# Settle AI — Negotiate refunds with AI

> Negotiate refunds with AI (iPhone/iPad app by Abdulkerim Yesuf.)

- Source: https://appshunter.io/ios/app/settle-ai/id6769233115 (this page in markdown: same URL + `.md`)
- Developer: [Abdulkerim Yesuf](https://appshunter.io/developer/1895051604)
- Category: Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.0 · 37 MB
- Languages: English
- Released: 2026-05-19
- Data updated: 2026-06-25
- User reviews in markdown: https://appshunter.io/ios/app/settle-ai/id6769233115/reviews.md

## What is Settle AI?

Settle AI helps you prepare for everyday consumer negotiations—without the blank-page stress. Answer guided questions about your situation, get a clear strategy, and draft messages you can review, edit, and send on your own terms.

Built for common cases in the United States and Canada:
• Refund disputes — products or services that did not meet expectations
• Late fee waivers — banks, card issuers, and utilities
• Billing disputes — incorrect or unfair charges
• Subscription cancellations — cancel and request credit for unused time

HOW IT WORKS
1. Choose a category and walk through a short, structured intake.
2. Review your answers, then generate a negotiation strategy tailored to your facts.
3. Generate message drafts you can copy, edit, or share—then track outcomes on your dashboard.

YOUR PLAN, YOUR WORDS
Free and paid plans include a monthly allowance for AI-assisted generations. Upgrade when you need more capacity. You are always responsible for what you send to companies or third parties.

PRIVACY & AI
Before live AI features run, you’ll see how Settle AI uses OpenAI to process your intake and related negotiation content. You can review our privacy policy and terms in Settings.

IMPORTANT — NOT LEGAL ADVICE
Settle AI is not a law firm and does not provide legal advice. Suggestions are for consumer negotiation drafting only and are not a substitute for a licensed attorney. Laws and company policies vary; use your judgment before sending any message.

Settle AI does not guarantee outcomes. Amounts and results you record are self-reported and are not verified by us.

Questions or account requests? Contact support using the link in the app.

Privacy Policy:
https://legal.fyzam.com/settleai/privacy

Terms of Use (EULA):
https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Pro — monthly | $4.99 | per month |
| Pro — annual | $39.99 | per year |
| Power — monthly | $12.99 | per month |
| Power — annual | $99.00 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Quick Fix Pack | $1.99 | one-time |
| Refund Recovery Pack | $3.99 | one-time |
| Premium Dispute Pack | $7.99 | one-time |
| Serious Case Pack | $14.99 | one-time |
| Salary & Career Pack | $19.99 | one-time |
| Insurance Claim Pack | $24.99 | one-time |



## Version history (last 5 releases)

### 1.2.4 — 2026-06-07

- Improved sharing from other apps on iOS
- General stability and performance improvements

### 1.2.2 — 2026-06-01

Minor bug fix - Fixed app name in app launcher and widget picker

### 1.2.1 — 2026-05-27

• See clearer progress while AI builds your strategy and reply drafts
• Import merchant emails from Mail with the improved Settle AI share extension
• Updated app icon and general stability improvements

### 1.2 — 2026-05-21

Share merchant threads from Mail into Settle AI (iOS)
• Forward replies to a case and use Thread coach
• Browse community message drafts
• Win probability and 2026 outcome benchmark report
• Home screen widget for quick access
• More reliable sharing for cases, data export, and support email

### 1.1 — 2026-05-20

- Progress rail and action plan on each case
- Evidence labels and reuse across negotiations
- Document-first intake and shareable PDF packets
- Draft editor with AI tone rewrite; Thread coach with import & saved threads
- Outcome-based tips and company playbooks
- Settlement strength score and UI polish throughout

## More apps by Abdulkerim Yesuf

- [Revu AI Reply](https://appshunter.io/ios/app/revu-ai-reply/id6762870720)

All apps by Abdulkerim Yesuf: https://appshunter.io/developer/1895051604

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-25.*