# Sierra Central CU > Mobile banking app for account management, deposits, payments, and loan applications. (iPhone/iPad app by Sierra Central Credit Union.) - Source: https://appshunter.io/ios/app/sierra-central-cu/id594832230 (this page in markdown: same URL + `.md`) - Developer: [Sierra Central Credit Union](https://appshunter.io/developer/594832233) - Category: Finance - Price: Free - Rating: 4.70/5 from 6,135 App Store ratings · 94 written reviews indexed - Age rating: 4+ - Requires: iOS 16.0 · 97 MB - Languages: American English, French (France), European Spanish - Released: 2013-01-29 - Data updated: 2026-08-26 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/sierra-central-cu/id594832230/reviews.md ## What is Sierra Central CU? With Sierra Central Credit Union’s Mobile App your money is accessible anytime, anywhere. Enjoy smart tools that make managing finances effortless. 24/7 Banking Mobile Deposit Push Alerts Apply for Loans Credit Score Tracker Spending Analysis Enhanced Fraud Protection Transfer funds between Sierra Central accounts or from external banks, review transactions, pay bills, apply for loans, and monitor your credit—all in one place. Members: Sign in using your Sierra Central username and password.  Not a Member? Apply today at www.SierraCentral.com, visit your local branch, or call 800-222-7228. Download the free app now and discover why Sierra Central has been a better banking option since 1955. Equal Opportunity Lender. Federally Insured by the NCUA. ## Key features - 24/7 Account Access - Mobile Check Deposit - Bill Payment - Loan Applications - Credit Score Tracking - Spending Analysis - Fraud Protection ## What do users think of Sierra Central CU? Overall sentiment: neutral **Pros** - 👍 Great customer service - 🚀 Convenient and functional - 💡 Zelle integration - 👍 User-friendly app - 👍 Friendly and helpful staff **Cons** - 🐛 Buggy and glitchy app - 🔒 Frequent login issues - 🔒 Unreliable security features - 🔍 Difficult to use - 🔍 Poor user experience **Commonly reported bugs** - App crashes and freezes - Login issues and password problems - Mobile deposit failures - Unreliable account balance updates - Incompatibility with biometric login **Most requested features** - Ability to pay extra on loans - Longer transaction history storage - Debit cards with tap functionality - Improved mobile deposit process - Easier account management ## Recent user reviews (10 of 94) All indexed reviews: https://appshunter.io/ios/app/sierra-central-cu/id594832230/reviews.md ### 5/5 — SIERRA CENTRAL ROCKS *2026-07-28, version 26.1.1* Service Technology Products ALL Top Shelf! ### 5/5 — Easy to use *2026-06-10, version 26.1.1* Most times a company updates their app it gets harder and frustrating to us. This was a nice surprise to find the update is very easy to use. ### 1/5 — This institution needs to be investigated *2026-04-16, version 26.1.1* After receiving my disability checks via direct deposit the bank had engaged in some illegal activity. A savings account which I needed just to have a Sierra Central. Checking. An entity had charged that account. After I disputed the charges. That account was no longer supposed to be collecting late fees. But the fees kept occurring during the investigation Sierra Central illegally took the money from my checking account to cover the cost of the charges on the disputed account. They did it on a Friday afternoon. After they closed. And they also reported my card has stolen. I never reported my card is stolen. They are not open on the weekends so I had to wait till Monday to address the issue. They had zeroed out my account. I filed a complaint against them with the Department of financial protection and innovation bureau. After receiving a response from them. They sugarcoated the actions and refuse to address. The illegal activity they had engaged in. The issue had been resolved, but they failed to address why they were illegally doing the suspicious activities that they were engaging in It’s a corrupt cover-up. It’s a failure to take accountability and address the accountability of what they were doing illegally. It just so happens the same day that I receive the response. I was due my direct deposit. Three days later my direct deposit still hasn’t shown up. Even though I have proof and a letter saying that the direct deposit was already sent. The bank is now playing stupid and retaliating against me. They say they can’t see any direct deposit file coming in. That’s a lie. I have proof over the last seven months every single time. My direct deposit was sent. It was there the next day. Excepted a holiday had followed. There is no holiday that followed. Just pure retaliation. Staff had reached out to their back offices and of course they’re not gonna admit the wrongdoing they’re just gonna withhold those funds so the bills that I have can’t get paid on time and my car payment will be late I now have to file another complaint against them because now they’re attempting to ruin my credit. If they do this to me, imagine what they’re doing to other people. I’m actually leaving this bank and closing my account next month. The shadiness and corruption that is going on in those back offices. Is disgusting. I would definitely suggest staying away from this Bank. They are engaging any legal activities against their own customers. Be careful because this is what we call the plague of corruption. ### 5/5 — Review *2026-02-24, version 26.1.1* Nice and fast effective ### 1/5 — Loan payment *2026-01-20, version 25.1.3* Why is there no option to pay more towards the principal of a loan? I can call or stop by a branch, but nothing on the app. The whole point of a Mobile app is convenience! Dumb! ### 5/5 — Superior service *2025-10-03, version 23.2.7* Great service, always so very helpful and courteous! Great staff! ### 5/5 — It works *2025-08-30, version 23.2.7* Convenience, functionality., and security. What more can one ask for. Been a happy member about 30 years now. ### 1/5 — Sign in issue *2025-07-27, version 23.2.7* Why do I have to create a new password almost every time I try to login to my account? The only reason I plan on leaving this bank. ### 1/5 — App is terrible *2025-05-02, version 23.2.7* Banking with sierra central is pretty good. The app is terrible. Doesn’t allow me to log in with biometrics, doesn’t save my login credentials, I’ve set usage notifications to my phone number multiple times and I don’t receive anything. Overall app is no good. ### 5/5 — Credit Unions Are Better Than Banks *2025-04-11, version 23.2.7* Join a credit union. They don’t steal your money ## Frequently asked questions about Sierra Central CU ### What can I do with the Sierra Central Credit Union mobile app? The app allows you to manage your finances 24/7. You can transfer funds, make mobile deposits, review transactions, pay bills, apply for loans, and monitor your credit score. It also includes spending analysis and enhanced fraud protection. ### Is the Sierra Central Credit Union mobile app free to use? Yes, the app is free to download and use. There are no charges associated with downloading or using the core banking features. ### How do I sign in to the app if I'm already a member? Existing members can sign in using their Sierra Central username and password. If you have forgotten your credentials, you may need to reset them through the credit union's website or by contacting them directly. ### Can I apply for a loan through the app? Yes, the app provides the functionality to apply for loans. This allows members to conveniently initiate loan applications directly from their mobile device. ### What if I'm not a member of Sierra Central Credit Union? If you are not yet a member, you can apply to become one directly through the app, by visiting their website at www.SierraCentral.com, visiting a local branch, or calling 800-222-7228. ## Version history (last 5 releases) ### 26.1.1 — 2026-02-10 Manage Other Profiles: Instantly switch between personal, business, or additional profiles without logging out Review, Download, and Export Statements, Tax Forms, and Notices: Easily review, download, and export statements, tax forms, and account notices - all your important documents, accessible anytime Overdraft Protection: Choose which accounts back each other up to avoid overdrafts Connect Other Bank Accounts: Link accounts from other financial institutions for easy transfers and a consolidated view of all your finances Pay by Text: Get text reminders for loan payments and pay instantly by replying Credit Score Tracker and Simulator: Monitor your credit score daily, interact with the Credit Simulator, and receive personalized financial insights Loan Payoff Calculator: See payoff amounts instantly or model how extra payments affect your loan Apple Watch Widget: View account balances and alerts from your watch ### 25.1.3 — 2025-10-10 Bug fixes and performance updates. ### 25.1.2 — 2025-10-09 Bug fixes and performance updates. ### 23.2.7 — 2024-11-21 This app version allows you to view eStatements. ### 23.2.6 — 2024-09-11 The latest update introduces a comprehensive Card experience in managing your debit and credit card(s). With the ability to activate cards, turn them on and off, set multiple travel notifications, and access detailed transaction data, managing your finances has never been more convenient. This enhanced functionality ensures that you have full control over your debit and credit card(s), anytime and anywhere, directly from your mobile device. ## Apps similar to Sierra Central CU | App | Rating | Price | Category | | --- | --- | --- | --- | | [Members 1st CU Mobile](https://appshunter.io/ios/app/members-1st-cu-mobile/id815828327) | 3.1 (30) | Free | Finance | | [Tri Counties Mobile Banking](https://appshunter.io/ios/app/tri-counties-mobile-banking/id1644971918) | 4.6 (3,396) | Free | Finance | | [Travis CU Mobile](https://appshunter.io/ios/app/travis-cu-mobile/id600147502) | 4.8 (26,514) | Free | Finance | | [First U.S. Mobile Banking](https://appshunter.io/ios/app/first-us-mobile-banking/id766103048) | 2.7 (23) | Free | Finance | | [Golden 1 Mobile](https://appshunter.io/ios/app/golden-1-mobile/id473282264) | 4.7 (87,029) | Free | Finance | | [SAFE Credit Union](https://appshunter.io/ios/app/safe-credit-union/id405138418) | 4.8 (22,224) | Free | Finance | ## Related topics [sierra central credit union](https://appshunter.io/ios/topics/sierra-central-credit-union) · [sierra central](https://appshunter.io/ios/topics/sierra-central) · [sierra central cu](https://appshunter.io/ios/topics/sierra-central-cu) · [canyon view credit union](https://appshunter.io/ios/topics/canyon-view-credit-union) · [central african building society](https://appshunter.io/ios/topics/central-african-building-society) · [gwcu](https://appshunter.io/ios/topics/gwcu) · [space coast credit union](https://appshunter.io/ios/topics/space-coast-credit-union) · [wescom central credit union](https://appshunter.io/ios/topics/wescom-central-credit-union) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*