# Settl: Split Bills by Voice — Say it · Scan it · Settl > Voice-first app for splitting expenses and tracking debts among groups. (iPhone/iPad app by Rahul Raina.) - Source: https://appshunter.io/ios/app/settl-split-bills-by-voice/id6764597359 (this page in markdown: same URL + `.md`) - Developer: [Rahul Raina](https://appshunter.io/developer/1895844278) - Category: Finance, Lifestyle - Price: Free - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 13.0 · 60 MB - Languages: American English - Released: 2026-06-18 - Data updated: 2026-08-25 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/settl-split-bills-by-voice/id6764597359/reviews.md ## What is Settl? Splitting a bill should take one sentence, not six taps. Settl is the voice-first way to split expenses with friends, roommates, and travel buddies. Tap the mic, say what happened, and the expense is logged, split, and currency-tagged — in about a second. "I paid forty bucks for sushi with Alex." → Logged. Split equally. Categorized. Done. "From my Japan trip: 80 ramen Tuesday, 200 hotel Wednesday, 50 souvenirs Thursday." → Three expenses, dated correctly, converted from yen automatically. EVERYTHING BY VOICE — OR TAP IF YOU PREFER A single mic button sits at the bottom of every screen. Groups, expenses, settlements, friends, history — all reachable by talking. Don't want to talk? Every action still works the old-fashioned way. WHAT YOU CAN DO • Split any expense — equally, by exact amounts, by percentage, or by shares • Group trips, shared houses, and one-off dinners — or settle 1-on-1 with a friend • Track who owes whom across every group, in one clean balance • Multi-currency, auto-converted at daily exchange rates — perfect for travel • See a full activity feed of every change ## Key features - Voice-activated expense logging - Flexible splitting methods - Group and individual expense tracking - Multi-currency support with auto-conversion - Detailed activity feed - Optional tap-based interface ## Frequently asked questions about Settl ### How doesSettl handle splitting expenses? Settl allows you to split expenses in various ways: equally, by exact amounts, by percentage, or by shares. You can log these details through voice commands or the traditional tap interface. ### CanSettl be used for international travel? Yes,Settl supports multi-currency transactions and automatically converts them at daily exchange rates, making it ideal for tracking expenses during international trips. ### What devices doesSettl support? Settl is available on iPhone, iPad, and iPod. It was last updated on August 11, 2026, with version 1.1.17. ### IsSettl secure for managing financial information? While the description focuses on ease of use and voice functionality, specific security measures are not detailed. Users should always exercise caution with financial apps. ### How often isSettl updated? Settl was last updated on August 11, 2026, indicating active development. The current version is 1.1.17. ### What is the user sentiment forSettl? Settl has a perfect 5.0-star rating from one review, suggesting a highly positive initial user experience. ### DoesSettl have ads? No,Settl does not contain advertisements. It is a completely free application. ### What is the age rating forSettl? Settl has an age rating of 4+, making it suitable for a wide range of users. ## Version history (last 5 releases) ### 1.2.6 — 2026-08-25 Splitwise import: people who already left a group are no longer added by default. Their past expenses still come across, so your balances stay right. Bug fixes and improvements. ### 1.2.4 — 2026-08-22 Search now opens without a stutter, the stop button always responds when you finish speaking, and we fixed a crash when closing the chat mid-answer. ### 1.2.2 — 2026-08-22 Ask Pip a question and get an answer back as a card: what you owe, who owes you, and what you spent. Tap any row to open that person or expense. ### 1.2.0 — 2026-08-20 A new look, and a mic that listens better. NEW LOOK Settl has a fresh wordmark and five colour themes. Pick one in Settings, then pick a matching home screen icon from six. SAY IT, AND IT LANDS Coffee on your own now files to your own group instead of the last one you used. When we cannot make out what you said, you get a tip instead of a dead end, and very short recordings are caught on your phone rather than coming back empty. MOVE AN EXPENSE Put a bill in the right group after the fact. If the two groups use different currencies, we ask first, then convert. A CHAT THAT TALKS BACK Suggest Split has a voice now, and four personas to choose from. SHARPER CAMERA Tap to focus, and the shot uses the point you tapped. DAILY STREAK A small nudge to keep your books current. ### 1.1.17 — 2026-08-11 A fresh new look for Settl. Say hi to Fin and the whole cast, brighter colors, and a cleaner home for your money. Same one-breath voice splitting, now with clearer balances and faster settle-ups. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*