# Settle: Split Bills — Fewest payments to square up > Fewest payments to square up (iPhone/iPad app by Zaid Haddadin.) - Source: https://appshunter.io/ios/app/settle-split-bills/id6803953230 (this page in markdown: same URL + `.md`) - Developer: [Zaid Haddadin](https://appshunter.io/developer/6803953232) - Category: Finance - Price: Free - Age rating: 4+ - Requires: iOS 15.1 · 34 MB - Languages: American English, Arabic - Released: 2026-08-29 - Data updated: 2026-10-14 ## What is Settle? Trips, dinners, shared rent - when several people have each paid for different things, working out who owes whom turns into arithmetic nobody wants to do at the end of a holiday. Settle keeps the running total and does that arithmetic for you. Add each expense as it happens and balances update immediately: who paid what, and who owes whom right now. When it is time to square up, Settle works out the fewest payments that clear every debt - so four people with tangled balances settle in two or three transfers instead of a dozen. SPLIT IT HOWEVER IT ACTUALLY HAPPENED Equally, by exact amounts, by percentage, by shares, or item by item off the receipt. One bill can have several payers. Anyone can sit out a single expense without leaving the group. BUILT FOR REAL TRIPS 17 currencies with live exchange rates, so a dinner paid in euros and a taxi paid in dinars end up in one honest total. Currencies with three decimal places - Jordanian dinar, Kuwaiti dinar, Bahraini dinar, Omani rial, Tunisian dinar - are handled to the fils rather than rounded to cents. SHARE THE RESULT, NOT A SPREADSHEET Send the settle-up summary straight to the group chat. Add a payment alias so people know exactly where to send their share. Mark each transfer paid as it lands. WORKS WITHOUT AN ACCOUNT No sign-up, no ads, no profile of you. Everything lives on your device and works offline. Sign in only if you want to sync across your own devices or share a group with the people in it. ENGLISH AND ARABIC Fully translated, including right-to-left layout - not a mirrored afterthought. ## Is Settle safe? Not enough ratings yet to assess Settle. ## Is Settle legit? Settle: Split Bills has limited verification signals. The AppsHunter Legitimacy Score for Settle is 58 out of 100 points across 7 verification signals from App Store and developer data. ## Version history (last 5 releases) ### 1.0.7 — 2026-10-03 Someone left the group? Mark them inactive: they are left out of new expenses by default, and what they owe or are owed stays exactly as it is. Open the group's edit screen and tap "Who's still in the group?" Tidier pop-ups: less empty space at the top and bottom of Add expense, Edit group and the other sheets. Messages now fit your screen, and "How they get paid" can be hidden again once it is filled in. Settle up scrolls its heading away, so there is more room for the list. ### 1.0.6 — 2026-09-29 Invite the whole group with one link: share it in your group chat, and everyone taps it and picks their name. Scan to join: point your camera at a group's invite QR code. Signing out now asks whether to keep your groups on this device, and signs out this device only. When the group owner pays someone, that person confirms it, like everyone else's payments. ### 1.0.5 — 2026-09-28 Notifications: know when someone pays you, when your payment is confirmed, and when a group is settled. Turn them on in Settings. Paid someone? Tap “I’ve paid” and they confirm they got it. Tap Notify to let someone know what they owe, once a day. One automatic notice goes out if a debt stays open for 9 days; you can turn it off. In shared groups, whoever paid for an expense on their own can now edit it too. ### 1.0.4 — 2026-09-25 Settle up now keeps a history: each settle-up shows what it covered, and what's new since the last one. Sort expenses by date or amount (on a computer, by any column). "Unsettled" now shows only what hasn't been settled yet. In shared groups, every expense shows who added it, and only they or the group owner can change it. Your payment details are yours alone to edit. Behind the scenes: faster fixes, and a way to ask you to update when it matters. ### 1.0.3 — 2026-09-16 Forgot your password? Resetting it from the app now works, and the link brings you straight back into Settle. The reset email arrives in your language. Find a currency by country or city, like Dubai or Jordan, or type it in Arabic. Settle-up now says "One payment clears everything" instead of "1 payments", with natural wording in Arabic too. ## Apps similar to Settle | App | Rating | Price | Category | | --- | --- | --- | --- | | [SIB Trading](https://appshunter.io/ios/app/sib-trading/id6754090760) | — | Free | Finance | | [AB Invest Mobile](https://appshunter.io/ios/app/ab-invest-mobile/id1548244731) | — | Free | Finance | | [Cur8 by IFG](https://appshunter.io/ios/app/cur8-by-ifg/id1665655843) | 3.5 (11) | Free | Finance | | [Valu Jo](https://appshunter.io/ios/app/valu-jo/id6761329552) | — | Free | Finance | | [Arabi MobiCash](https://appshunter.io/ios/app/arabi-mobicash/id1290747765) | 3.0 (21) | Free | Finance | | [Arab Bank – Personal Banking](https://appshunter.io/ios/app/arab-bank-personal-banking/id6446277078) | 4.3 (20) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-14.*