# Shayr: Budget & Money Tracker — Net worth, budgets & spending

> All-in-one personal finance tracker for net worth, budgets, spending, and investments. (iPhone/iPad app by Shayr LLC.)

- Source: https://appshunter.io/ios/app/shayr-budget-and-money-tracker/id6695705923 (this page in markdown: same URL + `.md`)
- Developer: [Shayr LLC](https://appshunter.io/developer/1769077213)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Rating: 5.00/5 from 3 App Store ratings · 1 written reviews indexed
- Age rating: 17+
- Requires: iOS 14.0 · 69 MB
- Languages: English
- Released: 2025-03-14
- Data updated: 2026-06-24
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/shayr-budget-and-money-tracker/id6695705923/reviews.md

## What is Shayr?

Shayr puts your full financial picture in one place — whether you're flying solo, building with a partner, or managing a whole family.

Connect your bank accounts in seconds. Shayr automatically imports, categorizes, and summarizes every transaction. See exactly where your money goes, track your bills, and stay ahead of your spending — all in one beautifully simple app.

SMART SPENDING DASHBOARD
Your net worth, monthly pulse, and top spending categories — all at a glance. Filter by month, quarter, or year with a single tap.

TRACK EVERY TRANSACTION
Every account, every transaction, automatically categorized and searchable. Income, expenses, and transfers — organized the way you think about money.

BUDGET PLANNER
Set budgets based on your real spending. Get alerted when you're close to the edge. Unspent budget never disappears.

RECURRING BILLS TRACKER
Automatically detect every subscription and recurring charge. See what's due, when it's due, and how much your monthly commitments total. No more surprise charges.

INVESTMENT TRACKING (GOAT)
Track all your investment accounts in one place. Holdings by ticker, daily price change, all-time gain/loss, and asset allocation.

AI FINANCIAL ASSISTANT
Chat with your finances. Ask anything — "How much did I spend on restaurants last month?" — and get instant, personalized answers.

FAMILY & PARTNER SHARING
Share accounts and see spending across your whole household. Keep individual accounts private while staying aligned on shared finances.

SAVINGS GOALS
Set goals for anything — vacation, emergency fund, down payment. Track progress and stay motivated.

14-DAY FREE TRIAL — no credit card needed.
Bank-grade AES-256 encryption. Your credentials are never stored.

Privacy Policy: https://shayrapp.com/privacy-policy
Terms of Use: https://shayrapp.com/terms-of-service

## Key features

- Connect bank accounts
- Automatic transaction categorization
- Smart spending dashboard
- Budget planner with alerts
- Recurring bills and subscriptions tracker
- Investment tracking
- AI financial assistant
- Family and partner sharing

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Bussin Annual | $29.99 | per year |
| GOAT | $5.99 | per month |
| GOAT Annual | $49.99 | per year |
| Bussin | $2.99 | per month |


## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/shayr-budget-and-money-tracker/id6695705923/reviews.md

### 4/5 — Just what I was looking for

*2025-05-16*

This app is exactly what I was looking for to manage our family expenses. Great experience so far!

## Frequently asked questions about Shayr

### What is Shayr's free trial?

Shayr offers a 14-day free trial with no credit card required. This allows users to explore the app's features before committing to a subscription plan.

### How secure is Shayr?

Shayr uses bank-grade AES-256 encryption to protect your financial data. Your bank credentials are never stored by the application.

### What are the subscription plans for Shayr?

Shayr offers several subscription tiers, including 'Bussin' at $2.99/month or $29.99/year, and 'GOAT' at $5.99/month or $49.99/year. These plans unlock advanced features and capabilities.

### Can I share my finances with family using Shayr?

Yes, Shayr supports family and partner sharing, allowing you to share accounts and view household spending. Individual accounts can remain private while shared finances are aligned.

### Does Shayr have ads?

No, Shayr does not contain advertisements. The app is ad-free, ensuring an uninterrupted user experience.

### How often is Shayr updated?

The latest version of Shayr is 1.3.16, and it was last updated on April 26, 2026. This indicates a commitment to regular updates and improvements.

### What devices does Shayr support?

Shayr is available for iPhone and iPod devices, providing a mobile-first experience for managing your finances.

### What is the age rating for Shayr?

Shayr has an age rating of 17+, suggesting it is designed for mature users who can understand and manage financial concepts.

## Version history (last 5 releases)

### 1.3.16 — 2026-04-26

• Dashboard loads with an animated skeleton while data is fetching — no more blank flash
• Recurring tab now shows your total monthly spending across all recurring charges
• Transactions refresh instantly when you tap a notification or return to the app
• Smoother dashboard animations when your data loads in

### 1.1.8 — 2026-03-20

Bug fixes and improvements to performance and notification settings.

### 1.1.7 — 2026-03-16

v1.1.7 — Polish & Demo Mode

• Fresh Shayr. wordmark branding throughout the app
• Family circle now shows partner profile and name correctly
• Investments screen now visible in demo mode
• Fixed family page layout issues
• Improved demo mode onboarding popup
• Performance and stability improvements

### 1.1.0 — 2026-03-02

Fresh new look with our updated teal brand identity and icon.

**New Features:**
- Recurring Bills tracker — automatically detect and track subscriptions & bills
- Monthly Summary shortcut on the home screen
- Mortgage Readiness calculator with DTI, down payment, and savings analysis

**Improvements:**
- Faster home screen — filter between MTD/QTD/YTD without any loading flash
- Expanded transaction descriptions — see full merchant names
- Improved notification management — delete, reconnect, and categorize from the notifications page
- Reconnect disconnected accounts directly from the Accounts page

**Bug Fixes:**
- Fixed reconnect flow for disconnected bank accounts
- Fixed notification actions (delete + category filter chips)
- Various performance improvements

### 1.0.4 — 2025-07-29

I have implemented a new feature for Insights and a Transaction Graph, allowing users to visually view their transaction amounts through a graph.

## Apps similar to Shayr

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Lumy for YNAB](https://appshunter.io/ios/app/lumy-for-ynab/id6454931849) | 4.7 (43) | Free | Finance |
| [ThinkSmartz](https://appshunter.io/ios/app/thinksmartz/id6482297759) | 5.0 (2) | Free | Finance |
| [Pearl - AI Money Companion](https://appshunter.io/ios/app/pearl-ai-money-companion/id6744872949) | 3.7 (3) | Free | Finance |
| [SavingPalz: Budget & Expense](https://appshunter.io/ios/app/savingpalz-budget-and-expense/id6464551318) | 5.0 (3) | Free | Finance |
| [Cashews](https://appshunter.io/ios/app/cashews/id1582436070) | 4.4 (68) | Free | Finance |
| [Bill Karma - Budget Planner](https://appshunter.io/ios/app/bill-karma-budget-planner/id1261090937) | 3.8 (26) | Free | Finance |

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-24.*
