# Settle Up - Group Expenses — user reviews

> 387 indexed App Store user reviews of Settle Up by Step Up Labs, Inc., rated 4.80/5 from 1,682 ratings.

- Source: https://appshunter.io/ios/app/settle-up-group-expenses/id737534985/reviews
- App overview in markdown: https://appshunter.io/ios/app/settle-up-group-expenses/id737534985.md
- Rating breakdown: 5★ 1,511 · 4★ 114 · 3★ 19 · 2★ 12 · 1★ 26

## What do users think of Settle Up?

Overall sentiment: neutral

**Pros**

- 👍 Easy to use
- 💡 Flexible expense splitting
- 🚀 Fast expense adding
- 💡 Supports multiple currencies
- 👍 Helpful for group trips and outings
- 👍 Useful for roommate/house expense tracking

**Cons**

- 💰 Expensive compared to alternatives
- 🐛 Crashes and bugs
- 👎 Poor UI/UX design
- 👎 Free version lacks key features
- 🔒 Requires social media login
- 👎 Inconsistent syncing and data issues

**Commonly reported bugs**

- Expense details disappearing
- Inability to create new groups
- Keyboard issues on iOS 8
- Incompatibility with iPad

**Most requested features**

- Ability to assign fixed amounts to group members
- Option to adjust expense shares (e.g. exclude certain items)
- Support for paying groups (multi-family events)

## Newest reviews (10 of 387)

### 3/5 — ok

*2026-06-10, version 3.16.3*

ok but getting ads after every entered expense which is excessive.

### 3/5 — New Update on who paid totally screws the previous flow

*2026-05-24, version 3.16.2*

New Update on who paid totally screws the previous flow
It is making unnecessary complications in the user workflow and not intuitive anymore
Please revert back the changes

### 3/5 — A bit over-thought

*2026-05-16, version 3.16.2*

I find settling up quite easy and this app makes it much more complicated. If you like that sort of thing, or don’t trust your own mathematics, then you might find it useful.  It was not for me, but I can see how others might think differently.

### 4/5 — Peccato per la pubblicità

*2026-05-10, version 3.16.2*

Buona app , peccato per la pubblicità

### 1/5 — 目的打完後會變成注音

*2026-03-30, version 3.15.3*

點選儲存以後打好的部分文字就會變成注音真的很不方便，這個Bug很久了怎麼都不處理

### 1/5 — Freeze and Crash, Rinse and repeat

*2026-03-22, version 3.15.3*

Stürzt beim Versuch, der Gruppe beizutreten, immer wieder ab. Ich würde eine Serviette mit Kugelschreiber vorschlagen.

### 1/5 — Hacking and phishing ads, be careful

*2026-03-03, version 3.15.3*

settleup allows harmful phishing and fraudulent ads in its free version, I am furious that my iPhone has been under attack as a result of fake virus scans.  

Uninstall this from all your, and your loved ones devices immediately to prevent hacking and unauthorised access to your phone!

### 1/5 — Viel zu viel Werbung und Fehler

*2026-03-03, version 3.15.3*

Es ist viel zu viel Werbung, bei jeder zweiten Eingabe muss man sich einen Clip anschauen. Zusätzlich waren sehr viele Fehler bei uns der Gruppe. Einige Personen hatten keinen Zugriff oder die Werte haben sich nicht aktualisiert. Durch die Werbung ist es absolut nicht zu empfehlen, es geht schneller wenn man die Kosten selber ausrechnet.

### 5/5 — Settle Up

*2026-02-21, version 3.15.3*

Bez Settle Up si nedovedu představit žádnou dovolenou ani víkend s přáteli

### 1/5 — 2/2026 scam alert

*2026-02-19, version 3.15.3*

I’ve been using this app for a while due to it having better privacy policies than other group expense apps and had no problems; I’d rate it 4/5 stars.   Last night, I got an “ad” that was a “security review required”.  Super scammy/phishy.  I’ve reported to the dev but am having difficulty appreciating having that sort of thing introduced to my phone in lieu of subscribing to the app.   Now it is a 1/5 star app and I’m looking at alternatives pending the dev’s response.

## Most critical reviews (10 lowest-rated)

### 1/5 — Way too expensive

*2026-07-26, version 3.17.0*

I can’t believe the Premium Group Lifetime plan is almost 4x more expensive. That’s insane.

### 1/5 — No permite separar los gastos

*2026-07-14, version 3.17.0*

No permite meter los gastos de manera que si solo has pagado algo para parte del grupo se aplique de esa manera y no por defecto para todos

### 1/5 — Annoying

*2026-07-05, version 3.17.0*

Your web interface is not good and I don’t want another app crowding my device. Make your web interface better so I don’t have to download this cluttersome app.

### 1/5 — Sending promotional notifications without consent

*2026-06-27, version 3.16.4*

I did not consent to get promotional notifications and neither am I able to opt out.

### 1/5 — 付費跟沒有付費後的差異

*2026-06-13, version 3.16.3*

付費後，我可以透過拍照去記錄收據，如果你們提供一個優惠是當我介紹的朋友有幾位之後可以讓我自己開啟一些功能，讓我開啟拍照功能要記錄收據，但我不時刻的就有可能上傳無法成功，不管怎麼做都無法成功，今天同一張照片我拍照了數十次，就是沒有紀錄成功，如果你們上傳有限制，那就不要提供這個功能

### 1/5 — Bug führt zu falschen Eingaben

*2026-05-31, version 3.16.2*

Die Werbeeinblendungen funktionieren einwandfrei. Wann wird denn endlich der Bug bei der Eingabe des Betrages gelöst?

### 1/5 — Mal

*2026-05-27, version 3.16.2*

No sé qué ha pasado pero ahora va fatal. Es imposible meter ningún gasto porque automáticamente divide el pago entre las personas del grupo, o sea, como si cada uno hubiera pagado su parte y no hubiera que repartir el gasto entre ellos. No se que han hecho pero una mierda

### 1/5 — Letztes Update

*2026-05-26, version 3.16.2*

Seit dem Letzten Update, rechnet er auf einmal Geld bei der Eingabe dazu und dann kam noch die Funktion hinzu zu sagen, dass beide Geld gezahlt haben, was das ganze verkompliziert. Die App kann Ich seitdem nicht mehr nutzen. Sehr schade

### 1/5 — Impossible to sign in

*2026-05-17, version 3.16.2*

Used to be good but I’m going round in circles even trying to log on now: too many other similar apps to be bothered to keep trying,

### 1/5 — Unoptimized debt scam

*2026-05-15, version 3.16.2*

I wanted to see an unoptimized debt of each of the member and even after paying for full version for group I ended up with only a banner and not the function.

## Most praised reviews (10 highest-rated)

### 5/5 — Amazing app

*2026-07-31, version 3.17.0*

This is one of the most amazing app which lets us settle all our expenses without any hassle

### 5/5 — Settle Up

*2026-07-26, version 3.17.0*

Nejlepší aplikace pro cestování s přáteli!

### 5/5 — Sugerencia de mejoras

*2026-06-29, version 3.16.4*

Llevo mucho tiempo usando la aplicación y en general estoy muy contento: me gustaría sugerir que sea posible realizar subgrupos de los miembros a fin de poder simplificar el saldo de deudas. Esto es útil para grandes grupos formados por familias, donde en realidad todas las deudas de una familia (subgrupo) son asumidas por un miembro principal. Gracias!

### 5/5 — Pomocník

*2026-06-10, version 3.16.3*

Je to super. Určitě doporučuji placenou verzi. Zaslouží si to.

### 5/5 — Sensacional

*2026-06-05, version 3.16.3*

Uso há anos. Virei Premium há poucos meses. Controlo além de viagens em galera, despesas das empresas, que transitam dinheiro de uma conta pra outra... Muito bom

### 5/5 — 選一個人付款後儲存變成兩個人都付款

*2026-05-25, version 3.16.2*

最近有選擇單一付款人但儲存後突然變成雙方都付款的bug
要重新儲存幾次才會恢復正常

### 5/5 — 希望分類可以刪除

*2026-05-18, version 3.16.2*

很棒的app但希望可以刪除不需要的分類

### 5/5 — Excelente

*2026-04-27, version 3.16.1*

Super practica app, ayuda a viajes felices

### 5/5 — Really good

*2026-03-29, version 3.15.3*

In my opinion this is the best group expenses app

### 5/5 — Perfektní

*2026-03-15, version 3.15.3*

Opravdu skvělá appka, využívám již asi 2 roky. Veliké usnadnění rozpočítávání nákladů i ve free verzi

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*