# Shyft – Global Money App — Forex, Investments, Payments

> Global forex, investments, and payments app for saving, spending, and investing. (iPhone/iPad app by Standard Bank Group.)

- Source: https://appshunter.io/ios/app/shyft-global-money-app/id1185422518 (this page in markdown: same URL + `.md`)
- Developer: [Standard Bank Group](https://appshunter.io/developer/469367852)
- Category: Finance, Travel
- Price: Free
- Rating: 4.78/5 from 194 App Store ratings · 68 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.1 · 69 MB
- Languages: English
- Released: 2016-12-14
- Data updated: 2026-08-10
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/shyft-global-money-app/id1185422518/reviews.md

## What is Shyft?

Save, spend, and invest anywhere in the world.

Shyft is the award winning retail forex, investments and payments app that gives you more for less, 24/7. Buy, store, send & invest the cheapest forex with Shyft – no matter where you bank! Shyft will save you time and money with fast transactions, flat rates and no commission fees. With our new-and-improved digital sign-up process, you can complete the entire onboarding process from the convenience of your smartphone. 

Shop
Shop locally and use your ZAR card to make purchases by swiping, or tap and go securely. You can also shop for the latest brands from around the globe using a Shyft virtual forex card. You can also use your virtual card for managing international subscriptions, booking flights or paying for hotels in foreign currency.

Travel
Order Multi-currency Shyft Mastercard debit cards to use while travelling overseas and save up to 5% on card fees. Apart from the four currencies currently available on Shyft, you can use your physical Shyft forex card to withdraw local currency from any Mastercard supported ATM in the country you’re visiting (conversion fees may apply). Buy a souvenir or two with your physical card, and top up your cards anytime, anywhere, right from the app. Travelling to the Far East? We also offer a Union Pay International Card accepted throughout China, order one via the app today.

Invest
Shyft Shares allows you to invest in the top U.S. stocks and ETFs directly from your phone, so now you can also own a share in the world’s best companies. See the most popular shares and how they have been tracking over the last 30 days and create a watchlist to keep your eye on. All you’ll need to start trading is your tax number. 

Need to take money offshore?
The Shyft Global Wallet provides you with a safe and secure way to purchase and hold foreign currencies at the cheapest rates. You can also easily and conveniently send forex to an offshore bank account by creating an offshore beneficiary and transferring funds as and when required. Payments to the US, UK and Europe can take less than a day to settle.

Get your money moving
So, you’ve got the app and your cards, you’ve bought forex, but what else does the Shyft app offer you? This should give you an idea: You can send money to Shyft users, for free, or pay international beneficiaries, charged at a flat rate. You can now also access and fund an offshore account with the help of our integrated partners.

Available currencies:
USD
GBP
EUR
AUD
ZAR

Shyft - The Home of the Global Citizen

## Key features

- Save, spend, and invest globally
- Buy, store, send, and invest forex
- Virtual and physical multi-currency cards
- Invest in US stocks and ETFs
- Global money transfers
- Digital onboarding

## Recent user reviews (10 of 68)

All indexed reviews: https://appshunter.io/ios/app/shyft-global-money-app/id1185422518/reviews.md

### 5/5 — Easy and painless

*2026-02-17, version 5.17.0*

Always an easy and painless way of transferring funds

### 5/5 — Incredible App! 🤩

*2026-01-27, version 5.17.0*

Shyft has changed my life! I travel frequently and using it has made my life SO MUCH easier when I need funds abroad 😅 I have never run into an app error, never had to wait on someone on the backend to update / approve something - I am able to FULLY buy foreign currencies, move funds, create virtual cards for spending and it’s all SEAMLESS! I can even move funds into vault to earn interest! Could the charges be lower? Sure! But any banking institution is like this. I can’t WAIT until they come out with a $ savings account to earn interest! GO TEAM SHYFT! You guys have changed my life! Thank you!

### 4/5 — Error when purchasing stock

*2026-01-22, version 5.17.0*

Error:
The chosen order type is not supported for this instrument type.

### 5/5 — Easy and quick

*2026-01-08, version 5.17.0*

I love the ease of using Shyft and how responsive the help function is!

### 5/5 — Instrument id is invalid error

*2025-12-15, version 5.17.0*

I cant buy some shares since the update keep on getting an error

### 1/5 — Terrible Support and No Accountability

*2025-11-14, version 5.16.0*

The service from Shyft has been extremely frustrating. My international payment was delayed for days, and when I asked for help, all I got were the same copy-and-paste “awaiting feedback” messages. It didn’t feel like an actual human was assisting me.

I was travelling and could have easily been stranded because of this delay, yet there was zero urgency or accountability from support. No clear updates, no explanation, nothing. The communication is terrible and the customer service is honestly disappointing.

Shyft needs to fix their support and actually help people when things go wrong.

### 1/5 — Downgrade

*2025-11-14, version 5.16.0*

Why have you dropped the total percentage portfolio growth which one use to see over time from the share portfolio screen? This looks like a downgrade. I would like the previous portfolio view back

### 5/5 — Shyft

*2025-09-22, version 5.13.0*

1.  I have done a transfer from dollars to rands but it doesn’t appear in my Standard Bank account.    

2.  I would also like to start a trading account with this App .  Is it possible as I want to use it as my safety net workstation for all my financial activities.

### 4/5 — Shyft keyboard

*2025-08-15, version 5.13.0*

You app would be a lot more user friendly it it automatically defaulted to a keyboard which shows all keys used to enter email addresses and passwords. Many apps have this default and I would value it if you upgraded to that option

### 1/5 — Dividents

*2025-08-12, version 5.13.0*

Why do a person not get notified when a divident is paid and from which company it was paid. Also can not find out how long after the published payment date it will be available in your account.

## Frequently asked questions about Shyft

### What does the Shyft app do?

This app allows users to save, spend, and invest money globally. It facilitates forex transactions, international payments, and investment in U.S. stocks and ETFs. The app aims to provide competitive rates and low fees for all its services.

### What are the key features of Shyft?

Key features include the ability to buy, store, send, and invest in forex, access to virtual and physical multi-currency Mastercard debit cards for global spending, and the option to invest in top U.S. stocks and ETFs. It also offers fast transactions, flat rates, and no commission fees for many services.

### How much does Shyft cost?

The app itself is free to download and use. Monetization appears to be through in-app purchases related to transactions and services, such as currency conversions or international transfers, though specific pricing details for each service are not fully elaborated in the description.

### What currencies can I use with Shyft?

The app supports several major currencies including USD, GBP, EUR, AUD, and ZAR. Users can order multi-currency debit cards and hold these currencies within their Shyft Global Wallet for spending and investing.

### Who is the target audience for Shyft?

This app is designed for global citizens who frequently travel, shop internationally, or wish to invest in foreign markets. It's for individuals seeking a convenient and cost-effective way to manage their money across different countries and currencies.

## Version history (last 5 releases)

### 5.21.0 — 2026-07-01

Minor enhancements to the payment screens
Tax-free investment accounts now available

### 5.20.0 — 2026-05-25

Investing is now smoother, clearer, and more reliable:
Personalise your Invest widgets to suit what matters most to you.
Enjoy a more seamless buy and sell experience.
See clearer pricing with the introduction of bid and ask prices.
Added a helpful prompt if the value of shares entered is below the minimum purchase amount.

Overall a more consistent experience across devices:
Transaction lists look better across mobile, web, and desktop.
Desktop users can enjoy a split‑screen view when adding funds.

### 5.19.0 — 2026-04-23

This update brings refinements across Invest, payments, and FX. We’ve improved share browsing, added clearer descriptions for corporate action tax transactions, and enhanced the Forex journeys. Payments now include better guidance for existing web trader beneficiaries, and we’ve made updates to marketing preferences and consent details during registration. As always, we’ve fixed a few bugs and made performance improvements to keep everything running smoothly.
Thanks for using Shyft!

### 5.18.0 — 2026-03-27

This month we’ve made updates to improve your Invest experience and streamline how you manage your money. You’ll see clearer transaction details, improved pending order sorting, and the option to hide your balances. We’ve also cleaned up the wallet screen, updated withdrawal messaging, and fixed a few issues to keep everything running smoothly.
As always, thanks for using Shyft!

### 5.17.0 — 2025-12-10

It's update time again, so what is new in the app this month? We've focused on UX and UI to help you see, and be able to do, more in the app. 
Numerous bug fixes and enhancements on almost all of our components.

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## More apps by Standard Bank Group

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All apps by Standard Bank Group: https://appshunter.io/developer/469367852

## Related topics

[shyft](https://appshunter.io/ios/topics/shyft) · [move global](https://appshunter.io/ios/topics/move-global)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-10.*