# Shelby State Bank

> Mobile banking for personal financial management and transactions. (iPhone/iPad app by The Shelby State Bank, Inc..)

- Source: https://appshunter.io/ios/app/shelby-state-bank/id6474641828 (this page in markdown: same URL + `.md`)
- Developer: [The Shelby State Bank, Inc.](https://appshunter.io/developer/1290897695)
- Category: Finance
- Price: Free
- Rating: 4.70/5 from 610 App Store ratings · 8 written reviews indexed
- Age rating: 17+
- Requires: iOS 18.4 · 171 MB
- Languages: American English, European Spanish
- Released: 2024-03-24
- Data updated: 2026-08-26
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/shelby-state-bank/id6474641828/reviews.md

## What is Shelby State Bank?

Shelby State Bank - Mobile is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances.
  
Here’s what you can do with Shelby State Bank - Mobile:
  
·        Set up alerts so you know when your balance drops below a certain amount.

·        Make payments, whether you’re paying a company or a friend.

·        Transfer money between your accounts.

·        Deposit checks in a snap by taking a picture of the front and back.

·        Set controls on your debit card or turn it off if you’ve misplaced it.

·        View and save your monthly statements.

·        Find branches and ATMs near you.
 
Secure your account with a 4-digit passcode or biometric on supported devices.

## Key features

- Account alerts
- Bill and person payments
- Money transfers
- Mobile check deposit
- Debit card controls
- View statements
- Find branches/ATMs

## Recent user reviews (8 of 8)

All indexed reviews: https://appshunter.io/ios/app/shelby-state-bank/id6474641828/reviews.md

### 5/5 — So easy

*2026-06-01*

So easy to upload checks and not waste time out of my very busy day thanks shelby

### 5/5 — Love this app!

*2026-04-28*

This app is so easy to use and gives me everything I need to do my online banking.

### 1/5 — App

*2026-04-28*

Very slow app. Will not give you the correct amount that’s on your card or in your savings then charge you a overdraft fee of $35 for their mistakes

### 1/5 — Money

*2026-01-11*

You denied a translation but took money out anyway. If you’re not going to transfer my money, then put it back on the card . Have a 24/7 number for these situations

### 1/5 — App not compatible with older iPhones

*2025-11-02*

The latest update to the Shelby banking app does not recognize operating systems for older iPhones. Useless now.

### 1/5 — Boo

*2025-02-14*

This app is ridiculous it does not work at all. 
The staff are nice nothing against the bank at all. But the original one they had was a lot better this app is more of a headache than what it's worth 0 stars.

### 5/5 — New bill pay options

*2024-04-25*

I no longer have the option to submit the “amount due and on date due” It appears I now need to do this on a monthly basis which basically eliminates what the bill pay did for me. I have also gone to the North Muskegon branch and received the same information. I would appreciate notification that this indeed is the case so I can make other arrangements.

### 1/5 — the wrost

*2024-03-30*

This is the worst banking app I have used to date. The old banking app was much better then this. It does not display a running balance after each transaction and transactions are not added to or subtracted from your balance right away anymore. I could suggest anything it would be to add back the running balance totals like it was in the old app and make it more efficient in real time. I am supposed to have a security feature on my debit card to protect me from over drawing my account, that if the money is not in my account it will decline the transaction, but when the app can not keep up with the purchases and it is allowing transactions to post when there is not enough in the account. Vice versa when there has been money added to the account because of the delay in posting i am unable to use my card right away. i think there is an issue that needs to be fixed.

## Frequently asked questions about Shelby State Bank

### What can I do with the Shelby State Bank mobile app?

The app allows you to manage your finances by setting up account alerts, making payments to companies or friends, transferring money between your accounts, and depositing checks by taking pictures. You can also control your debit card, view and save monthly statements, and find nearby branches and ATMs.

### How secure is the Shelby State Bank mobile app?

The app offers secure access through a 4-digit passcode or biometric authentication on supported devices. This helps protect your financial information and account access.

### Is the Shelby State Bank mobile app free to use?

Based on the provided information, the app is free to download and use. There are no mentions of subscription fees or in-app purchases.

### Can I deposit checks using the app?

Yes, the app features a mobile check deposit function. You can deposit checks by simply taking a picture of the front and back of the endorsed check directly through the app.

### What if I lose my debit card?

If you misplace your debit card, the app allows you to set controls on it or turn it off entirely. This provides a quick and convenient way to secure your account if your card is lost or stolen.

## Version history (last 5 releases)

### 3.37.0 — 2026-08-19

Version 3.37.0
• Bug fixes and performance improvements

### 3.36.0 — 2026-07-16

Version 3.36.0
• Bug fixes and performance improvements

### 3.35.0 — 2026-06-10

Version 3.35.0
• Bug fixes and performance improvements

### 3.34.1 — 2026-05-22

Version 3.34.1
• Bug fixes and performance improvements

### 3.34.0 — 2026-05-18

Version 3.34.0
• Bug fixes and performance improvements

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## More apps by The Shelby State Bank, Inc.

- [Shelby State Bank Mobile](https://appshunter.io/ios/app/shelby-state-bank-mobile/id1290897696)
- [SSB Business Mobile](https://appshunter.io/ios/app/ssb-business-mobile/id6502453524)

All apps by The Shelby State Bank, Inc.: https://appshunter.io/developer/1290897695

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*