# Shiny - Smart Money Tracker — Income, Spend & Budget Tracker

> AI-powered personal finance tracker for income, expenses, and budgeting. (iPhone/iPad app by Duy Dung Phung.)

- Source: https://appshunter.io/ios/app/shiny-smart-money-tracker/id6746069129 (this page in markdown: same URL + `.md`)
- Developer: [Duy Dung Phung](https://appshunter.io/developer/1558957620)
- Category: Finance, Productivity
- Price: Free
- Rating: 5.00/5 from 3 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.6 · 40 MB
- Languages: English, Japanese, Korean
- Released: 2025-05-27
- Data updated: 2026-07-05
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/shiny-smart-money-tracker/id6746069129/reviews.md

## What is Shiny?

You get sick of logging every expense by hand or losing control of where your money goes? It's time to meet Shiny - AI Money Manager.

Shiny - Your Smart & Friendly Money Sidekick
Shiny, the smart money tracker that keeps an eye on your spending and income automatically, thanks to clever AI magic. It’s like having a personal finance buddy who knows your habits, gives smart suggestions, and chats with you to keep your money life on track without the boring bits.

Shiny Money - Budgeting Made Effortless (and Fun!)
Whether you’re a busy bee, a laid-back dreamer, or someone who never thought budgeting could be fun, Shiny is here for you. Track your daily income, log expenses in seconds, and see exactly where your money goes. Use your voice, send a quick chat, or tap a button, it works your way. Shiny makes budgeting feel effortless, friendly, and just a little bit addictive.

For example, you can interact with Shiny as human:
Whether it's a little treat or a big spend, Shiny reacts like someone who cares
	- Boyfriend: “You deserve it, babe. But let’s keep it balanced, okay?”
	- Angry Mom: “$80 on takeout again?! We have food at home!”
	- Financial Coach: “That’s 10% of your monthly budget. Want to set a limit?”

Shiny - Smart money tracker makes money tracking feel human. Supportive. Fun. Real.
No more boring lists. Just honest, helpful conversation. Shiny is vibing with you!

Our app uses natural AI that understands your input. Instead of filling out forms, the AI auto fills everything for you, so you can stay focused on your expenses. As AI gets smarter and friendlier, so does our app. Shiny brings your money tracking experience to a whole new level.

Key Features:
	- Natural tracking through chat & voice, like talking to a personal assistant
	- Smart categorization, no need to fill up long form
	- Personalized assistant human like AI
	- Budgets & goals, set target and stays in control
	- No signup, no bank links, no credit cards, totally safe and private
	- Visual charts to help you see where your money goes.
	- Light & fast UI

Shiny isn’t just another expense tracker. It’s your intelligent financial companion, helping you reflect, plan, and grow. Every message is a step toward better money habits.

Download Shiny - AI Budget Money Manager today
Your smartest step toward financial clarity.

## Key features

- AI-powered expense tracking
- Natural language and voice input
- Smart categorization
- Personalized AI assistant
- Budget and goal setting
- Visual spending charts
- No signup or bank linking

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/shiny-smart-money-tracker/id6746069129/reviews.md

### 5/5 — Amazing tracker

*2025-07-30*

That app use AI in a clever way. Tracking money easier and faster. It does not offer card or bank linking, it feel safe totally

## Frequently asked questions about Shiny

### Does Shiny have ads?

Yes, Shiny contains advertisements. As an ad-supported application, it displays ads to users.

### What is the pricing for Shiny?

Shiny is available for free. The app is supported by advertisements.

### How does Shiny track expenses?

Shiny uses natural AI to understand your input via chat or voice. It automatically categorizes your spending, eliminating the need for manual form filling.

### Is Shiny safe and private?

Yes, Shiny emphasizes safety and privacy. It does not require signup, bank links, or credit card information, ensuring a totally safe and private experience.

### What devices does Shiny support?

Shiny is available on iPhone and iPad devices, offering a seamless experience across Apple's mobile ecosystem.

### How often is Shiny updated?

Shiny was last updated on August 22, 2025, indicating a recent focus on development and improvements. The current version is 0.2.3.

### What is the age rating for Shiny?

Shiny has an age rating of 4+, making it suitable for a wide range of users, including younger individuals learning about financial management.

### Can I set financial goals with Shiny?

Yes, Shiny allows you to set budgets and goals. You can define targets and stay in control of your financial objectives.

## Version history (last 5 releases)

### 0.2.3 — 2025-08-22

- Improvements & bug fixes

### 0.2.2 — 2025-08-10

- Improvements & bug fixes

### 0.2.1 — 2025-08-06

- Improvements & bug fixes

### 0.2.0 — 2025-08-01

- Improvements & bug fixes

### 0.1.9 — 2025-07-30

- Improvements & bug fixes

## Apps similar to Shiny

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [How I Spend My Money](https://appshunter.io/ios/app/how-i-spend-my-money/id6744576786) | — | Free | Finance |
| [Fintry](https://appshunter.io/ios/app/fintry/id6744562570) | 5.0 (2) | Free | Finance |
| [Daily Budget Original](https://appshunter.io/ios/app/daily-budget-original/id651896614) | 4.7 (4,840) | Free | Finance |
| [Financial Insights](https://appshunter.io/ios/app/financial-insights/id6466364757) | 5.0 (1) | Free | Finance |
| [Hero Finance: AI Money Manager](https://appshunter.io/ios/app/hero-finance-ai-money-manager/id6749908401) | — | Free | Finance |
| [LedgerAI - Expense Tracker](https://appshunter.io/ios/app/ledgerai-expense-tracker/id6748126520) | — | $1.99 | Finance |

## More apps by Duy Dung Phung

- [Manga Max - Read Manga Online](https://appshunter.io/ios/app/manga-max-read-manga-online/id1558957618)
- [Crossy Dots - Collect Em All!](https://appshunter.io/ios/app/crossy-dots-collect-em-all/id1664309418)
- [Mini Games - Game Pack](https://appshunter.io/ios/app/mini-games-game-pack/id6544788922)

All apps by Duy Dung Phung: https://appshunter.io/developer/1558957620

## Related topics

[smart budget money tracker](https://appshunter.io/ios/topics/smart-budget-money-tracker)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-05.*