# Settli - Settle your accounts. — Who owes you what, made simple > Simple app to track debts and balances among people. (iPhone/iPad app by SEBASTIEN KAROL MACIOLEK.) - Source: https://appshunter.io/ios/app/settli-settle-your-accounts/id6771513390 (this page in markdown: same URL + `.md`) - Developer: [SEBASTIEN KAROL MACIOLEK](https://appshunter.io/developer/6771513392) - Category: Finance, Utilities - Price: Free - Age rating: 4+ - Requires: iOS 18 · 11 MB - Languages: American English, Dutch, French (France), German (Germany), Italian, Japanese, Polish, European Portuguese, Russian, European Spanish - Released: 2026-05-21 - Data updated: 2026-09-21 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/settli-settle-your-accounts/id6771513390/reviews.md ## What is Settli? Settli is the simplest way to keep track of money between you and the people in your life: friends, family, roommates, colleagues. Whether you've lent €20 to a friend, split a dinner with a partner, or are juggling small loans across your circle, Settli gives you a clear, instant view of who owes you and what you owe. FEATURES • Beautiful, focused interface: see your balances at a glance • Track multiple debts per person, with categories and notes • Add photos to easily identify each person • Mark debts as settled, and reactivate them if you change your mind • Reminders so you never forget a debt • Multiple currencies supported (EUR, USD, GBP, JPY, and more) SYNC EVERYWHERE Your data syncs privately via your own iCloud account across iPhone, iPad, Mac, and Apple Vision Pro. Apple Watch syncs through your iPhone. Add a widget to your Home Screen, Lock Screen, or Apple Watch face to see your balance at a glance. PRIVATE BY DESIGN Settli has no servers. We never see your data. Everything stays on your device or in your private iCloud: no tracking, no analytics, no ads. DEEPLY INTEGRATED • Siri & Shortcuts: ask Siri "How much does Alice owe me?" • Spotlight: find a person from your home screen • Quick widgets for instant balances • Apple Watch complications Available in English, French, Spanish, German, Italian, Polish, Portuguese, Japanese, Dutch, and Russian. ## Key features - Track multiple debts per person - Add categories and notes to debts - Attach photos for person identification - Mark debts as settled or reactivate - Set debt reminders - Supports multiple currencies - Syncs via iCloud across Apple devices ## Recent user reviews (6 of 6) All indexed reviews: https://appshunter.io/ios/app/settli-settle-your-accounts/id6771513390/reviews.md ### 5/5 — Simple et efficace! *2026-06-19* Super app! Très pratique pour suivre ses dettes et celles de ses proches! Très facile d’utilisation aussi! ### 5/5 — Top appli *2026-06-05* Pratique, efficace, super facile à utiliser. Parfait pour savoir qui doit quoi ! ### 5/5 — Très efficace ! *2026-06-02* Simple pour arrêter de se prendre la tête sur qui doit quoi ! ### 5/5 — Super pratique! *2026-05-24* Super appli, intuitive et surtout très pratique! ### 5/5 — Simple et efficace *2026-05-23* Que demander de plus ! Tous est simple d’utilisation et bien pensé. ### 5/5 — Super app! *2026-05-22* Très pratique pour suivre les dettes entre amis ou en famille ## Frequently asked questions about Settli ### How does Settli ensure my financial data is secure? Settli is designed with privacy in mind, having no servers and never seeing your data. All information stays on your device or within your private iCloud account, ensuring no tracking or analytics. ### What devices does Settli support? Settli is available on iPhone, iPad, Mac, Apple Watch, and Apple Vision Pro. Data syncs privately via iCloud across these devices. ### Can I use Settli for different currencies? Yes, Settli supports multiple currencies including EUR, USD, GBP, JPY, and more, making it versatile for international tracking. ### Does Settli have ads? No, Settli is ad-free. The app is designed to be private and does not contain any advertisements. ### How often is Settli updated? The latest version is 1.2, and the app was last updated on June 24, 2026. Updates typically focus on improving features and reliability. ### Can I set reminders for debts in Settli? Yes, Settli includes a reminder feature to help you never forget a debt, ensuring timely settlement. ### What is the age rating for Settli? Settli has an age rating of 4+, making it suitable for a wide range of users. ### How does Settli compare to other finance apps? Settli focuses on simplicity and privacy, with no servers and no ads. It offers a clean interface for tracking debts between individuals, unlike more complex budgeting or banking apps. ## Version history (last 5 releases) ### 1.3 — 2026-07-19 What’s New • Two new languages: Dutch and Russian. • Link to an iOS contact: connect a person to a contact to automatically fetch and sync their name and photo. • Manual contact sync, on demand, from the person’s page. • Currency per person: each person can use a different currency. • New multi-currency balance display: switch between Carousel and Stacked views. • Display options are now grouped in Settings. • Import and export your data in JSON format. • Duplicate a person with all their debts, or just a single debt. • Warning when switching to a currency without minor units (yen, won…) if existing debts contain decimals. Fixes • Decimals no longer stay visible after switching to a currency without minor units (yen, won…). • Fixed a visual freeze on iPad in landscape, in inspector mode, on iPadOS 26. ### 1.2.1 — 2026-06-26 What’s New • App Store screenshots updated in every language • Portuguese (Portugal) replaces Portuguese (Brazil) in the available languages, with translations adapted to European vocabulary • Automatic detection of the default currency based on the device region on first launch Fixes • The “iCloud sync in progress” message now appears in the app’s active language • Apple’s system sheets (file picker, share sheet) now respect the language selected in the app • The CSV import sheet now correctly applies the app’s visual theme ### 1.2 — 2026-06-24 NEW • New logo: cleaner design that reads better at all sizes • Active reminder indicator: a red bell badge appears on a person’s avatar whenever one of their debts has a scheduled reminder • The bell is also shown inline on the debt row itself, so you can instantly see which debt is being reminded • Multi-select: check multiple debts or people to settle, reactivate or delete them in one action, with undo support • New person widget: shows the net balance and recent debts for a person of your choice, in small, medium, and Lock Screen sizes • CSV export: export all your debts as a spreadsheet from Settings • CSV import with preview and editing before confirming • Avatar generation with Image Playground (iOS 18.1+, macOS 15.1+, visionOS 2.4+). Compatible devices: iPhone 15 Pro / Pro Max, iPhone 16 and later, iPad with M1 chip or later, Apple Silicon Mac, Apple Vision Pro • Full keyboard and menu bar support on Mac: all app actions are accessible via keyboard shortcuts • Multiple windows support on Mac, iPad and Apple Vision Pro: open several people side by side, compatible with Stage Manager and the new iPadOS 26 windowing system • New “Permissions” section in Settings: view and manage Contacts, Photo Library and Notifications access directly from the app. Grant access with one tap, or open Settings if a permission was previously denied. • The “iCloud” tab in Settings has been renamed to “Data” FIXES • Improved readability of the iCloud sync toast in both light and dark mode • Fixed the Close button in the inspector panel appearing as a solid white circle in Dark Mode • Improved button appearance in Settings on Mac ### 1.1.1 — 2026-06-05 What's new in 1.1.1: • Added haptic feedback on iPhone and Apple Watch for the following actions: add, settle, delete • Haptic feedback is enabled by default (can be disabled in Settings) • iCloud sync toast repositioned at the top of the screen, with a distinctive pastel green style • "Display" section in Settings renamed to "General" • Contact avatars now appear in the shortcut person picker Bug fixes: • "Add a debt" and "Check balance" shortcuts re-enabled • "System" language setting would still display the previous language after changing iPhone settings • iOS widgets remained in the wrong language when switching to "System" mode • Apple Watch displayed an incorrect language when iPhone was set to "System" mode • Watch complication no longer appeared in the watch face editor on watchOS 26 • Currency symbol was displayed before the amount in widgets when using English • Unified Watch haptics: deletion feedback is now less intense ### 1.1 — 2026-06-02 What's new in 1.1: • Settli now requires iOS 18, iPadOS 18 or watchOS 11. Users on iOS 17, iPadOS 17 or watchOS 10 will need to update their device to keep receiving new releases. • Undo destructive actions: deleted a debt by mistake? Tap "Undo" in the notification. • Three-column layout on iPad and Mac: edit a debt without leaving the list. • Quick preview: long-press a person or a debt to see its details without navigating. • iCloud sync indicator: a subtle green toast after each sync, plus a dedicated banner during large transfers between devices. • "My Debts" tab renamed to "My Balances" to better reflect what's shown. • Redesigned debt sheet: direction (Owes me / I owe) moved to the top, new "Activity" section. • Refined icons, Liquid Glass "Save" button (iOS 26+) and placements for a more intuitive experience on every device. • Redesigned native Settings window on Mac with tabs at the top Bug fixes: • Fixed "Recent activity" sort: the order of people is now identical between iPhone and Apple Watch. • Fixed a freeze when swipe-deleting a debt on iPhone and Apple Watch. • Optimized iPhone and Apple Watch synchronization (fewer unnecessary refreshes). • Renaming a person no longer breaks links in Spotlight, widgets, the Siri shortcut and Handoff. • The Apple Watch detail view stays open even if you rename the person from the iPhone. • The Siri shortcut "List my debts" now displays as a readable list. • The "Add a debt" and "Check balance" Siri shortcuts are temporarily disabled while we fix an iCloud-related instability. They will return in a future update. • Settling or editing a debt from another device now updates the display automatically, no need to relaunch the app • Improved overall reliability. ## Apps similar to Settli | App | Rating | Price | Category | | --- | --- | --- | --- | | [Ledger — Who owes you](https://appshunter.io/ios/app/ledger-who-owes-you/id6793771840) | — | Free | Finance | | [借金返済損得ナビ / リボ払い計算、ローン計算で返済管理](https://appshunter.io/ios/app/id6768001674) | — | Free | Finance | | [IOUly - IOU Tracker](https://appshunter.io/ios/app/iouly-iou-tracker/id6760676140) | — | Free | Finance | | [OweTrack - Keep Track of IOUs](https://appshunter.io/ios/app/owetrack-keep-track-of-ious/id6781064776) | — | Free | Finance | | [Ownspend: Expense Tracker](https://appshunter.io/ios/app/ownspend-expense-tracker/id6785949216) | — | Free | Finance | | [COTISASSO](https://appshunter.io/ios/app/cotisasso/id6760316735) | — | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-21.*