# SettleShip — Split Bills, Settle via UPI

> Split Bills, Settle via UPI (iPhone/iPad app by Akash Gaur.)

- Source: https://appshunter.io/ios/app/settleship/id6797272059 (this page in markdown: same URL + `.md`)
- Developer: [Akash Gaur](https://appshunter.io/developer/6796944616)
- Category: Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 16.4 · 72 MB
- Languages: American English
- Released: 2026-08-14
- Data updated: 2026-10-23

## What is SettleShip?

SettleShip is a group expense-splitting app for friends, roommates, and travel groups in India. Users create a "crew" (group), log shared expenses, and the app calculates who owes whom. Settlement is UPI-native: the app generates UPI deep links and QR codes that open the user's own UPI app (GPay, PhonePe, Paytm, etc.) to complete payment — SettleShip itself never processes, holds, or transmits payment credentials or funds. This solves the common friction of manual expense-splitting math and chasing people for repayment in group settings common in India.

## Is SettleShip safe?

Not enough ratings yet to assess SettleShip.

## Is SettleShip legit?

SettleShip has limited verification signals. The AppsHunter Legitimacy Score for SettleShip is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 2 releases)

### 1.0.1 — 2026-08-21

SettleShip 1.0.1

SIGN UP WITHOUT THE +91 HEADACHE
You no longer have to remember E.164 formatting or type +91 before your number. SettleShip reads your device region and fills in the country code for you. India (+91) is the default when the region isn’t available. Paste an international number starting with + and the prefix updates automatically. The same phone field is used on your profile, so editing your number is just as simple.

PHONE AND CREW
Adding a crewmate by hand works the same way: enter a local number and we’ll attach the country code. Contacts browse and member picking are more reliable when you’re building a crew.

NOTIFICATIONS
Crew activity can now reach you as a push notification, so you don’t have to open the app to see that someone logged a spend or settled up.

BALANCES AND DOCKING
Who-owes-whom is clearer and more consistent across a crew. Settlement math is tighter, so the Dock tab should match what you expect when you mark a transfer paid.

TELEMETRY
Spend charts on the Telemetry tab are easier to read, with better category and time-range breakdowns for the active crew.

EVERYDAY POLISH
• Log tab scrolling is smoother when you’re adding or reviewing expenses
• Profile layout: RETURN sits where you’d look for it
• Joining a crew by gate code is more dependable
• Home / fleet navigation is less likely to land you on the wrong screen
• Live crew updates and offline sync are more stable

SettleShip is still free. No ads, no commission, no subscriptions. Money still moves peer-to-peer through your own UPI app — we never hold it.

### 1.0 — 2026-08-14

No release notes.

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## More apps by Akash Gaur

- [InWallet App](https://appshunter.io/ios/app/inwallet-app/id6796944614)

All apps by Akash Gaur: https://appshunter.io/developer/6796944616

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-23.*