# SiBalance: Budget Planner — Private Manual Expense Tracker > Private Manual Expense Tracker (iPhone/iPad app by SIMON PETER BROWN.) - Source: https://appshunter.io/ios/app/sibalance-budget-planner/id6776341469 (this page in markdown: same URL + `.md`) - Developer: [SIMON PETER BROWN](https://appshunter.io/developer/6776341471) - Category: Finance, Lifestyle - Price: Free (on sale, was $4.99) - Age rating: 4+ - Requires: iOS 18 · 20 MB - Languages: American English - Released: 2026-06-23 - Data updated: 2026-10-02 - User reviews in markdown: https://appshunter.io/ios/app/sibalance-budget-planner/id6776341469/reviews.md ## What is SiBalance? Manual budgeting. Redesigned. Take control of your money with a private budget planner built for iPhone and iPad. Free to get started. Unlock SiBalance Full once. No subscription. Plan clearly. Spend calmly. In private. SiBalance gives you a simple, intentional way to understand your money without connecting your bank accounts. Start with one complete budget for free, including the essentials you need for everyday budgeting. If you want more, SiBalance Full unlocks the complete feature set with a single lifetime purchase. No subscriptions. No advertising. No tracking. Built for people who want control, not bank connections. SiBalance helps you understand what is safe to spend or save without losing sight of upcoming bills, recurring expenses or future plans. Instead of relying on bank integrations or complicated budgeting methods, SiBalance gives you a clear picture of your finances through intentional manual budgeting. Stay in control, make informed decisions and spend with confidence based on your real financial situation. Whether you're moving on from spreadsheets, replacing paper budgets or simply looking for a more thoughtful way to manage your money, SiBalance brings manual budgeting into the modern age by choice, not compromise. SIBALANCE FREE Get started with one complete budget and the essentials for everyday budgeting. • One complete budget
• Income and expense tracking
• Manual and recurring transactions
• Categories
• Safe to Spend calculations
• Upcoming payments and quick views
• Complete transaction history
• Transaction and category search
• Support for 159 currencies
• No account required
• No bank connection
• No advertising
• No tracking SIBALANCE FULL Unlock the complete SiBalance experience with one lifetime purchase. • Unlimited budgets
• Goals
• Forecasting
• Insights and trends
• Home Screen and Lock Screen widgets
• Themes and customisation
• Import transactions from screenshots
• CSV Import and Export
• iCloud Sync
• Encrypted backups
• Apple Pay additions via Shortcuts
• Siri and App Intents support
• iPhone and iPad support One-time unlock. No subscription. Lifetime access. APPLE PAY + SHORTCUTS Manual budgeting without having to type everything manually. With Apple Shortcuts, eligible Apple Pay purchases can be added automatically to SiBalance. Purchase details such as the amount, merchant and date can be passed into SiBalance while you remain in control of the budget and category. Apple Pay additions via Shortcuts are included with SiBalance Full. No bank connection required. PRIVACY FIRST Your financial data stays yours. • No account required
• No bank connections
• No tracking
• No advertising
• No third-party analytics
• Financial data stored privately
• Optional iCloud Sync with SiBalance Full
• Optional encrypted backups with SiBalance Full DESIGNED FOR REAL LIFE Whether you're managing monthly bills, tracking everyday spending or planning for the future, SiBalance helps you make confident financial decisions every day in a simple, private budgeting experience. FREE TO GET STARTED. Use one complete budget for free. When you're ready for more, unlock SiBalance Full once and keep it. No subscription. No recurring charge. ## Version history (last 5 releases) ### 5.2.1 — 2026-09-30 Bug fixes, performance improvements and small refinements to keep SiBalance running smoothly. ### 5.2.0 — 2026-09-28 SiBalance is now free to get started. Create one complete budget and use the essential everyday budgeting features at no cost. Want more? SiBalance Full unlocks the complete experience with a single lifetime purchase, including unlimited budgets, Goals, Forecasting, Insights, widgets, screenshot import, iCloud Sync, encrypted backups, themes, CSV tools and Apple Pay logging via Shortcuts. No subscription. No ads. No tracking. Existing SiBalance users keep their Full access automatically. ### 5.1.0 — 2026-09-24 Apple Pay + Shortcuts SiBalance now works with Apple Shortcuts to make logging Apple Pay purchases faster. Create a personal automation and eligible Apple Pay purchases can be sent straight to SiBalance. • Amount, merchant and date can be filled in automatically • Choose the budget and category you want to use • Add notes when needed • Reconcile a purchase with an existing planned expense instead of creating a duplicate • Recurring planned costs keep future occurrences unchanged No bank connection required. No account required. Just a quicker way to keep SiBalance up to date. ### 5.0.4 — 2026-09-21 Bug fixes, performance improvements and small refinements to keep SiBalance running smoothly. ### 5.0.3 — 2026-09-19 Bug fixes, performance improvements and small refinements to keep SiBalance running smoothly. ## Apps similar to SiBalance | App | Rating | Price | Category | | --- | --- | --- | --- | | [Aliana - Shared Budgeting App](https://appshunter.io/ios/app/aliana-shared-budgeting-app/id6803520156) | — | Free | Finance | | [BudgetFuture: Spendable Today](https://appshunter.io/ios/app/budgetfuture-spendable-today/id6797044140) | — | Free | Finance | | [BillVault: Bill Tracker](https://appshunter.io/ios/app/billvault-bill-tracker/id6808041226) | 5.0 (1) | Free | Finance | | [OneLine Budget](https://appshunter.io/ios/app/oneline-budget/id6758104313) | — | Free | Finance | | [Bill Reminder: DueMinder](https://appshunter.io/ios/app/bill-reminder-dueminder/id6764664154) | — | Free | Finance | | [Manilo: AI Expense Tracker](https://appshunter.io/ios/app/manilo-ai-expense-tracker/id6761738170) | 5.0 (2) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-02.*