This app helps you manage your finances by predicting upcoming bills and subscriptions before payday. It provides a clear 'Safe-to-Spend' number and offers guidance on managing cash flow to avoid shortfalls.
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August 1, 2026
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Shelter helps you budget your bills and understand how much money is safe to spend before your next payday. It analyzes upcoming expenses like bills, subscriptions, and debt payments to give you a clear financial picture.
Shelter uses Plaid for a secure, read-only bank connection, meaning it cannot move money or make changes to your accounts. The app is designed with privacy and security as top priorities, and it does not sell your financial data.
No, Shelter is ad-free. The developers state they do not sell your financial data or push unnecessary credit cards.
Shelter offers a monthly subscription for $5.99 or an annual subscription for $79.99. These plans likely unlock premium features beyond the free version.
The latest version of Shelter was released on June 26, 2026, indicating regular updates to maintain functionality and security. The app is available on iPhone and iPad.
Yes, Shelter helps with subscription and autopay creep by allowing you to see recurring charges. This feature can help you identify services you may be able to move, cut, or cancel to save money.
The 'Safe-to-Spend' feature shows you the amount of money actually available in your account after accounting for all upcoming bills and automatic payments. This helps you avoid overspending.
Shelter has an age rating of 4+, making it suitable for a wide range of users. It is designed to be a helpful tool for managing personal finances.
