# SG Property Toolkit PRO > Singapore property financial calculator for agents and landlords. (iPhone/iPad app by Twelve Tech Pte Ltd.) - Source: https://appshunter.io/ios/app/sg-property-toolkit-pro/id1171615251 (this page in markdown: same URL + `.md`) - Developer: [Twelve Tech Pte Ltd](https://appshunter.io/developer/1086363213) - Category: Finance, Productivity - Price: $6.99 - Age rating: 4+ - Requires: iOS 13.0 · 2 MB - Languages: American English - Released: 2016-12-07 - Data updated: 2026-06-08 - Monetization: paid - User reviews in markdown: https://appshunter.io/ios/app/sg-property-toolkit-pro/id1171615251/reviews.md ## What is SG Property Toolkit PRO? Updated ABSD rates based on 26 April 2023 announcement Updated marginal BSD rates based on SG Budget 2023 announcement Supports commercial property calculations for Progressive, Normal and Seller Stamp Duty! TDSR calculator now provides suggestions to fill the buyer's purchase price shortfall through pledged liquid/other assets and unpledged liquid/other assets! *** Works on both iPhone and iPad! *** SG Property Toolkit PRO is a comprehensive private property calculator developed primarily for property agents in Singapore. It comes with a progressive payment calculator for new launches, normal payment calculator for resale properties, rental yield calculator for landlords, stamp duty calculator for buyer, seller and tenancy, TDSR calculator for affordability check and a property tax calculator. Every calculator you need to meet all your different clients' needs. Calculators In-Detail: Progressive Payment Calculator - Supports both Residential and Commercial property types - Calculated based on property's purchase price, loan term, annual interest rate, number of properties owned and residency of applicants. - Supports Singles, Joint (Married) and Joint (Not Married) purchase types. - ABSD is included in the calculation results. - Input CPF and cash on hand to get an indication of client's surplus or shortfall or input CPF amount only to know how much cash is needed for the purchase - Monthly repayment amount listed based on payment stages - Share the calculation with your client via email (ensure that you have an email account set up locally on your device) Normal Payment Calculator - Supports both Residential and Commercial property types - Calculated based on property's purchase price, loan term, annual interest rate, number of properties owned and residency of applicants. - Supports Singles, Joint (Married) and Joint (Not Married) purchase types. - ABSD is included in the calculation results. - Input CPF and cash on hand to get an indication of client's surplus or shortfall or input CPF amount only to know how much cash is needed for the purchase - Share the calculation with your client via email (ensure that you have an email account set up locally on your device) Rental Yield - Calculated based on property's rental income (monthly rent), rental expenses (monthly mortgage, monthly maintenance, agent commission, property tax, other expenses), and property cost (purchase price, legal fees, buyer stamp duty, ABSD, renovation cost, other costs). Stamp Duty - Calculated based on property value, type of purchase - Singles, Joint (Married) and Joint (Not Married), residency of applicants and number of properties owned - Supports Buyer, Seller and Tenancy stamp duty calculation - Buyer's stamp duty includes ABSD breakdown - Seller stamp duty calculation for commercial property type TDSR/MSR (Total Debt Servicing Ratio/ Mortgage Servicing Ratio) - Calculated based on monthly fixed income, variable income, rental income, liquid assets and other assets with pledging options, car loan, mortgage loan, credit cards and other loans - Support for up to 2 borrowers with income weighted average age (IWAA). Comes with LTV, possible purchase price and estimated minimum cash down payment - Provide suggestions to fill the purchase price shortfall through pledged liquid/other assets and unpledged liquid/other assets Property Tax - Calculated based on property's AV (Annual Value) and occupation status (owner-occupied, non-owner occupied, as well as commercial/ industrial) ----- For feedbacks and suggestions, please contact us at support@twelvetech.sg. If you have any features that you'd like to see in the next update, get in touch with us too! ## Key features - Progressive payment calculator - Normal payment calculator - Rental yield calculator - Stamp duty calculator - TDSR/MSR calculator - ABSD and BSD calculations - Supports residential and commercial properties ## Recent user reviews (7 of 7) All indexed reviews: https://appshunter.io/ios/app/sg-property-toolkit-pro/id1171615251/reviews.md ### 1/5 — Any update on the stamp duty 2023? *2023-02-24, version 1.0.22* Any update on the stamp duty 2023? ### 5/5 — Good *2021-12-04, version 1.0.21* Very good and smart app, can include refinance as well ? ### 2/5 — No hdb calculator. *2018-07-10, version 1.0.9* No calculator for hdb. It would be good if there is. ### 3/5 — Any latest update *2018-07-06, version 1.0.8* Dear Sir, I just purchased your app and the government amended their policy on the additional stamp duty. May I know, can you update your app so that we can continue to use it? Will appreciate that very much. Hope to hear from you soon. Regards Norman Chai ### 2/5 — Incomplete function. *2017-10-03, version 1.0.5* Please add MSR inside also. ### 5/5 — Helpful app *2017-04-08, version 1.0.5* Thank you for your effort! ### 5/5 — Excellent ! *2016-12-06, version 1.0.1* Easy to use and it has all the relevant calculators within the same app to better manage finances when getting a property. Would be useful if there are some examples on how to use these calculators, or explains terms such as TDSR. ## Frequently asked questions about SG Property Toolkit PRO ### What is SG Property Toolkit PRO? SG Property Toolkit PRO is a comprehensive private property calculator designed for property agents and landlords in Singapore. It offers various tools to assist with financial calculations related to property purchases, sales, and rentals. ### What types of property calculations does SG Property Toolkit PRO support? It supports calculations for progressive payments, normal payments, rental yield, stamp duty (buyer, seller, tenancy), and TDSR/MSR for both residential and commercial properties. ### Does SG Property Toolkit PRO include ABSD and BSD calculations? Yes, ABSD rates are updated based on the latest announcements and are included in the calculation results for progressive and normal payments. Buyer's stamp duty also includes an ABSD breakdown. ### Can SG Property Toolkit PRO help with affordability checks? Yes, the TDSR calculator provides suggestions to fill purchase price shortfalls using pledged and unpledged assets. It also helps assess affordability based on income and existing debts. ### Is SG Property Toolkit PRO available on multiple devices? Yes, the application is designed to work on both iPhone and iPad devices, offering flexibility for users. ### How often is SG Property Toolkit PRO updated? The app was last updated on October 4, 2024, with version 1.0.27. It includes updated ABSD rates from April 26, 2023, and marginal BSD rates from the SG Budget 2023. ### What is the price of SG Property Toolkit PRO? SG Property Toolkit PRO is a paid application priced at $6.99. There are no in-app purchases or advertisements mentioned. ### Does SG Property Toolkit PRO have ads? No, SG Property Toolkit PRO does not contain advertisements. It is a paid application that offers an ad-free experience for its users. ## Version history (last 5 releases) ### 1.0.27 — 2024-10-04 Fix rental yield calculator Thank you @cynthia for the feedback! ### 1.0.26 — 2024-01-28 Updated GST to 9% for commercial properties ### 1.0.25 — 2023-05-01 Updated ABSD rates based on 26 April 2023 announcement ### 1.0.24 — 2023-03-03 Commercial calculations - update GST from 7% to 8% Thank you @Irissim for the feedback! ### 1.0.23 — 2023-03-01 Updated marginal BSD rates based on SG Budget 2023 announcement ## Apps similar to SG Property Toolkit PRO | App | Rating | Price | Category | | --- | --- | --- | --- | | [SG Stock Alert](https://appshunter.io/ios/app/sg-stock-alert/id430219524) | — | Free | Finance | | [Amortization loan calculator %](https://appshunter.io/ios/app/amortization-loan-calculator/id6455303718) | 4.3 (33) | Free | Finance | | [Mortgage Calculator + Compare](https://appshunter.io/ios/app/mortgage-calculator-plus-compare/id6739606505) | — | Free | Finance | | [Stmt: Bank Statement Converter](https://appshunter.io/ios/app/stmt-bank-statement-converter/id6749172186) | — | Free | Finance | | [MSR / TDSR @ SG](https://appshunter.io/ios/app/msr-tdsr-sg/id6446173085) | — | Free | Finance | | [Digitap App](https://appshunter.io/ios/app/digitap-app/id6752951451) | 2.8 (6) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-08.*