# Settle — Pay and get paid instantly > Instant European payments and digital wallet app. (iPhone/iPad app by Settle Group AS.) - Source: https://appshunter.io/ios/app/settle/id1440051902 (this page in markdown: same URL + `.md`) - Developer: [Settle Group AS](https://appshunter.io/developer/550136733) - Category: Finance, Lifestyle - Price: Free - Age rating: 4+ - Requires: iOS 12.0 · 79 MB - Languages: Bulgarian, Croatian, English, Greek - Released: 2019-02-16 - Data updated: 2026-07-04 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/settle/id1440051902/reviews.md ## What is Settle? Settle, the European payments app and digital wallet, is the easiest way to pay and get paid instantly. All you need is a mobile phone number. You can also pay a business, remotely, in stores, in apps or in online shops. It’s as safe as a regular bank transfer, just way quicker! Register in less than a minute. To start using Settle all you’ll need is: - A mobile number. If you want to make use of all Settle features and use cases, you’ll also need: - A valid national identity card or passport (to send and receive more than €150 per month). - A payment card (Visa, MasterCard, Maestro) issued in the European Union. With Settle you are able to: - Send and request money instantly from any mobile number. - Pay a business using its name, QR code or checkout button, remotely, in physical stores, or web shops. - Send and receive money instantly cross-border to any mobile number or registered merchant in the European Union, plus Norway. Settle is always free for consumers when moving money within national borders, either between consumers or when paying a business. Some fees apply when doing currency exchange. Settle for more! For more information, visit www.settle.eu ## Key features - Instant money transfers via mobile number - Pay businesses remotely, in-store, or online - Cross-border payments within the EU and Norway - Quick registration - Digital wallet functionality ## Recent user reviews (2 of 2) All indexed reviews: https://appshunter.io/ios/app/settle/id1440051902/reviews.md ### 1/5 — Poor back up in Cyprus *2021-02-05* I complain numerous times about a problem & whilst calls get answered & details taken about the problem, I do not receive a call back. Whilst that is not uncommon in Cyprus, for a new venture, it is appalling. I will not be using it again! The app says suitable for 4 years plus. Really, how many 4 year olds have bank accounts or access to daddy’s debit card? **Developer response:** Hi, thanks for reaching out to us about this issue. We sincerely apologise for this oversight. We strive to solve any customer's issues within 3 business day. Please, help us understand the problem further and contact our support with the ticket number from the reported issue that hasn't been solved yet. We will do our best to assist you within 24 hours. Thank you! ### 1/5 — This app seems like a FRAUD *2020-07-18* In the description it says that all you need is a “smartphone number” but it then asks you your visa card number. It also has a lot of bugs (eg when it asks for a PIN). It seems like a fraud. **Developer response:** Hi Kourouklides, we are sorry to hear this. :( If you have any questions, concerns, or doubts, you can talk directly to our support - support@settle.eu - and we will solve any issue. We are real, just as our app. :) Also, please check our FAQ on settle.eu, where it is explained how does Settle work. We hope you give us a chance and try Settle! Thank you. ## Frequently asked questions about Settle ### What is Settle? Settle is a European payments app and digital wallet that allows users to send and receive money instantly using just a mobile phone number. It also enables payments to businesses. ### Is Settle free to use? Settle is always free for consumers when moving money within national borders, either between consumers or when paying a business. Some fees apply for currency exchange. ### What information do I need to use Settle? To start, you only need a mobile number. To send and receive more than €150 per month, a valid national identity card or passport is required. A payment card issued in the EU is also needed for full features. ### How secure is Settle? Settle is described as being as safe as a regular bank transfer, emphasizing its security for transactions. ### Can I send money internationally with Settle? Yes, Settle allows instant cross-border payments to any mobile number or registered merchant in the European Union, plus Norway. ### How often is Settle updated? The app was last updated on December 14, 2023, indicating regular maintenance and updates. ### What devices does Settle support? Settle is available on iPhone and iPod devices. ### What is the age rating for Settle? Settle has an age rating of 4+, making it suitable for a wide range of users. ## Version history (last 5 releases) ### 5.2.0 — 2023-12-14 New Features: Sounds: Tailored sounds for key in-app events. Haptics: Responsive vibrations for enhanced interaction. Other Updates: Toggle sound and haptic experiences separately in the Profile menu. Bugfixes for improved performance. Upgrade your app now for a better experience! ### 5.1.0 — 2023-11-15 Stability Improvements Bug Fixes ### 5.0.2 — 2023-10-29 Bug fixes. ### 5.0.1 — 2023-10-19 Bug fixes ### 5.0.0 — 2023-10-06 QR scanner performance enhancements and several bug fixes. 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