunes store settings and then you will not be charged. Further, plans automatically renew unless you turn off auto-renew in your iTunes account 24 hours before the end of your current subscription period. To learn more, check our terms of use http://palmagent.com/terms/.

With ONE Premium you have: 

• After the 30 day free trial, payment will be charged to your iTunes Account corresponding to the plan chosen.
• ONE Premium Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period.
• Account will be charged for renewal within 24-hours prior to the end of the current period, and identify the cost of the renewal.
• Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase.
• Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. 

If you’re not ready for unlimited access, you can still run buyer and seller estimates with the ONE free plan. All details are in our terms of use and privacy policy
http://palmagent.com/privacy/
http://palmagent.com/terms/

Questions? Suggestions? You can speak to a real person at PalmAgent. Our trusty customer support team is just an email away --- simply write to support@palmagent.com

## Key features

- City/county specific closing costs
- Seller net sheets generation
- Buyer estimates creation
- Preloaded calculations
- 30-day free trial for premium

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Monthly | $0.99 | per month |
| Yearly | $9.99 | per year |


## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/setco-one/id396947719/reviews.md

### 5/5 — Truly the best app on the market!!

*2023-08-03*

The Setco One app is incredible!! I use this app every single day and it does help to further my career!

## Frequently asked questions about SETCO ONE

### What is SETCO ONE?

SETCO ONE is a finance app designed for real estate professionals to generate seller net sheets and buyer estimates with preloaded closing cost calculations.

### How much does SETCO ONE cost?

The app offers a free plan for basic estimates. The ONE Premium subscription is available for $0.99 per month or $9.99 per year, with a 30-day free trial for both plans.

### What are the subscription options for SETCO ONE?

SETCO ONE offers a monthly subscription at $0.99 and an annual subscription at $9.99. Both plans include a 30-day free trial.

### How do I cancel my SETCO ONE subscription?

You can cancel your subscription at any time through your iTunes account settings. Auto-renewal can be turned off at least 24 hours before the end of your current subscription period.

### What devices does SETCO ONE support?

SETCO ONE is available for iPhone and iPad devices.

### How often is SETCO ONE updated?

The app was last updated on April 20, 2026, indicating regular updates to maintain functionality and features.

### Is SETCO ONE secure for financial calculations?

While the description focuses on calculation features, users should review the terms of use and privacy policy for detailed information on data handling and security practices.

### What is the user sentiment for SETCO ONE?

SETCO ONE has a high rating of 4.8 stars from 11 ratings, suggesting positive user satisfaction with its features and performance.

## Version history (last 5 releases)

### 1.8.5 — 2026-04-20

• HomeLink Intelligence — AI-powered estimated monthly holding costs for any property, instantly calculated from public records and PalmAgent’s proprietary models.
• Buy Now vs. Buy Later — Show fence-sitting buyers the real cost of waiting, with national, state, and local appreciation data.
• Price vs. Rate Calculator — Compare the real impact of price and interest rate on a buyer’s monthly payment.
• All New Content — Fresh market data, infographics, and educational tools to help agents educate and close.
• Bug fixes and performance improvements.

### 1.8.4 — 2026-03-04

This update introduces powerful new tools and important enhancements:

• FinCEN alerts, built in. Stay ahead with automatic alerts designed to support compliance workflows.
• HOA support in the Buydown calculator. Create more accurate scenarios with HOA costs included.
• Improved saved estimates. Faster access, better organization, and a smoother experience.
• Performance improvements and refinements throughout the app.

### 1.8.0.2 — 2025-08-25

Big news!
We’ve added 4 powerful new calculators designed for today’s market:

• Sell or Rent – Compare the benefits of listing vs. leasing
• Holding Cost – Show the true cost of waiting to sell
• TruValue Analysis – Compare pricing strategies side-by-side and visualize net proceeds
• Buydown Calculator – Revamped and simplified to clearly communicate the numbers to your clients

These tools are built to spark better pricing conversations—and they’re available in your app now.

### 1.8.0.1 — 2025-08-19

Big news!
We’ve added 4 powerful new calculators designed for today’s market:

• Sell or Rent – Compare the benefits of listing vs. leasing
• Holding Cost – Show the true cost of waiting to sell
• TruValue Analysis – Compare pricing strategies side-by-side and visualize net proceeds
• Buydown Calculator – Revamped and simplified to clearly communicate the numbers to your clients

These tools are built to spark better pricing conversations—and they’re available in your app now.

### 1.7.0.1 — 2024-12-03

BIG update! 

- All new buyer compensation calculator 
- Swipe over modified offer feature 
- HomeLink multi loan updates 
- Bug fixes, enhancements, etc. 

If you have any questions, please reach out to support@palmagent.com

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## Related topics

[setco one](https://appshunter.io/ios/topics/setco-one) · [setco services](https://appshunter.io/ios/topics/setco-services)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-24.*