# SI APIK

> Financial accounting app for micro and small businesses with simplified reporting. (iPhone/iPad app by Bank Indonesia.)

- Source: https://appshunter.io/ios/app/si-apik/id1313172111 (this page in markdown: same URL + `.md`)
- Developer: [Bank Indonesia](https://appshunter.io/developer/1198899726)
- Category: Finance, Business
- Price: Free
- Rating: 3.00/5 from 2 App Store ratings
- Age rating: 4+
- Requires: iOS 9.0 · 111 MB
- Released: 2018-03-05
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/si-apik/id1313172111/reviews.md

## What is SI APIK?

Aplikasi akuntansi (pencatatan informasi keuangan/SI APIK) bagi usaha mikro dan kecil. Aplikasi pembukuan ini dapat mencatat jenis transaksi sederhana bagi usaha perorangan (usaha mikro) maupun juga usaha kecil. Perbedaan pencatan usaha mikro dibandingkan usaha kecil terletak pada kompleksitas pencatatan dan laporan keuangan. Usaha Mikro hanya mencatat dan melaporkan sumber dan penggunaan dana, sementara usaha kecil menengah (UKM) menyusun laporan yang lebih lengkap seperti laporan laba rugi, arus kas dan neraca. 


Standard pencatatan tersebut mengacu kepada standard yang disusun oleh Bank Indonesia bersama Ikatan Akuntan Indonesia (IAI). Jadi, sistem pencatatannya sudah baku, diakui dan dapat diterima oleh perbankan maupun lembaga keuangan lainnya. Dengan demikian, laporan-laporan dari aplikasi ini akan dijadikan landasan bagi pengajuan pembiayaan (kredit) kepada perbankan maupun lembaga keuangan lainnya. 

Pencatatan dalam aplikasi ini mencatat double entry (debit-kredit) dengan sistem input single entry atau menurut jenis-jenis transaksinya, bukan menginput berdasarkan akun-akun yang merumitkan. Pengguna tidak perlu memilih transaksi debit dan lawan transaksi kreditnya. Pengguna hanya perlu mengkategorikan apakah transaksi yang akan dicatat termasuk penerimaan atau pengeluaran.

Aplikasi pencatatan keuangan UMKM ini dapat digunakan oleh pelaku usaha mikro perorangan dan pelaku usaha kecil sektor jasa, perdagangan, pertanian, maupun manufaktur. Pencatatan persediaan bibit-pupuk-obat hama sektor pertanian, persediaan bahan material sektor manufaktur dan persediaan barang sektor perdagangan menggunakan metode FIFO yang tidak merumitkan pengguna.

Aplikasi akuntansi bagi UKM ini dapat menyajikan laporan keuangan seperti Neraca, Laba Rugi, Arus Kas dan Rincian Pos Keuangan. Di samping itu, PTK juga dilengkapi dengan laporan kinerja keuangan mencakup solvabilitas, likuiditas, profitabilitas, perputaran modal kerja, kinerja operasional dan repayment capacity dengan penjelasan yang ringkas dan mudah dipahami.

Aplikasi pembukuan (akuntansi) bagi UKM ini dapat digunakan secara GRATIS, TANPA SYARAT. 
-- Tanpa batasan jumlah transaksi yang bisa dicatat
-- Tanpa batasan jumlah entitas usaha yang Anda miliki
-- Tanpa batasan jumlah entitas usaha di setiap sektor
-- Tanpa batasan jumlah barang, bahan material, jenis jasa
-- Tanpa batasan jumlah pemasok, jumlah pelanggan
-- Tanpa batasan periode melihat laporan keuangan
-- Tanpa koneksi internet

## Key features

- Financial transaction recording
- Micro and small business accounting
- Balance sheet and income statement generation
- Double-entry bookkeeping simplified
- FIFO inventory method
- Loan application support


## Frequently asked questions about SI APIK

### What is SI APIK?

SI APIK is a free accounting application designed for micro and small businesses. It helps users record financial transactions and generate reports like balance sheets and income statements, adhering to banking standards.

### Is SI APIK free to use?

Yes, SI APIK is completely free to use with no limitations on transactions, entities, or reporting periods. It is offered without any conditions or requirements.

### What types of businesses can use SI APIK?

SI APIK can be used by individual micro-business owners and small businesses across various sectors including services, trade, agriculture, and manufacturing.

### Does SI APIK require an internet connection?

No, SI APIK does not require an internet connection to be used. It can be utilized offline, making it accessible for businesses in areas with limited connectivity.

### What financial reports can SI APIK generate?

SI APIK can generate key financial reports such as the Balance Sheet, Income Statement, Cash Flow, and a detailed breakdown of financial items. It also provides financial performance reports.

### How does SI APIK handle inventory?

For inventory tracking in agriculture, manufacturing, and trade sectors, SI APIK uses the FIFO (First-In, First-Out) method, which is designed to be user-friendly and not overly complicated.

### What is the update frequency for SI APIK?

The last update for SI APIK was on December 12, 2018, with the latest version being 1.1. This indicates a less frequent update schedule for the application.

### What is the user sentiment for SI APIK based on ratings?

SI APIK has a rating of 3.0 stars from 2 ratings. This suggests a mixed to slightly negative user sentiment based on the limited feedback available.

## Version history (last 1 release)

### 1.1 — 2018-12-12

Fitur terbaru SI APIK :
+ Sektor usaha Perikanan Budidaya
+ Sektor usaha Perikanan Tangkap

## Apps similar to SI APIK

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Action Mobile](https://appshunter.io/ios/app/action-mobile/id1519933134) | — | Free | Finance |
| [Finku: Budget & Money Manager](https://appshunter.io/ios/app/finku-budget-and-money-manager/id1587320325) | 4.8 (21) | Free | Finance |
| [ASTRAPAY](https://appshunter.io/ios/app/astrapay/id1487585085) | 3.4 (5) | Free | Finance |
| [BukaTabungan](https://appshunter.io/ios/app/bukatabungan/id1568933479) | 5.0 (1) | Free | Finance |
| [Permata eBusiness](https://appshunter.io/ios/app/permata-ebusiness/id1167432217) | — | Free | Finance |
| [Mobile Banking Bank Papua](https://appshunter.io/ios/app/mobile-banking-bank-papua/id1569157561) | — | Free | Finance |

## More apps by Bank Indonesia

- [BI Mobile](https://appshunter.io/ios/app/bi-mobile/id1198899727)
- [Laporan Nusantara](https://appshunter.io/ios/app/laporan-nusantara/id6444530601)
- [SIAPIK BI](https://appshunter.io/ios/app/siapik-bi/id6478138028)
- [Kalkulator Hijau](https://appshunter.io/ios/app/kalkulator-hijau/id6618141391)
- [HR Superapps](https://appshunter.io/ios/app/hr-superapps/id6739565919)

All apps by Bank Indonesia: https://appshunter.io/developer/1198899726

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*