# Settle: Invoice & Quote Maker — Estimates, Receipts & Billing

> Estimates, Receipts & Billing (iPhone/iPad app by Michael Frankland.)

- Source: https://appshunter.io/ios/app/settle-invoice-and-quote-maker/id6798133676 (this page in markdown: same URL + `.md`)
- Developer: [Michael Frankland](https://appshunter.io/developer/1879521324)
- Category: Business, Finance
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 17.0 · 7 MB
- Released: 2026-09-02
- Data updated: 2026-10-31

## What is Settle?

Settle is a native invoice and estimate maker for freelancers and contractors on iPhone and Mac. Create a professional invoice in a minute, track time and expenses, and see who still owes you. No account to set up, your data stays on your devices and in your own iCloud, and you can subscribe or buy Settle Pro once with the lifetime option.

INVOICING WITHOUT THE ADMIN
Create professional invoices, estimates and statements without rebuilding the same details every time. Turn an accepted estimate into an invoice, add a deposit or retainer, record partial payments and see what is still outstanding.

SMART DRAFTING, WITH A RELIABLE FALLBACK
Describe the work in plain language. On compatible devices, Apple Intelligence helps shape line items, suggest client-aware rates and set due dates from payment terms. On devices without Apple Intelligence, deterministic fallbacks keep core invoice actions predictable and useful.

RECEIPTS AND CONTACTS, CAPTURED ON IPHONE
Use Apple Vision OCR to read receipt amounts and descriptions, categorise expenses against projects, and scan business cards. Send captured business-card details to Apple Contacts when you are ready.

YOUR BUSINESS, IN SYNC
CloudKit and iCloud sync your clients, invoices, estimates, expenses and timers between Settle on iPhone and Mac. Start the deep work on Mac, then capture a receipt or check an overdue invoice from your phone.

CONTROL SETTLE FROM ANYWHERE
Use widgets for revenue this month, outstanding amounts, overdue counts, active timers and quick-add expenses. App Intents and Shortcuts let you automate the work. Ask Siri to create an invoice or tell you how much a client owes.

GET PAID YOUR WAY
Generate polished invoice and statement PDFs on-device with PDFKit. Add your own payment link, record payments and support multi-currency invoices.

RECURRING WORK, MADE ROUTINE
Automate recurring invoices, overdue reminders and personalised follow-up drafts. Keep deposits, retainers, payment terms and client history in one place.

SETTLE PRO
Start with the essentials, then unlock Settle Pro for AI-assisted drafting, receipt and business-card OCR, recurring invoices, advanced automation, widgets, Shortcuts and remote controls. One Apple Account purchase covers Settle on iPhone and Mac.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://www.yuzool.com/policies

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Settle Pro | $7.99 | per month |
| Settle Pro | $59.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Settle Pro | $59.99 | one-time |


## Is Settle safe?

Not enough ratings yet to assess Settle.

## Is Settle legit?

Settle: Invoice & Quote Maker appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Settle is 65 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 4 releases)

### 1.0.14 — 2026-10-13

New in 1.0.14

• Settle now starts in your own currency and tax system: new installs pick up your region's currency, tax name (VAT, GST, Sales Tax) and default rate
• Many more currencies, including CHF, NZD, JPY, SEK, NOK, DKK and INR
• Choose what tax is called on your invoices, estimates and PDFs in Settings
• Decimal tax rates now display correctly
• Expense totals use your default currency

### 1.0.13 — 2026-09-22

New in 1.0.13

• New app icon — cleaner and more distinctive
• Onboarding now guides you straight to your first invoice
• Review prompt fires when you send your first invoice
• Pro features visible with clear upgrade path in free mode
• "Just got paid" moment now surfaces recurring invoice setup
• Performance improvements and minor bug fixes

### 1.0.12 — 2026-09-14

• 7-day free trial on the annual Pro plan
• Paywall shown after onboarding to help you discover Pro features
• Pro upgrade banner on the dashboard (dismiss anytime)
• Review prompt after you receive your first payment
• Share Settle with fellow freelancers from a paid invoice
• Performance and stability improvements

### 1.0.11 — 2026-09-01

No release notes.

## More apps by Michael Frankland

- [LevelUP: Swipe & Learn](https://appshunter.io/ios/app/levelup-swipe-and-learn/id6769242104)
- [Suzume Mail: Email Client](https://appshunter.io/ios/app/suzume-mail-email-client/id6771950111)
- [Dispatch Kun](https://appshunter.io/ios/app/dispatch-kun/id6780346949)
- [Cadence - Plan Your Week](https://appshunter.io/ios/app/cadence-plan-your-week/id6788769869)
- [SignalFlare: Crypto Alerts](https://appshunter.io/ios/app/signalflare-crypto-alerts/id6788776819)
- [Revenue Bear](https://appshunter.io/ios/app/revenue-bear/id6788975042)

All apps by Michael Frankland: https://appshunter.io/developer/1879521324

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-31.*