# ShredPay: BTC, Crypto, Invest — Standard for Trust in Crypto

> Buy, sell, store, and earn yield on crypto with secure, compliant blockchain finance. (iPhone/iPad app by ShredPay Markets, LLC.)

- Source: https://appshunter.io/ios/app/shredpay-btc-crypto-invest/id6756659310 (this page in markdown: same URL + `.md`)
- Developer: [ShredPay Markets, LLC](https://appshunter.io/developer/1862138273)
- Category: Finance
- Price: Free
- Rating: 5.00/5 from 7 App Store ratings · 2 written reviews indexed
- Age rating: 17+
- Requires: iOS 17 · 45 MB
- Languages: English
- Released: 2026-02-24
- Data updated: 2026-10-01
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/shredpay-btc-crypto-invest/id6756659310/reviews.md

## What is ShredPay?

ShredPay is a U.S.-based financial application providing compliant blockchain finance. Offered direct-to-consumer or as a white-labeled solution for financial institutions, ShredPay enables individuals and businesses to buy and sell digital assets, securely store them in a non-custodial wallet, deploy assets to decentralized finance protocols that are independently risk-rated by ShredPay Research, and make stablecoin payments, all through intuitive, user-friendly flows. 

What you can do with ShredPay:

Buy USDC through a regulated partner
Use the “Deposit” button on the app to purchase USDC with USD from your bank account via our integrated partner. Your USDC is delivered directly to your ShredPay-connected wallet.

Earn responsible DeFi yield
Use the “Earn” button to access curated risk-rated yield opportunities from leading DeFi protocols — including Aave and Morpho — through a simplified and user-friendly experience. 

Send USDC payments
Easily transfer USDC stablecoins to other ShredPay users, or accept payments from non-ShredPay users This is accessed through the “Pay” button on the app.

Buy and Sell Crypto
Use the “Buy” button at the top of your app to purchase cryptocurrency with the USDC from your ShredPay wallet.  When you are ready to sell, toggle to sell (or select sell from the main menu) and select the cryptocurrency you wish to sell.  Once sold, the USDC value will be delivered to your ShredPay wallet.

## Key features

- Buy and sell digital assets
- Secure non-custodial wallet
- Deploy assets to DeFi protocols
- Earn yield from DeFi opportunities
- Make stablecoin payments
- Risk-rated DeFi protocols

## Is ShredPay safe?

Not enough ratings yet to assess ShredPay.

## Is ShredPay legit?

ShredPay: BTC, Crypto, Invest has limited verification signals. The AppsHunter Legitimacy Score for ShredPay is 48 out of 100 points across 7 verification signals from App Store and developer data.

## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/shredpay-btc-crypto-invest/id6756659310/reviews.md

### 5/5 — DeFi that doesn't make me feel like I need a computer science degree

*2026-03-08*

I've been dabbling in crypto for a couple years but always stayed on Coinbase because every DeFi app I tried felt like it was built for developers, not normal people. ShredPay is the first one where I actually understood what I was doing within five minutes of opening it. Deposited some cash, moved it to USDC, and found yield vaults that were clearly labeled with risk ratings.

The fact that everything is on-chain and I'm not handing my assets over to some exchange wallet is a big deal to me after what happened with FTX. My keys, my coins, but without the usual headache of managing seed phrases and browser extensions. The passkey login is seamless.

This app is cleaner and easier to use than anything else I've tried in this space.

### 5/5 — Great App and Easy Crypto Investing

*2026-03-05*

Love this application makes it really easy to invest in crypto and the apy are super high!

## Frequently asked questions about ShredPay

### What cryptocurrencies can I buy and sell with ShredPay?

ShredPay allows you to buy and sell various cryptocurrencies using USDC from your ShredPay wallet. You can also purchase USDC directly with USD from your bank account through an integrated partner.

### How does ShredPay help me earn yield?

ShredPay provides access to curated, risk-rated yield opportunities from leading DeFi protocols like Aave and Morpho. You can use the 'Earn' button to deploy your assets and generate responsible DeFi yield.

### Is ShredPay secure for storing my crypto?

Yes, ShredPay offers a secure, non-custodial wallet for storing your digital assets. This means you maintain control over your private keys.

### What is the age rating for ShredPay?

ShredPay has an age rating of 17+, indicating it is intended for mature users due to the financial and investment nature of the application.

### How often is ShredPay updated?

The latest version of ShredPay is 1.0.61, and it was last updated on March 27, 2026. This suggests a relatively active development cycle.

### What devices does ShredPay support?

Currently, ShredPay is supported on iPhones. Information regarding Android or other device compatibility is not provided in the data.

### Does ShredPay have ads?

No, ShredPay does not contain advertisements. The application is free to use without any ad interruptions.

### What makes ShredPay's DeFi protocols unique?

ShredPay offers independently risk-rated DeFi protocols through ShredPay Research. This feature aims to provide users with a more informed approach to deploying assets in decentralized finance.

## Version history (last 5 releases)

### V2.0.3 — 2026-05-21

1.Cross-chain token purchase
    2.Cross-chain vault purchase

### V2.0.2 — 2026-04-21

1.Added Guest Mode
2.Fixed other bugs

### 1.0.61 — 2026-03-27

Token price chart optimization

### 1.0.6 — 2026-03-23

1.The 250 USD limit adjustment applies only to Astra, not to Coinbase.
2.Add a price trend chart to the Token “About” page.
3.The 24h change should include token price fluctuations.
4.When there are no pending orders on the homepage, display orders from Recent Activity.
5.Revamp the login page.
6.Other optimizations.

### 1.0.5 — 2026-03-11

• Improvements to data display accuracy
• Performance enhancements and minor bug fixes

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-01.*