# Sève: Budget & Expense Tracker — Safe to Spend Daily Planner

> Daily budget calculator and financial habit builder with a 66-day plan. (iPhone/iPad app by Ahcene Bensalama.)

- Source: https://appshunter.io/ios/app/seve-budget-and-expense-tracker/id6795265423 (this page in markdown: same URL + `.md`)
- Developer: [Ahcene Bensalama](https://appshunter.io/developer/1878410010)
- Category: Finance, Education
- Price: Free
- Age rating: 4+
- Requires: iOS 17.0 · 34 MB
- Languages: American English, Croatian, Czech, Danish, Dutch, Finnish, French (France), German (Germany), Greek, Hungarian and 12 more
- Released: 2026-08-14
- Data updated: 2026-10-11
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/seve-budget-and-expense-tracker/id6795265423/reviews.md

## What is Sève?

There's $1,200 in your account. But rent hasn't gone out yet, and neither has your phone bill or your electric bill. So how much can you actually spend today?

Sève answers that question every morning, with a single number. Stay under it, and your month goes by without stress.

WHAT SÈVE DOES FOR YOU

• Your safe-to-spend number for today, computed after rent, bills and savings.
• Your three envelopes: half for what must be paid, 30% for treating yourself, 20% set aside for you.
• On payday, you pay yourself first. Whatever's left, you can spend with a clear head.
• Logging an expense takes three seconds. Your subscriptions are deducted automatically each month.
• Your budget stays on your phone. No bank connection, no account to create — your numbers are never sent anywhere.

THE 66-DAY PLAN

Researchers at University College London measured how long it takes for a new behavior to become automatic: 66 days on average. Sève's plan is built on it.

One card a day. Two minutes. One concrete action to take that same day.

• Day 1: you finally see where your money goes.
• Day 33: you set money aside without thinking about it.
• Day 66: your money starts working for you.

No jargon, no lectures. Plain sentences, situations you actually live, and diagrams you read at a glance.

SÈVE+ ALSO INCLUDES

• Every expense logged, no limits, with the full journal and this month's envelopes.
• The subscription radar: what each subscription really costs you per year, so the forgotten ones stand out.
• The Investing Path: a simulator that shows what your savings become over time — and what waiting costs you.

Seven days free to try everything before you decide. Cancel anytime in two taps.

SÈVE IS FOR YOU IF YOU WANT TO

• Track your expenses daily, without giving up your evenings.
• Manage your monthly budget: what comes in, what goes out, what's left.
• Set money aside every month, even a little, even irregularly.
• Run a budget as a couple or a family, on separate accounts.
• Know where your money goes, category by category, groceries included.
• Save on subscriptions and recurring bills.
• Keep a simple expense log, with an envelope for each category.

WHO IS IT FOR?

For people who stopped opening their banking app because it stresses them out. For people who earn a decent living and still end the month in the red. For people who want to save without a spreadsheet, a course, or giving up their evenings.

Sève. French for “sap” — the energy that makes things grow.

Sève requires the Sève+ subscription, monthly or yearly, with a seven-day free trial for new subscribers. The price is shown in the app, in your currency, before any payment. It renews automatically unless canceled at least 24 hours before the end of the current period.

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://sevebudget.pages.dev/privacy

## Key features

- Daily remaining spending calculation
- Three spending pockets (bills, fun, savings)
- Automatic subscription deduction
- 66-day financial habit plan
- Investment simulator
- Subscription radar

## Is Sève safe?

Not enough ratings yet to assess Sève.

## Is Sève legit?

Sève: Budget & Expense Tracker appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Sève is 65 out of 100 points across 7 verification signals from App Store and developer data.

## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/seve-budget-and-expense-tracker/id6795265423/reviews.md

### 5/5 — Super application simple d’utilisation !

*2026-08-22*

Le genre d’app clair et facile à utiliser, qui permet de mieux gérer son budget au quotidien ! Hâte du développement de l’application, notamment ajouter des fonctionnalités pour mieux attribuer chaque dépense automatiquement et plus précisément

### 5/5 — Une app simple et utile

*2026-08-14*

Je laisse rarement des avis mais là je me suis dit que ça valait le coup. J'ai téléchargé Sève sans trop d’espoirs, après avoir testé pas mal d'applis de budget que j'abandonnais toutes au bout de deux semaines. Trop de réglages, trop de graphiques, trop de trucs à remplir. Celle-là, j'ai failli la désinstaller aussi les premiers jours, et puis en fait non, justement parce qu'elle ne demande presque rien.

Concrètement, ce qui a changé pour moi : avant, j'arrivais autour du 20 du mois en me demandant où était passé mon salaire, et je n'osais même pas ouvrir mon appli bancaire. Maintenant je note mes dépenses en quelques secondes, souvent en sortant du magasin, et je sais en un coup d'œil ce qu'il me reste pour finir le mois. Ça paraît bête dit comme ça, mais c'est la première fois qu'une appli ne me donne pas l'impression de faire ma comptabilité. Le mois dernier j'ai mis 150 € de côté sans vraiment me priver, juste parce que je voyais où partait l'argent au lieu de le découvrir après coup.

Petit bémol quand même, j'aimerais pouvoir brancher mon compte épargne, j'espère que ça viendra dans une mise à jour. Mais franchement, pour une fois qu'une appli fait une chose et la fait bien, je garde. Ça change des tableaux Excel et les applis usine à gaz vous ont dégoûté du suivi de budget.

## Frequently asked questions about Sève

### How does Sève calculate my daily spending limit?

Sève calculates your remaining daily budget by subtracting your fixed bills (rent, utilities) and savings goals from your total income. This provides a clear figure of how much you can spend each day without jeopardizing your monthly financial stability.

### What is the 'Plan 66 Jours' in Sève?

The 'Plan 66 Jours' is a structured program designed to help users build consistent financial habits over an average of 66 days. Each day offers a simple, concrete action to improve your financial well-being, moving from understanding your spending to saving and investing.

### Does Sève require a bank connection?

No, Sève prioritizes your privacy and security by not requiring any bank connections or account creation. All your financial data remains on your phone, ensuring a safe and private budgeting experience.

### What are the benefits of Sève+?

Sève+ offers unlimited transaction tracking, a subscription radar to identify overspending on recurring services, and an investment simulator ('Cap Investir') to visualize your savings growth over time. It also provides access to the full 66-day plan.

### How much does Sève+ cost?

Sève+ is available through a 7-day free trial, after which you can choose an annual subscription for €29.99/year or a one-time lifetime purchase for €59.99. The subscription renews automatically unless canceled at least 24 hours before the current period ends.

### Can I cancel my Sève+ subscription?

Yes, you can cancel your Sève+ subscription at any time with just two taps. The cancellation process is straightforward and can be done before the automatic renewal date.

### What devices is Sève available on?

Sève is currently supported on iPhones. The app is designed for iOS devices, offering a streamlined experience for Apple users.

### How often is Sève updated?

Sève was last updated on August 14, 2026, with version 1.0. While this is the initial release date, users can expect future updates to enhance features and address any potential issues.

## Version history (last 5 releases)

### 1.11 — 2026-10-05

New features.

### 1.10 — 2026-10-03

Minor bug fixes.

### 1.9 — 2026-09-30

Your daily number now sits at the center of the screen. Logging spending is faster: your most-used categories come first, the last one is already selected, and an Add button sits right above the keyboard. You can also delete a transaction while editing it. And today's card now waits at the top of the challenge.

### 1.8 — 2026-09-24

Sève now speaks 12 languages: German, Spanish, Italian, Dutch, Portuguese, Japanese, Korean and Chinese join English and French.

### 1.7 — 2026-09-20

Minor bug fixes.

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## More apps by Ahcene Bensalama

- [Dialect: Learn Your Language](https://appshunter.io/ios/app/dialect-learn-your-language/id6759394645)
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All apps by Ahcene Bensalama: https://appshunter.io/developer/1878410010

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-11.*