# Settl: Split — Effortless Expense Sharing

> App for simple and stress-free group expense tracking and sharing. (iPhone/iPad app by Settl Financial.)

- Source: https://appshunter.io/ios/app/settl-split/id6741463041 (this page in markdown: same URL + `.md`)
- Developer: [Settl Financial](https://appshunter.io/developer/1794270892)
- Category: Finance, Productivity
- Price: Free
- Rating: 5.00/5 from 1 App Store ratings · 5 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 20 MB
- Languages: American English
- Released: 2025-03-10
- Data updated: 2026-08-03
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/settl-split/id6741463041/reviews.md

## What is Settl?

Settl Split makes managing expenses with friends simple and stress-free. Whether you’re splitting a dinner bill, sharing rent, or tracking group trips, Settl is here to take the stress out of splitting. 

Key Features:

1:1 and Group Expense Tracking: Seamlessly log shared expenses with friends or groups.
Payment Reminders: Send gentle reminders to friends to settle up—no more awkward conversations about money.
Clear Summaries: View who owes what at a glance, with detailed transaction histories for transparency.
Customizable Splits: Split costs evenly or customize them based on who paid what.
Notifications: Get real-time updates on payments and reminders.

Why Settl?

Designed with simplicity in mind, Settl helps you focus on the fun, not the finances. Whether it’s dinner outings, trips, or monthly expenses, we make sure everyone pays their fair share without the hassle. Settl: Split is 100% free with no advertisements. 

Say goodbye to awkward money talks. Say hello to Settl.

## Key features

- 1:1 and group expense tracking
- Payment reminders
- Clear expense summaries
- Customizable cost splits
- Real-time notifications

## Recent user reviews (5 of 5)

All indexed reviews: https://appshunter.io/ios/app/settl-split/id6741463041/reviews.md

### 5/5 — Way better than Splitwise

*2025-03-10, version 1.3*

Wow! This is such a game changer for my friends. We do a TON of group activities and making sure everyone is paid up is hard, having to keep all the balances up to date in two places is worse. Sharing expenses in Settl will take the stress and guilt away from money management with friends.

### 5/5 — Love this app!

*2025-03-10, version 1.3*

Love the app! Easy to use and completely free

### 5/5 — A Must!

*2025-03-09, version 1.3*

I was looking for an app exactly like this! Going to make dinner plans with friends much less a hassle, and the interface is so simple and easy to use. Recommend 100%

### 5/5 — Looks and feels incredible!!!

*2025-03-09, version 1.3*

Settl looks and feels better than the other bill splitting apps. It is also completely free! The groups feature is really slick! Don’t have to watch ads every time I post a transaction!

### 5/5 — Such an upgrade from Splitwise!

*2025-03-09, version 1.3*

Got so tired of the ads and glitches on splitwise and was looking for an alternative! This checks all the boxes. Used the group feature to split a dinner with friends and it worked great.

## Frequently asked questions about Settl

### How does Settl help with splitting expenses?

Settl allows you to log shared expenses with friends or groups, set up customizable splits (even or custom), and sends payment reminders. It provides clear summaries of who owes what, making financial management simple.

### Is Settl free to use?

Yes, Settl is 100% free to use. The app is supported by its developer and does not require any payment to access its features.

### Does Settl have advertisements?

No, Settl is completely ad-free. The app is designed to provide a seamless and stress-free experience without any interruptions from advertisements.

### What devices does Settl support?

Settl is available for iPhone and iPod devices. It is designed to run on Apple's mobile operating systems.

### How often is Settl updated?

Settl was last updated on April 2, 2025, with version 1.5.1. This indicates active development and regular improvements to the application.

### What is the age rating for Settl?

Settl has an age rating of 4+, making it suitable for a wide range of users. This rating suggests it contains no mature content.

### Can I track expenses for trips with Settl?

Yes, Settl is designed for various scenarios, including tracking group trips. You can log shared expenses and ensure everyone pays their fair share for travel costs.

### What kind of summaries does Settl provide?

Settl provides clear summaries of who owes what at a glance. It also offers detailed transaction histories for full transparency on all shared expenses.

## Version history (last 4 releases)

### 1.5.1 — 2025-04-02

- Improved new expense screen: Will now work better when you unselect the split option. Fixed some major issues with custom and percent split mode and added some helpful UI feedback and auto balance button.
- General bug fixing and UI improvements.
- Continuing to listen to user feedback!

### 1.5 — 2025-03-17

Major bug fixes and UI Improvements. Continuing to listen to user feedback and improve the experience. More coming soon!

### 1.4 — 2025-03-13

Listening to feedback and making the app better for our users :)

### 1.3 — 2025-03-09

No release notes.

## Apps similar to Settl

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Billy: Split Bills Instantly](https://appshunter.io/ios/app/billy-split-bills-instantly/id6736915357) | 5.0 (2) | Free | Finance |
| [Subsnap: Split & Track Bills](https://appshunter.io/ios/app/subsnap-split-and-track-bills/id6743194892) | — | Free | Finance |
| [Spendlia](https://appshunter.io/ios/app/spendlia/id6744668128) | — | Free | Finance |
| [Skwad: Privacy-First Budgeting](https://appshunter.io/ios/app/skwad-privacy-first-budgeting/id6736993814) | 4.3 (11) | Free | Finance |
| [Spendlink - Bill Tracker](https://appshunter.io/ios/app/spendlink-bill-tracker/id6630385580) | — | Free | Finance |
| [SplitBills - Settle Up](https://appshunter.io/ios/app/splitbills-settle-up/id6745431748) | — | Free | Finance |

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-03.*
