# Shwary — Funds transaction, low cost

> All-in-one platform for fast, safe, and convenient payments. (iPhone/iPad app by Shwary.)

- Source: https://appshunter.io/ios/app/shwary/id6758333861 (this page in markdown: same URL + `.md`)
- Developer: [Shwary](https://appshunter.io/developer/1872337023)
- Category: Finance, Shopping
- Price: Free
- Rating: 5.00/5 from 2 App Store ratings · 1 written reviews indexed
- Age rating: 17+
- Requires: iOS 15.1 · 60 MB
- Languages: American English
- Released: 2026-02-04
- Data updated: 2026-09-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/shwary/id6758333861/reviews.md

## What is Shwary?

Shwary is your all-in-one platform for fast, safe, and convenient payments. Whether you need to buy electricity, pay bills, or send money to friends and family, Shwary makes it simple and reliable.

## Key features

- Fast payments
- Safe transactions
- Convenient bill payments
- Send money to friends and family
- Buy electricity

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/shwary/id6758333861/reviews.md

### 5/5 — Mambo ni shwary

*2026-02-04*

Right on Time before Val- usitakijuwa

**Developer response:** Thanks for you kind words

## Frequently asked questions about Shwary

### What can I do with Shwary?

Shwary allows you to make fast, safe, and convenient payments. You can use it to buy electricity, pay bills, and send money to friends and family.

### Is Shwary secure?

Yes, Shwary is designed to be a safe platform for your financial transactions, ensuring your payments are protected.

### What devices does Shwary support?

Shwary is currently supported on iPhone and iPod devices.

### What is the age rating for Shwary?

Shwary has an age rating of 17+, indicating it is intended for mature users.

### How often is Shwary updated?

The latest version of Shwary was released on May 10, 2026, suggesting regular updates to improve functionality and security.

### Does Shwary have ads?

No, Shwary does not contain advertisements, providing an uninterrupted user experience.

### What are the transaction types supported by Shwary?

Shwary supports various transaction types including bill payments, electricity purchases, and peer-to-peer money transfers.

### What is the user sentiment for Shwary?

Based on available data, Shwary has a perfect rating of 5.0 stars from 1 rating, indicating very positive initial user sentiment.

## Version history (last 5 releases)

### 1.0.28 — 2026-09-08

You can now add a second phone number to your Shwary account,
After adding a number in Settings -> Phone numbers, a chip appears on the home screen showing which line is active. Tap it to switch number. You can remove the second number at any time.

### 1.0.27 — 2026-08-29

We update Shwary every week to make it faster, simpler and more reliable for you. 

This week: fixed OTP delivery so your verification code always reaches you - request it by Whatsapp if sms is slow - plus general user experience improvements.

### 1.0.26 — 2026-08-12

Every week we ship improvements to make sending money simpler and faster. Here's what's new:

• Verify your identity in the app to unlock higher daily sending limits.
• See your daily limit and how much you've used, right in Settings.
• Invite friends, track your rewards, and send money for free with your credit.
• Bug fixes and a smoother, refreshed look.

### 1.0.25 — 2026-08-04

- Invite friends to earn free transfers. 
- Apply your free transfer credit with zero fees. 
- Redesigned profile editing with a new profile colour picker. 
- Smoother settings and transaction screens, plus various fixes.

### 1.0.24 — 2026-07-17

We want you to have the best possible Shwary experience. This update includes UI polish and improvements to ensure the app’s continued speed and reliability.

## Apps similar to Shwary

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Fondeka](https://appshunter.io/ios/app/fondeka/id6757371679) | 4.0 (1) | Free | Finance |
| [Vaultpay RDC](https://appshunter.io/ios/app/vaultpay-rdc/id6479269700) | 4.2 (6) | Free | Finance |
| [FlexPaie](https://appshunter.io/ios/app/flexpaie/id6757710254) | — | Free | Finance |
| [Dapay](https://appshunter.io/ios/app/dapay/id6752644807) | — | Free | Finance |
| [Dial It: MoMo & USSD](https://appshunter.io/ios/app/dial-it-momo-and-ussd/id1591756747) | 3.4 (5) | Free | Finance |
| [MainMoney: Your Payment App](https://appshunter.io/ios/app/mainmoney-your-payment-app/id6744938050) | — | Free | Finance |

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-10.*