# Shield Money - Expense Tracker — Budgets, Goals & Net Worth > Budgets, Goals & Net Worth (iPhone/iPad app by Joey Tawadrous.) - Source: https://appshunter.io/ios/app/shield-money-expense-tracker/id6795681998 (this page in markdown: same URL + `.md`) - Developer: [Joey Tawadrous](https://appshunter.io/developer/455577519) - Category: Finance, Productivity - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 15.1 · 36 MB - Languages: American English - Released: 2026-09-01 - Data updated: 2026-09-26 - User reviews in markdown: https://appshunter.io/ios/app/shield-money-expense-tracker/id6795681998/reviews.md ## What is Shield Money? Shield Money is a private expense tracker for spending, budgets, savings goals, and net worth — without linking your bank. Most finance apps want your bank login and your data before you feel in control. Shield Money is different. Add accounts, log transactions, set budgets, and watch your net worth over time — no bank linking required. WHY YOU’LL LIKE IT • Expense tracking that stays simple and fast • Budgets by category, with optional overspend protection • Savings goals with clear progress • Net worth history, growth projections, and run rate / runway • Cash flow by day, with charts that show where money goes • Private by default — no bank sync required HOW IT HELPS DAY TO DAY Log spending as it happens — optionally updating account balances. Keep budgets honest, and block overspending if you want. Set goals you can actually see. Open Net Worth for assets, liabilities, distribution charts, and how your wealth is moving. A short guided tour gets you started; replay it anytime from Settings. CASH FLOW & PLANNING • Income and expenses across multiple accounts and categories • Day picker to review and log entries by date • Day pie charts for income and spending by category • Monthly category budgets with spent / left progress • Optional block when an expense would exceed a budget • Savings goals with target, note, color, and progress NET WORTH & PROJECTIONS • Assets and liabilities with sortable account lists • Overview growth chart with adjustable time horizons • Asset and liability distribution pie charts • Projected growth or depreciation per account • Custom growth settings and cash-flow overlays • Run rate and runway with configurable balance and spend sources BUILT FOR CLARITY • CSV import and export when you’re moving data in or out • Large currency list with symbols in Settings • Sort accounts A–Z or by value; sort Cash Flow by date, amount, or name • Light, dark, and system themes • Account and category colors that adapt to theme • Clear all data for a clean slate • Works fully offline — your data stays on your device GO PRO WHEN YOU’RE READY Free includes up to 3 accounts, 3 budgets, 3 goals, and 30 cash flow items. Shield Money Pro unlocks unlimited tracking, growth projections, run rate settings, over-budget blocking, custom themes, and CSV import/export — via monthly, yearly, or lifetime purchase. New subscribers get a 7-day free trial on monthly and yearly plans. Download Shield Money. Track spending. Hit your budgets. Grow your net worth. TERMS OF USE (EULA) https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.launchvibe.app/privacy ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Shield Money Premium Monthly | $2.99 | per month | | Shield Money Premium Monthly | $14.99 | per year | **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Shield Money Premium Lifetime | $29.99 | one-time | ## Version history (last 3 releases) ### 1.2.0 — 2026-09-24 Try Shield Money Pro free for 7 days — unlimited tracking, budgets, and goals. FREE TRIAL • 7-day free trial on monthly and yearly Pro • Try unlimited accounts, cash flow, budgets, goals, and more • Cancel anytime before the trial ends ### 1.1.0 — 2026-09-09 Use Shield Money in your language — 8 languages in Settings, from English to Swedish. • Pick English, Spanish, French, German, Portuguese, Italian, Dutch, or Swedish in Settings • Accounts, budgets, transactions, and goals follow your language choice MORE APPS • Discover our other apps — tap an icon at the bottom of Settings • Track assets and liabilities, with distribution pie charts • Watch net worth grow on the overview chart • Project growth with per-account rates or custom settings • See run rate and runway, and choose how they’re calculated ALSO INCLUDED • Guided tour for new users (replay anytime from Settings) • Sort accounts and Cash Flow the way you like • Currency picker, plus light, dark, and system themes • Clear all data when you want a fresh start SHIELD MONEY PRO • Unlock unlimited accounts, cash flow items, budgets, and goals • Growth chart, custom growth and run rate settings, over-budget blocking, themes, and CSV import/export • Monthly, yearly, or lifetime — App Store localized prices with purchasing-power regional pricing • Yearly price shows the billed amount first, with monthly equivalent as secondary context Take control of spending, budgets, and wealth — starting today. ### 1.0.1 — 2026-09-01 No release notes. ## More apps by Joey Tawadrous - [Contact - People Organizer](https://appshunter.io/ios/app/contact-people-organizer/id1101260252) - [Streak Tasks - Habit Tracker](https://appshunter.io/ios/app/streak-tasks-habit-tracker/id1195440882) - [Factly - Daily random facts](https://appshunter.io/ios/app/factly-daily-random-facts/id1200288775) - [Sunrise Alarm - Surprise Clock](https://appshunter.io/ios/app/sunrise-alarm-surprise-clock/id1360309647) - [Calm Meditation & Relaxation](https://appshunter.io/ios/app/calm-meditation-and-relaxation/id1431521616) - [Daily Streaks - Habit Tracker](https://appshunter.io/ios/app/daily-streaks-habit-tracker/id6791695957) All apps by Joey Tawadrous: https://appshunter.io/developer/455577519 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-26.*