# Shapital – Couples Budget — Shared Money & Expense Tracker > Shared Money & Expense Tracker (iPhone/iPad app by Kudakwashe Dhliwayo.) - Source: https://appshunter.io/ios/app/shapital-couples-budget/id6757153058 (this page in markdown: same URL + `.md`) - Developer: [Kudakwashe Dhliwayo](https://appshunter.io/developer/1864909825) - Category: Finance - Price: Free with in-app purchases - Age rating: 12+ - Requires: iOS 16.4 · 63 MB - Languages: American English - Released: 2026-03-20 - Data updated: 2026-09-24 - User reviews in markdown: https://appshunter.io/ios/app/shapital-couples-budget/id6757153058/reviews.md ## What is Shapital? Most budget apps make money private. Shapital makes it shared. You and your partner see the same budget, the same numbers, at the same moment, on both phones. Log an expense in the checkout line; it's on their screen before you reach the car. Money conversations get shorter when you're both looking at the same page. WHY COUPLES SWITCH TO SHAPITAL NO BANK LINKING. EVER. Shapital never asks for your bank login. Nothing to connect, so nothing breaks: no accounts that silently stop syncing, no vanished transactions, no re-linking your bank every month. You log spending in seconds; your budget is exactly as accurate as you are and it works this way forever. WORKS IN ANY COUNTRY No US bank account required. Full multi-currency support Johannesburg, London, Toronto, Sydney, Mumbai, Manila. If you have a phone, Shapital works, online or offline. Log expenses with no signal; everything syncs when you're back. BUILT FOR TWO (OR MORE) • Invite your partner and budget together in real time • Activity feed shows who changed what, no mystery edits • Permissions per collaborator, great for families and roommates • Comment threads on budget items, so the discussion stays with the numbers BUDGETING THAT ACTUALLY GUIDES YOU • Zero-based budgeting: give every dollar (or rand, or pound) a job • Monthly, quarterly, or yearly budget periods; duplicate in one tap • Planned vs. actual spending, live, per category • Savings goals with visual progress • Financial Health Score and trends over time MOMENTS WORTH COMING BACK FOR • Close each period with a Wrap-Up that celebrates how you really did • Daily logging streaks, badges, challenges, and a personal Year in Review • Home and lock-screen widgets keep the budget one glance away PRIVATE & SECURE Two-factor authentication, secure recovery, full control of your data — and no ads, on any tier. FAIR PRICING The core app is free. Premium adds unlimited budgets, advanced analytics, PDF/Excel reports, budget templates, and extra collaborators — for less than the big-name budget apps charge. Shapital — same budget, same page, no arguments. Built by one developer in Johannesburg. Answered by a human when you email. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Premium Monthly | $4.99 | per month | | Premium Yearly | $49.99 | per year | ## Version history (last 5 releases) ### 2.6.0 — 2026-09-17 SPENDMIND IS NOW SHAPITAL Same app, same account, same budgets. Your history, your savings goals, the person you share with and your subscription all carry over. There is nothing you need to do and nothing to set up again. It is still a budgeting app and it still works on your own. What changed is that most people here are budgeting with somebody else, and the old name never said the shared part out loud. Shapital is share and capital, pushed together. The longer version: https://shapital.kaygeek.com/blog/spendmind-is-now-shapital MEET COMPASS Your budget now tells you what to do next, not just what happened. Compass points at the exact row that needs you, and every suggestion is something you can act on in a tap. SHARE WITHOUT PAYING Inviting your partner no longer needs Premium. Every account can now share a budget with one person. Premium raises that to three. SUPPORT THAT ANSWERS Ask a question from inside the app and get told when someone has answered it. ALSO IN THIS RELEASE • Upload a real profile photo • Savings goals and income no longer read as overspending • Deleting a budget now clears it from your partner's device too • Dates near the end of a month no longer shift by a day • Currency symbols and large amounts stop wrapping mid-number • Old spendmind.kaygeek.com links keep working • Faster sync, tidier navigation, and a long list of accessibility fixes ### 2.5.7 — 2026-07-05 • Home & lock-screen widgets: see what's left to spend, plan vs actual, and your top spending categories at a glance — on both iOS and Android. • Rate SpendMind: love the app? You can now leave a rating in a tap. • Better together: category comment threads, live typing presence, and easy invites with QR codes and an invite inbox. • Stay motivated: new challenges, streaks, and celebratory moments when you hit your goals — now reliable even when you're offline. • Your Journey & Year in Review: look back on your progress and budget wrap-ups. • Smarter budget insights: period and partner comparisons, plus currency fixes. • Calmer notifications: fewer duplicates and less noise. • Many stability and performance fixes, including Google Sign-In on iOS. ### 2.5.6 — 2026-06-23 What's New in 2.5.6 WIDGETS Add SpendMind to your Home and Lock Screen. See what's left to spend this period, your planned vs actual spending, and where your money goes — all at a glance. SHARED BUDGETS Budgeting with a partner just got better. Add comment threads to any category, see when someone's typing, and invite people instantly with a QR code. YOUR JOURNEY A new screen that shows how far you've come, so you can celebrate your progress. CHALLENGES Fresh rolling goals keep things interesting, with rewarding moments as you hit milestones. REFINEMENTS Improved budget comparisons, deeper period and partner insights, currency fixes, and a smoother, more reliable experience throughout. ### 2.5.5 — 2026-06-05 New Feature - Copy a Budget (Premium): duplicate an existing budget in a tap to kick-start a new period or plan — no rebuilding from scratch. Reliability & sync - Fixed a sync issue that could silently drop budgets or categories — your data now saves and syncs dependably. - More reliable sign-in: hardened token refresh keeps you logged in and makes signing out clean and error-free. - Smarter insights: your financial health and projections are now scored from your real data only, for more accurate, trustworthy numbers. - Budget overview fixes for a smoother, more accurate at-a-glance view. Quality & performance - Upgraded to the latest app platform (Expo SDK 56) for better speed and stability across devices. - Improved accessibility support for screen readers and assistive tech. - Cleaner notifications and assorted bug fixes. - Security updates to keep your data safe. ### 2.5.0 — 2026-05-31 - Budget Wrap-Up: close out each period with a recap that reflects how you really did - Daily logging streaks: build a habit and earn it day by day, with new badges along the way - Year in Review: see your whole year of progress in one place - Proportional moments: every win gets a moment that matches its size - Shared moments so couples can feel the wins together - Plus security improvements and one-time categories ## Apps similar to Shapital | App | Rating | Price | Category | | --- | --- | --- | --- | | [Angry Coin - Budget Planner](https://appshunter.io/ios/app/angry-coin-budget-planner/id6788398153) | — | Free | Finance | | [Self Improvement Budget App](https://appshunter.io/ios/app/self-improvement-budget-app/id6757952558) | — | Free | Finance | | [Couple Finance Planner](https://appshunter.io/ios/app/couple-finance-planner/id6759292352) | — | Free | Finance | | [Breadsheet: Budget & Expense](https://appshunter.io/ios/app/breadsheet-budget-and-expense/id6764386218) | — | Free | Finance | | [Family Cash Tracker](https://appshunter.io/ios/app/family-cash-tracker/id6748418624) | — | Free | Finance | | [Famoney: Shared Family Budget](https://appshunter.io/ios/app/famoney-shared-family-budget/id6760476207) | — | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-24.*