# Settle: Expense Tracker

> Settle: Expense Tracker (iPhone/iPad app by Eduard Kovtun.)

- Source: https://appshunter.io/ios/app/settle-expense-tracker/id6787029418 (this page in markdown: same URL + `.md`)
- Developer: [Eduard Kovtun](https://appshunter.io/developer/6787029420)
- Category: Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 16.4 · 49 MB
- Languages: American English, Ukrainian
- Released: 2026-07-08
- Data updated: 2026-09-16
- User reviews in markdown: https://appshunter.io/ios/app/settle-expense-tracker/id6787029418/reviews.md

## What is Settle?

Track your money in seconds. Private, simple, and yours.

Settle makes it easy to log expenses, set budgets, and see where your money goes.

• Drag to log, or add in a couple of taps
• Multiple accounts with multi-currency support
• Transfers between your own accounts, and a spend can become one at any time
• Budgets and monthly spending insights
• Clean charts, light and dark themes
• No sign-up, no ads, no tracking

SETTLE PRO

• Automation: pay with your phone and the expense lands in your budget on its own, with the phone locked and the app closed. A shop Settle knows goes straight to its category; anything new waits in Review, where one fix teaches it for good
• Restore points: snapshots of your data you can roll back to, kept on the device and in your own iCloud Drive, so they survive a reinstall
• Recurring rules: rent, subscriptions, and bills record themselves on schedule
• monobank sync, for accounts in Ukraine: cards and jars import themselves, so the day is already logged

WHERE YOUR DATA LIVES

There is no Settle account and no Settle server. Your finances sit in a database on your phone. Bank data travels between your device and your own bank. Restore points go to your own iCloud Drive. We cannot see any of it.

Available in English and Ukrainian.

SUBSCRIPTION

Settle Pro costs $2.99 per month or $19.99 per year, starting with a 14-day free trial.

Payment is charged to your Apple Account when you confirm the purchase. The subscription renews automatically unless you cancel at least 24 hours before the current period ends. Manage or cancel it at any time in your Apple Account settings. Any unused part of a free trial is forfeited if you subscribe before it ends.

Terms of Use (Apple standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://juisemad.github.io/settle-privacy/


## Version history (last 5 releases)

### 1.1.4 — 2026-09-13

• Small improvements and known issues fixed

### 1.1.3 — 2026-09-11

• Tags added to Settle Pro 
• Minor issue fixes and stability improvements

### 1.1.2 — 2026-09-10

• Currency list updated
• Minor issues and stability improvements

### 1.1.1 — 2026-09-04

Fixes Settle Pro not loading its plans.

If you are updating from 1.0.9, Settle Pro adds:

• Automation: pay with your phone and Settle logs the expense for you
• Restore points: snapshots of your data that survive a reinstall
• Recurring rules: rent, subscriptions and bills log themselves on schedule
• monobank sync, for accounts in Ukraine: cards and jars import themselves

### 1.1.0 — 2026-09-03

Settle Pro arrives, and your spending can log itself before you put your phone away.

• Automation: pay with your phone and Settle records the expense for you, locked phone and closed app included. Known shops land in their own category
• Restore points: keep several snapshots of your data and roll back to any of them
• On iPhone, restore points also live in your iCloud Drive, so they outlive the app on this phone
• Recurring rules: rent, subscriptions and bills log themselves on schedule
• Importing and exporting moved to their own screen, grouped by format
• A complete export that carries everything, transfers included

Pro is $2.99 a month or $19.99 a year, with a 14-day free trial. Everything you already use stays free.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-16.*