# SHIN理想記帳

> Proportional budgeting and spending analysis app for financial planning. (iPhone/iPad app by KINGWAY MEDIA CO., LTD..)

- Source: https://appshunter.io/ios/app/shin/id1616469322 (this page in markdown: same URL + `.md`)
- Developer: [KINGWAY MEDIA CO., LTD.](https://appshunter.io/developer/1861368921)
- Category: Finance, Productivity
- Price: Free
- Rating: 4.80/5 from 5 App Store ratings
- Age rating: 4+
- Requires: iOS 13.2 · 98 MB
- Languages: American English, Chinese (Traditional, Taiwan)
- Released: 2022-07-05
- Data updated: 2026-08-25
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/shin/id1616469322/reviews.md

## What is SHIN理想記帳?

李勛 SHIN LI／新生代理財投資YouTuber
在沒有富爸爸和任何財經科系背景下，透過自行學習投資理財幸運地在25歲存到了第一桶金！將自己花心思整理的各式小資理財資訊製作成影片，在Youtube成功吸引了超過30萬人訂閱、累積4000萬次觀看。

李勛本次與台灣財經資訊龍頭公司CMoney合作，將自己獨家的記帳方法和理財思維產品化，開發了這款「Shin理想記帳」。




––––功能特色介紹––––


獨家1>>比例記帳法
理想記帳中的比例記帳法，是利用比例分配的方式，將每個月的收入按比例分配至「生活、投資、儲蓄」三種帳戶，並可以時時檢視各帳戶狀態，且能夠在帳戶間彼此轉帳。
能夠幫助使用者量入為出，在消費支出前就先將每個月的現金流妥善規劃，確實將財富穩定累積下來。



獨家2>>【想要/需要】報表
更在日常記帳中規劃了【想要/需要】標籤，幫助使用者在記帳時能夠思考消費目的，並能透過報表定期檢視消費細節，真正做到聰明消費。




◆消費分析
統整整月消費狀況，幫你一眼抓出財務漏洞。


◆雲端自動上傳資料
換手機、換平台、換版本，安全還原完整資料。


◆帳務報表
詳盡多彩的報表，即時掌握收支狀況



◆自訂分類icons
自由調整分類icon，多款可愛icon任你選



◆記帳提醒
自訂每日提醒時間，系統自動提醒，不用再擔心金魚腦袋




-------
希望透過ShinLi個人實證有效的理財記帳方法，
與你交朋友，陪伴你存下每一分夢想的基礎。



利用簡單的記帳流程，幫助你養成理財的好習慣
規劃三大帳戶讓你可以清楚看見財富的累積
協助你思考並清楚規劃每筆現金流的意義
搭配 ShinLi 總是第一手更新的各家銀行 信用卡&帳戶 優惠資訊
真正做到『聰明消費，輕鬆理財，理想記帳。』

## Key features

- Proportional budgeting method
- Allocate income to living, investment, savings
- Categorize spending as 'wants' or 'needs'
- Consumption analysis reports
- Cloud automatic data upload
- Customizable category icons
- Daily journaling reminders


## Frequently asked questions about SHIN理想記帳

### Does SHIN理想記帳 have ads?

Yes, SHIN理想記帳 contains advertisements. This is common for free finance applications that offer robust features.

### What is the proportional budgeting method in SHIN理想記帳?

The proportional budgeting method in SHIN理想記帳 allows users to allocate their monthly income into 'living', 'investment', and 'savings' accounts, helping to pre-plan cash flow and accumulate wealth.

### How does SHIN理想記帳 help with smart spending?

SHIN理想記帳 includes a 'wants/needs' tag for daily entries, encouraging users to consider the purpose of their spending. Regular reports then allow users to review spending details and make smarter consumption choices.

### Is my financial data safe with SHIN理想記帳?

Yes, SHIN理想記帳 offers cloud automatic data upload, ensuring your complete data can be safely restored when changing phones, platforms, or versions.

### What devices does SHIN理想記帳 support?

SHIN理想記帳 is available on iPhone and iPod devices. It is designed for users within the Apple ecosystem.

### How often is SHIN理想記帳 updated?

The latest version of SHIN理想記帳 is 1.17, which was last updated on December 6, 2022. This indicates a relatively active development cycle.

### What is the user sentiment for SHIN理想記帳?

SHIN理想記帳 has a high rating of 4.7 stars from 3 ratings, suggesting positive user sentiment among its current user base.

### Can I customize the look of SHIN理想記帳?

Yes, SHIN理想記帳 allows you to customize category icons with a variety of cute options, enabling a personalized journaling experience.

## Version history (last 5 releases)

### 1.17 — 2022-12-06

V 1.7
-新增【理財討論區】功能
希望讓大家在每天認真記帳理財的同時，能有個地方鼓勵大家分享和接收最新的即時優惠資訊，在通膨環境中一起做好開源節流，一點一滴累積財富 !

### 1.16 — 2022-10-07

- 修正首頁月支出金額計算錯誤
- 修正生活帳戶日期選取彈窗空白錯誤

### 1.15 — 2022-08-30

V1.15
1. 設定比例方式，新增 "手動輸入"方式，可更精確輸入欲分配金額，由系統幫您計算分配百分比。

-部分 Bug 及 畫面調整

### 1.10 — 2022-08-23

V1.1
1. 首頁畫面調整，更多與記帳相關資訊。
2. 生活帳戶中，轉帳項目獨立顯示，不會再與收入/支出搞混。

### 1.02 — 2022-07-14

修復部分bug

## Apps similar to SHIN理想記帳

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Pennyworth Expense Tracker App](https://appshunter.io/ios/app/pennyworth-expense-tracker-app/id954944283) | 4.8 (1,285) | Free | Finance |
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## More apps by KINGWAY MEDIA CO., LTD.

- [CWMoney Pro - Expense Tracker](https://appshunter.io/ios/app/cwmoney-pro-expense-tracker/id555612465)
- [CWMoney](https://appshunter.io/ios/app/cwmoney/id1029760973)
- [雲端發票集點王](https://appshunter.io/ios/app/id1284449476)
- [發票載具：統一發票對獎+雲端加碼獎+夢幻發票自訂圖片](https://appshunter.io/ios/app/plus-plus/id1434785043)
- [存錢小豬公](https://appshunter.io/ios/app/id1434817198)
- [Money錢-理財知識隨身讀](https://appshunter.io/ios/app/money/id1440110635)

All apps by KINGWAY MEDIA CO., LTD.: https://appshunter.io/developer/1861368921

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*