# Shadow Economy: Money Sim — Budget, debt, and net worth > Single-player economic simulation game about money, choice, risk, and consequences. (iPhone/iPad app by Junseo Park.) - Source: https://appshunter.io/ios/app/shadow-economy-money-sim/id6772132089 (this page in markdown: same URL + `.md`) - Developer: [Junseo Park](https://appshunter.io/developer/6772132091) - Category: Games, Simulation - Price: Free with in-app purchases - Rating: 1.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 15.0 · 18 MB - Languages: American English - Released: 2026-06-27 - Data updated: 2026-08-21 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/shadow-economy-money-sim/id6772132089/reviews.md ## What is Shadow Economy? Shadow Economy does not tell you which choice is right. It does not judge the player or prescribe a particular way to live. It simply shows how your decisions change your debt, assets, cash flow, neighborhood, and market. Shadow Economy is a single-player economic simulation about money, choice, risk, and the consequences that remain long after a decision is made. You begin with a modest amount of cash. You may take on debt to bring an opportunity within reach, or hold on to your cash and wait for a better moment. Either path still shapes the neighborhood around you: the wealth you build reaches your neighbors, the shops on your street, the families who rent from you. Every choice begins with a reason. You must decide whether to sacrifice future cash flow for profit today, pass up growth in exchange for security, act before a crisis arrives, or trust that you can endure a little longer. A decision that once seemed reasonable may eventually return as a risk. A choice that feels like a loss in the moment may protect you from a crisis you never expected. You may survive. You may build something greater. Or you may lose everything sooner than expected. Yet bankruptcy is not merely an ending. When a run is over, a personalized report reveals which risks you accepted, what you tried to protect, and the community your decisions ultimately shaped. ■ KEY FEATURES - An economic simulation built around debt, assets, cash flow, inflation, and market volatility - A neighborhood that reacts to your decisions: institutions you can fund, local politics you can influence, and a stock market tied to real businesses in your region - Roguelike-inspired progression in which both survival and bankruptcy become part of your record - A personalized report that lets you reflect on your choices after every run - A single-player experience with no advertisements - A fictional economic simulation, not real-world financial advice Shadow Economy is not only about becoming wealthy. A run is defined by the risks you accepted, the opportunities you gave up, and the consequences your judgment left behind. The game offers no correct answer. It only shows you the economy you created, and the people who lived inside it. When the system reflects your choices back at you, what will you see? ## Key features - Economic simulation with debt, assets, and cash flow - Reactive neighborhood and market - Roguelike progression - Personalized post-run reports - Single-player experience - No advertisements ## Pricing and in-app purchases Base price: Free. **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Observer | $8.99 | one-time | | Explorer | $12.99 | one-time | | Analyst | $15.99 | one-time | ## Frequently asked questions about Shadow Economy ### What kind of gameplay does Shadow Economy offer? Shadow Economy is a single-player economic simulation game. It focuses on making choices about debt, assets, and cash flow, and observing the consequences on your in-game neighborhood and market. The progression is roguelike, meaning each playthrough can end in survival or bankruptcy. ### Does Shadow Economy have ads? No, Shadow Economy is a single-player experience with no advertisements. This allows for an uninterrupted simulation of economic choices and their outcomes. ### How does the neighborhood react to my decisions in Shadow Economy? The neighborhood in Shadow Economy is designed to react to your financial decisions. The wealth you build can affect your neighbors, local shops, and renters. You can also influence local politics and fund institutions within the game. ### What happens after a run in Shadow Economy? After each run, whether you survive or go bankrupt, Shadow Economy provides a personalized report. This report details the risks you accepted, what you tried to protect, and the community your decisions ultimately shaped, allowing for reflection on your choices. ### Is Shadow Economy a real-world financial advisor? No, Shadow Economy is a fictional economic simulation. It is not intended to provide real-world financial advice. The game explores the dynamics of money, choice, and risk in a simulated environment. ### What platforms is Shadow Economy available on? Shadow Economy is supported on iPhone, iPad, and iPod. It is designed for iOS devices. ### How often is Shadow Economy updated? The latest version of Shadow Economy is 2.0.0, which was last updated on August 15, 2026. This indicates a recent update, suggesting ongoing development and support. ### What is the age rating for Shadow Economy? Shadow Economy has an age rating of 4+. This means it is considered suitable for children aged 4 and above. ## Version history (last 3 releases) ### 2.0.0 — 2026-08-15 Shadow Economy has been rebuilt from the ground up. The Ward you live in is no longer a backdrop. It is a living place: shops open and close, neighbors move in and move away, and every economic decision you make leaves a trace someone else can feel. What's new: - Five fully walkable cities, each with its own streets, seasons, and a festival of its own once a year - Institutions you can fund, local politics you can influence, and a stock market tied to real Ward businesses and outside companies - Off-market shops you can approach directly, and a listings market shaped by who else wants what you want - A city sports league with tickets, a seat in the stand, and match-day stakes - A decision history that shows what a different choice would have done in this same run - A fully rebuilt post-run report - Hundreds of copy fixes across every supported language This is still the same shadow economy. It is far more alive now. ### 1.0.1 — 2026-07-01 We've refreshed how Shadow Economy describes itself on the App Store, nothing more. No gameplay changes in this update. ### 1.0 — 2026-06-27 No release notes. ## Apps similar to Shadow Economy | App | Rating | Price | Category | | --- | --- | --- | --- | | [2015 Stock Simulator](https://appshunter.io/ios/app/2015-stock-simulator/id6760374538) | — | Free | Games | | [Tycoon Heir: CEO Empire](https://appshunter.io/ios/app/tycoon-heir-ceo-empire/id6779888422) | — | $0.99 | Games | | [The Influencer : Greed & Fame](https://appshunter.io/ios/app/the-influencer-greed-and-fame/id6765852930) | — | Free | Games | | [부의 시나리오](https://appshunter.io/ios/app/id6787353590) | — | Free | Games | | [My Trading Story](https://appshunter.io/ios/app/my-trading-story/id6766176598) | — | Free | Games | | [나 혼자만 상한가 : 회귀 인생게임](https://appshunter.io/ios/app/id6790010650) | — | Free | Games | ## Related topics [economy simulator](https://appshunter.io/ios/topics/economy-simulator) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-21.*